Skip to content

    COMMUNITY FINANCIAL SYSTEM (CBU) stock price & financials

    View CBU earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance+3.4% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $188.94M
    $196.29M
    $196.25M
    $199.26M
    $207.05M
    +9.6%
    $215.45M
    +9.8%
    $213.29M
    +8.7%
    $223.16M
    +12.0%
    Strengthening
    Operating Profit
    Net Profit
    $43.90M
    $49.79M
    $49.61M
    $51.33M
    $55.09M
    +25.5%
    $54.42M
    +9.3%
    $57.22M
    +15.3%
    $61.33M
    +19.5%
    Strengthening
    EPS
    $0.83
    $0.94
    $0.97
    $1.04
    +25.3%
    $1.08
    +14.9%
    $1.16
    +19.6%
    Strengthening
    Other Income
    Interest
    $51.16M
    $49.96M
    $47.44M
    $48.13M
    $49.12M
    -4.0%
    $48.04M
    -3.8%
    $45.27M
    -4.6%
    $45.21M
    -6.1%
    Weakening
    Depreciation
    Profit before Tax
    $57.03M
    $64.54M
    $64.27M
    $66.04M
    $73.17M
    +28.3%
    $71.92M
    +11.4%
    $74.61M
    +16.1%
    $80.81M
    +22.4%
    Strengthening
    MarginsOPM
    Tax
    23.0%
    22.9%
    22.8%
    22.3%
    24.7%
    +7.3%
    24.3%
    +6.5%
    23.3%
    +2.2%
    24.1%
    +8.3%
    Strengthening
    ReturnsROIC
    3.0%
    3.4%
    3.4%
    3.5%
    3.8%
    +25.5%
    3.7%
    +9.3%
    3.9%
    +15.3%
    4.2%
    +19.5%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$211.83M$205.03M$1.65B$1.88B$209.90M$190.96M$197.00M$301.75M$258.17M
    Short-Term Investments
    Total Current Assets
    Net PP&E$119.99M$204.53M$200.56M$192.41M$190.85M$213.45M$230.00M$299.68M$250.25M
    Goodwill$733.50M$773.81M$793.71M$799.11M$841.84M$845.40M$853.23M$887.98M$900.65M
    Intangibles$73.85M$63.11M$52.94M$65.23M$61.00M$52.59M$48.25M$54.74M$63.04M
    Total Assets$10.61B$11.41B$13.93B$15.55B$15.84B$15.56B$16.39B$17.30B$17.76B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$54.40M
    Long-Term Debt$990.20M
    Long-Term Leases
    Total Liabilities$8.89B$9.56B$11.83B$13.45B$14.28B$13.86B$14.62B$15.30B$15.69B
    EquityCommon Stock & APIC
    Retained Earnings$795.56M$882.85M$960.18M$1.06B$1.15B$1.19B$1.28B$1.39B$1.46B
    Total Equity$1.71B$1.86B$2.10B$2.10B$1.55B$1.70B$1.76B$2.01B$2.07B
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$221.41M$202.50M$179.48M$202.55M$214.60M$228.42M$242.28M$301.86M$308.27M
    Cash from Investing$17.50M-$157.05M-$398.72M-$1.53B-$2.14B$335.78M-$835.62M-$182.10M-$380.57M
    Cash from Financing-$248.11M-$52.25M$1.66B$1.56B$259.22M-$583.13M$599.38M-$15.01M$93.22M
    SummaryCapital Expenditure-$12.65M-$5.69M-$14.78M-$13.38M-$12.92M-$18.59M-$20.70M-$68.53M-$61.60M
    Free Cash Flow$208.76M$196.82M$164.70M$189.17M$201.68M$209.84M$221.57M$233.33M$246.67M
    FCF Margin29.7%32.2%29.7%28.5%28.7%

    Ratios