Apr 2026 (Q4 FY26) — Jul 14, 2026
America's Car-Mart Q4 FY26 — Strategic Review and Liquidity Management Drive Reduced Originations
Read the full callAmerica's Car-Mart (CRMT) earnings
- Jul 2026
- Apr 2026 (Q4 FY26)
- Apr 2026
America's Car-Mart earnings: last reported Tue, 14 Jul 2026, for the quarter ended Apr 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 146 | −57.3% YoY | Quarterly, as filed | Quarter to Jul 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jul 2026 | Not in the filed figures for the quarter to jul 2026. No older figure is substituted. | ||
| Net profit | Quarterly, as filed | Quarter to Jul 2026 | Not in the filed figures for the quarter to jul 2026. No older figure is substituted. |
Price
$1.07 +2.88% · +$0.03
Performance −95.7% 1Y
1Y: $24.87 on 17 Oct 2025 → $1.07. High $28.25 (15 Jan 2026), low $0.98 (1 Oct 2026).
- Previous close
- $1.04
- 52-week range
- $0.98 – $28.25
- One year
- −96.02%
Overview
- Symbol
- CRMT
- Sector
- Consumer Discretionary
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
America's Car-Mart earnings calls (CRMT)
Financials
What the filings say
| Line item | Oct 2024 | Jan 2025 | Apr 2025 | Jul 2025 | Oct 2025 | Jan 2026 | Apr 2026 | Jul 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 347 | 326 | 370 | 341 | 350 | 287 | 303 | 146 |
| Expenses | 340 | 321 | 358 | 349 | 378 | 324 | 340 | 215 |
| Interest | 18 | — | — | — | — | — | — | — |
| Profit before tax | 7 | 4 | 12 | -7 | -27 | -37 | -36 | -69 |
| Tax rate | 28.3% | 28.0% | 14.8% | 22.5% | 18.2% | −108.9% | 6.0% | −0.2% |
| EPS ($ per share) | 0.62 | 0.38 | — | -0.69 | -2.71 | -9.25 | — | -8.28 |
| Line item | Apr 2019 | Apr 2020 | Apr 2021 | Apr 2022 | Apr 2023 | Apr 2024 | Apr 2025 | Apr 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 410 | 461 | 565 | 665 | 686 | 654 | 672 | 533 |
| Total liabilities | 232 | 364 | 415 | 678 | 916 | 1,006 | 1,037 | 971 |
| Fixed assets | 29 | 30 | 35 | 45 | 62 | 60 | 57 | 43 |
| Total assets | 493 | 667 | 822 | 1,155 | 1,415 | 1,478 | 1,606 | 1,417 |
| Line item | Apr 2019 | Apr 2020 | Apr 2021 | Apr 2022 | Apr 2023 | Apr 2024 | Apr 2025 | Apr 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 25 | 21 | -54 | -119 | -136 | -74 | -49 | 65 |
| Cash from investing | -4 | -10 | -8 | -17 | -28 | -11 | -11 | -2 |
| Cash from financing | -20 | 47 | 5 | 176 | 189 | 111 | 90 | -56 |
| Net cash flow | 1 | 58 | -57 | 40 | 25 | 26 | 30 | 7 |
| Capital expenditure | -4 | -5 | -9 | -16 | -22 | -6 | -4 | -2 |
| Free cash flow | 21 | 15 | -63 | -135 | -158 | -80 | -53 | 63 |
Insider filings
16 filings between Dec 11, 2025 and Sep 30, 2026.
