Sep 2026 (Q3 FY26) — Oct 22, 2026
ConnectOne Bancorp Q3 FY26 — Strong Core Performance & Balance Sheet Repositioning via Loan Sale
Read the full callConnectOne Bancorp earnings: last reported Thu, 22 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 41.7 | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. |
Guidance
1 of 1 judged target kept · 5 open · verdicts reflect calls analysed to Sep 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Operating expense growth (sequential) | about 1.5% | Jun 2026 | Last quarter, we projected 1.5% sequential growth. Instead, noninterest expenses were flat. | Achieved |
| Operating expense growth (sequential) | about 1.5% | Jun 2026 | For your models, I'm targeting 2% to 2.5% sequential increase in OpEx for the fourth quarter. | Revised Down |
| Year-end spot net interest margin | 3.50% | Jun 2026 | So putting it all together, we're now estimating a margin reaching 3.50% for the fourth quarter, while for 2027, our models show continued widening throughout the year. | On Track |
5 of ConnectOne Bancorp, Inc.'s 6 targets are still open. See which are on track and which have gone quiet. The 3 above are the free sample; 3 more targets are in the full ledger.
Claimed
Qualified
Price
1Y: $24.28 on 22 Oct 2025 → $32.69. High $34.11 (16 Jul 2026), low $23.36 (17 Nov 2025).
Overview
Guidance
1 of 1 judged target kept · 5 open · verdicts reflect calls analysed to Sep 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Operating expense growth (sequential) | about 1.5% | Jun 2026 | Last quarter, we projected 1.5% sequential growth. Instead, noninterest expenses were flat. | Achieved |
| Operating expense growth (sequential) | about 1.5% | Jun 2026 | For your models, I'm targeting 2% to 2.5% sequential increase in OpEx for the fourth quarter. | Revised Down |
| Year-end spot net interest margin | 3.50% | Jun 2026 | So putting it all together, we're now estimating a margin reaching 3.50% for the fourth quarter, while for 2027, our models show continued widening throughout the year. | On Track |
Claimed
Qualified
The full ledger
A free account opens 5 company ledgers a month. All 6 tracked commitments, with each call’s wording and source.
Call summaries
ConnectOne Bancorp Q3 FY26 — Strong Core Performance & Balance Sheet Repositioning via Loan Sale
Read the full callConnectOne Bancorp Q2 FY26 — Strong Operating Performance and Margin Expansion
Read the full callEvery analysed call
Financials
Net profit, year on year: +305% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Interest | 69 | 63 | 59 | 67 | 86 | 80 | — | — |
| Profit before tax | 23 | 26 | 27 | -25 | 57 | 53 | 53 | 58 |
| Tax rate | 26.0% | 23.0% | 26.1% | 19.7% | 28.4% | 25.9% | 28.0% | 28.0% |
| Net profit | 17 | 20 | 20 | -20 | 41 | 40 | 38 | 42 |
| EPS ($ per share) | 0.41 | 0.49 | 0.49 | -0.52 | 0.79 | 0.76 | 0.72 | 0.80 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 413 | 469 | 587 | 587 | 587 | 587 | 587 | 858 |
| Reserves | 211 | 272 | 332 | 440 | 536 | 591 | 631 | 674 |
| Total liabilities | 4,848 | 5,443 | 6,632 | 7,005 | 8,466 | 8,639 | 8,638 | 12,429 |
| Fixed assets | 19 | 19 | 30 | 29 | 28 | 31 | 28 | 55 |
| Total assets | 5,462 | 6,174 | 7,547 | 8,129 | 9,645 | 9,856 | 9,880 | 14,003 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 89 | 61 | 81 | 202 | 177 | 93 | 61 | 106 |
| Cash from investing | -357 | -102 | -323 | -690 | -1,543 | -248 | 55 | -186 |
| Cash from financing | 291 | 71 | 345 | 449 | 1,369 | 130 | -2 | 104 |
| Net cash flow | — | — | 102 | -38 | 3 | -26 | 114 | 24 |
| Capital expenditure | -2 | -2 | -2 | -3 | -3 | -7 | -4 | -5 |
| Free cash flow | 87 | 59 | 79 | 199 | 173 | 85 | 57 | 101 |
58 filings between Mar 17, 2026 and Jun 15, 2026.
Purchases
$36.0K
3 purchases by 1 insider
Sales
None
No insider sold shares.
