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    CONSUMER PORTFOLIO SERVICES (CPSS) stock price & financials

    View CPSS earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance+15.4% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $100.58M
    $105.30M
    $106.87M
    $109.76M
    $108.42M
    +7.8%
    $109.41M
    +3.9%
    $112.33M
    +5.1%
    $121.39M
    +10.6%
    Strengthening
    Operating Profit
    Net Profit
    $4.80M
    $5.14M
    $4.69M
    $4.80M
    $4.85M
    +1.2%
    $4.98M
    -3.2%
    $5.54M
    +18.0%
    $6.23M
    +30.0%
    Strengthening
    EPS
    $0.22
    $0.22
    $0.22
    $0.22
    +0.0%
    $0.25
    +13.6%
    $0.29
    +31.8%
    Strengthening
    Other Income
    Interest
    $50.06M
    $52.52M
    $54.92M
    $58.70M
    $59.10M
    +18.1%
    $59.30M
    +12.9%
    $60.06M
    +9.4%
    $64.25M
    +9.5%
    Strengthening
    Depreciation
    Profit before Tax
    $6.85M
    $7.35M
    $6.80M
    $6.95M
    $7.03M
    +2.6%
    $7.22M
    -1.8%
    $8.03M
    +18.0%
    $9.04M
    +30.0%
    Strengthening
    MarginsOPM
    Tax
    30.0%
    30.0%
    31.0%
    31.0%
    31.0%
    +3.3%
    31.0%
    +3.2%
    31.0%
    +0.0%
    31.0%
    +0.0%
    Stable
    ReturnsROIC
    1.5%
    1.6%
    1.5%
    1.5%
    1.5%
    +1.2%
    1.6%
    -3.2%
    1.7%
    +18.0%
    1.9%
    +30.0%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$12.79M$5.29M$13.47M$29.93M$13.49M$6.17M$11.71M$6.32M$7.50M
    Short-Term Investments
    Total Current Assets
    Net PP&E$1.84M$18.65M$11.77M$9.32M$7.44M$1.37M$943.0K$17.71M$15.87M
    Goodwill
    Intangibles
    Total Assets$2.49B$2.54B$2.15B$2.16B$2.75B$2.90B$3.49B$3.86B$4.42B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$300.00M
    Long-Term Debt
    Long-Term Leases
    Total Liabilities$2.29B$2.34B$2.01B$1.99B$2.52B$2.63B$3.20B$3.55B$4.10B
    EquityCommon Stock & APIC$70.27M$71.26M$72.93M$55.30M$28.91M$28.68M$25.72M$24.43M$22.36M
    Retained Earnings$134.40M$139.81M$69.01M$116.53M$202.51M$247.86M$267.06M$286.38M$298.16M
    Total Equity$197.12M$110.17M$133.36M$170.21M$228.39M$274.67M$0$309.54M$319.25M
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$216.21M$216.78M$238.77M$198.19M$215.93M$237.98M$233.75M$289.00M$350.54M
    Cash from Investing-$242.19M-$229.35M$93.03M-$115.36M-$713.90M-$359.53M-$769.71M-$590.12M-$926.25M
    Cash from Financing$31.40M$23.29M-$328.48M-$50.44M$484.21M$84.19M$547.92M$335.93M$595.75M
    SummaryCapital Expenditure-$1.08M-$751.0K-$24.0K-$1.98M-$2.15M-$559.0K-$433.0K-$709.0K-$1.08M
    Free Cash Flow$215.13M$216.03M$238.74M$196.22M$213.78M$237.42M$233.32M$288.29M$349.46M
    FCF Margin55.2%62.5%88.0%73.3%64.8%67.4%59.3%66.4%77.4%

    Ratios