Open market
decisions to buy or sellPurchases
$5.0K
1 purchase by 1 insider
Sales
$100.7K
1 sale by 1 insider
Compensation
not trading decisions- 8
- Award — granted as compensation
- 4
- Tax withheld — shares kept back by the company to cover tax
Also filed: 2 other filings.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Peterson Adam K | — | $100.7K | Apr 27, 2026 |
| Collins Jonathan M. | $5.0K | — | Dec 11, 2025 |
Latest filings (48)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 30, 2026 | Campbell Douglas W. Jr. President & CEO | Tax withheld | 4,944 | $5.0K |
| Sep 17, 2026 | Fischer Jamie Chief Operating Officer | Tax withheld | 380 | $676 |
| Jul 20, 2026 | Peterson Adam K Insider | Other | 437,161 | $0 |
| Jun 5, 2026 | Collins Jonathan M. Chief Financial Officer | Tax withheld | 506 | $3.9K |
| May 22, 2026 | Judy Vickie D. Chief Accounting Officer | Tax withheld | 1,067 | $12.7K |
| May 1, 2026 | Davis Julia K. Director | Award | 11,801 | $0 |
| May 1, 2026 | Englander Daniel J Director | Award | 16,915 | $0 |
| May 1, 2026 | Joplin Brandi N. Director | Award | 11,801 | $0 |
| May 1, 2026 | MORRIS DAWN C Director | Award | 11,801 | $0 |
| May 1, 2026 | WELCH JOSHUA G Director | Award | 11,801 | $0 |
| May 1, 2026 | Williams Jeffrey A Director | Award | 11,801 | $0 |
| May 1, 2026 | Buba Jonathan Z Director | Award | 11,801 | $0 |
| Apr 27, 2026 | Peterson Adam K 10% owner | Sale | 8,000 | $100.7K |
| Apr 20, 2026 | Peterson Adam K 10% owner | Other | 132,815 | $0 |
| Jan 16, 2026 | Judy Vickie D. Chief Accounting Officer | Award | 1,241 | $0 |
| Dec 11, 2025 | Collins Jonathan M. Chief Financial Officer | Purchase | 197 | $5.0K |
| Oct 18, 2025 | Fischer Jamie Chief Operating Officer | Tax withheld | 2,510 | $62.4K |
| Sep 30, 2025 | Campbell Douglas W. Jr. President & CEO | Tax withheld | 4,746 | $138.6K |
| Sep 25, 2025 | Joplin Brandi N. Director | Award | 2,919 | $0 |
| Sep 17, 2025 | Fischer Jamie Chief Operating Officer | Award | 6,211 | $0 |
| Jul 15, 2025 | Peterson Adam K 10% owner | Other | 167,404 | $0 |
| Jun 24, 2025 | Judy Vickie D. Chief Accounting Officer | Tax withheld | 318 | $17.6K |
| Jun 17, 2025 | Collins Jonathan M. Chief Financial Officer | Purchase | 102 | $5.0K |
| Jun 11, 2025 | Peterson Adam K 10% owner | Sale | 43,000 | $2.48M |
| Jun 11, 2025 | Peterson Adam K 10% owner | Sale | 45,000 | $2.53M |
| Jun 10, 2025 | Peterson Adam K 10% owner | Sale | 53,000 | $2.94M |
| Jun 9, 2025 | Peterson Adam K 10% owner | Sale | 13,269 | $740.4K |
| Jun 5, 2025 | Collins Jonathan M. Chief Financial Officer | Award | 6,145 | $0 |
| May 22, 2025 | Judy Vickie D. Chief Accounting Officer | Award | 9,453 | $0 |
| May 1, 2025 | MORRIS DAWN C Director | Award | 3,135 | $0 |
| May 1, 2025 | Williams Jeffrey A Director | Award | 3,135 | $0 |
| May 1, 2025 | Davis Julia K. Director | Award | 3,135 | $0 |
| May 1, 2025 | Bordelon Ann G. Director | Award | 3,135 | $0 |
| Mar 11, 2025 | Buba Jonathan Z Director | Purchase | 24,131 | $1.06M |
| Mar 11, 2025 | Buba Jonathan Z Director | Purchase | 869 | $37.2K |
| Mar 10, 2025 | Buba Jonathan Z Director | Purchase | 75,000 | $3.28M |
| Mar 10, 2025 | WELCH JOSHUA G Director | Purchase | 11,500 | $488.4K |
| Mar 10, 2025 | WELCH JOSHUA G Director | Purchase | 500 | $20.8K |
| Dec 31, 2024 | Fischer Jamie Chief Operating Officer | Award | 2,927 | $0 |
| Oct 18, 2024 | Fischer Jamie Chief Operating Officer | Award | 5,978 | $0 |
| Oct 3, 2024 | Campbell Douglas W. Jr. President and CEO | Tax withheld | 2,825 | $114.3K |
| Oct 1, 2024 | WELCH JOSHUA G Director | Other | 11,650 | $488.4K |
| Sep 30, 2024 | Campbell Douglas W. Jr. President and CEO | Tax withheld | 6,515 | $273.1K |
| Sep 19, 2024 | Peterson Adam K 10% owner | Purchase | 813,953 | $35.00M |
| Sep 19, 2024 | MORRIS DAWN C Director | Purchase | 116 | $5.0K |
| Sep 19, 2024 | Bordelon Ann G. Director | Purchase | 1,232 | $53.0K |
| Sep 19, 2024 | Buba Jonathan Z Director | Purchase | 232,558 | $10.00M |
| Sep 19, 2024 | WELCH JOSHUA G Director | Purchase | 23,255 | $1000.0K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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