Also filed: 1 gift.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Moise Anson M. | $36.0K | — | Jun 15, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Jun 15, 2026 | Moise Anson M. Director | Purchase | 860 | $28.5K |
| Jun 9, 2026 | Moise Anson M. Director | Purchase | 120 | $3.8K |
| Jun 8, 2026 | Moise Anson M. Director | Purchase | 120 | $3.7K |
| Jun 1, 2026 | Haye Edward J. Director | Award | 2,528 | $0 |
| Jun 1, 2026 | Rifkin Daniel E Director | Award | 2,528 | $0 |
| Jun 1, 2026 | Moise Anson M. Director | Award | 2,528 | $0 |
| Jun 1, 2026 | BECKER CHRISTOPHER Director | Award | 2,528 | $0 |
| Jun 1, 2026 | Huttle Frank III Director | Award | 2,528 | $0 |
| Jun 1, 2026 | MINOIA NICHOLAS Director | Award | 2,528 | $0 |
| Jun 1, 2026 | Kempner Michael W Director | Award | 2,528 | $0 |
| Jun 1, 2026 | BAIER FRANK W Director | Award | 2,528 | $0 |
| Jun 1, 2026 | Sokolich Mark Director | Award | 2,528 | $0 |
| Jun 1, 2026 | QUICK PETER Director | Award | 2,528 | $0 |
| Jun 1, 2026 | Boswell Stephen T. Director | Award | 2,528 | $0 |
| Jun 1, 2026 | Nukk-Freeman Katherin Director | Award | 2,528 | $0 |
| Jun 1, 2026 | O'Donnell Susan C Director | Award | 2,528 | $0 |
| Mar 25, 2026 | Criscione Laura EVP & Chief Compliance Officer | Tax withheld | 970 | $25.5K |
| Mar 25, 2026 | Criscione Laura EVP & Chief Compliance Officer | Award | 1,940 | $0 |
| Mar 25, 2026 | Magennis Elizabeth Bank President | Award | 12,642 | $0 |
| Mar 25, 2026 | Magennis Elizabeth Bank President | Award | 5,548 | $0 |
| Mar 25, 2026 | Burns William S Senior EVP & CFO | Tax withheld | 2,578 | $67.7K |
| Mar 25, 2026 | Burns William S Senior EVP & CFO | Award | 11,162 | $0 |
| Mar 25, 2026 | Burns William S Senior EVP & CFO | Award | 5,157 | $0 |
| Mar 25, 2026 | Sorrentino Frank III Chairman & CEO | Award | 38,822 | $0 |
| Mar 25, 2026 | Sorrentino Frank III Chairman & CEO | Tax withheld | 11,523 | $302.7K |
| Mar 25, 2026 | Magennis Elizabeth Bank President | Tax withheld | 2,774 | $72.9K |
| Mar 25, 2026 | Javitz Joseph T. EVP & Chief Credit Officer | Tax withheld | 842 | $22.1K |
| Mar 25, 2026 | Javitz Joseph T. EVP & Chief Credit Officer | Award | 3,687 | $0 |
| Mar 25, 2026 | Pappas Mark J EVP & Chief Risk Officer | Award | 3,507 | $0 |
| Mar 25, 2026 | Criscione Laura EVP & Chief Compliance Officer | Award | 3,552 | $0 |
| Mar 25, 2026 | Sorrentino Frank III Chairman & CEO | Award | 19,205 | $0 |
| Mar 25, 2026 | Schwartz Robert Allan EVP & General Counsel | Award | 9,250 | $0 |
| Mar 25, 2026 | Primiano Steven EVP, Treas.& C Corp DevOfficer | Award | 3,597 | $0 |
| Mar 25, 2026 | Primiano Steven EVP, Treas.& C Corp DevOfficer | Tax withheld | 868 | $23.1K |
| Mar 25, 2026 | Primiano Steven EVP, Treas.& C Corp DevOfficer | Award | 1,736 | $0 |
| Mar 25, 2026 | Javitz Joseph T. EVP & Chief Credit Officer | Award | 2,015 | $0 |
| Mar 23, 2026 | Burns William S Senior EVP & CFO | Tax withheld | 1,288 | $34.4K |
| Mar 23, 2026 | Sorrentino Frank III Chairman & CEO | Tax withheld | 5,752 | $153.7K |
| Mar 23, 2026 | Criscione Laura EVP & Chief Compliance Officer | Tax withheld | 560 | $15.0K |
| Mar 23, 2026 | Pappas Mark J EVP & Chief Risk Officer | Tax withheld | 514 | $13.7K |
| Mar 23, 2026 | Javitz Joseph T. EVP & Chief Credit Officer | Tax withheld | 466 | $12.5K |
| Mar 23, 2026 | Magennis Elizabeth Bank President | Tax withheld | 1,385 | $37.0K |
| Mar 23, 2026 | Primiano Steven EVP, Treas.& C Corp DevOfficer | Tax withheld | 484 | $12.9K |
| Mar 20, 2026 | Javitz Joseph T. EVP & Chief Credit Officer | Tax withheld | 461 | $12.0K |
| Mar 20, 2026 | Javitz Joseph T. EVP & Chief Credit Officer | Tax withheld | 722 | $18.7K |
| Mar 20, 2026 | Burns William S Senior EVP & CFO | Tax withheld | 1,418 | $36.8K |
| Mar 20, 2026 | Burns William S Senior EVP & CFO | Tax withheld | 2,211 | $57.4K |
| Mar 20, 2026 | Criscione Laura EVP & Chief Compliance Officer | Tax withheld | 508 | $13.2K |
| Mar 20, 2026 | Criscione Laura EVP & Chief Compliance Officer | Tax withheld | 832 | $21.6K |
| Mar 20, 2026 | Schwartz Robert Allan EVP & General Counsel | Tax withheld | 186 | $4.8K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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