Sep 2026 (Q3 FY26) — Oct 20, 2026
Dime Commercial Bancshares, Inc. Q3 FY26 — Record Revenue and Strong NIM Expansion
Read the full callDime Commercial Bancshares earnings: last reported Tue, 20 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 6.5 | +39.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 34.8 | +17.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Guidance
11 targets tracked, none judged yet · 11 open · verdicts reflect calls analysed to Jun 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Business loan portfolio growth | $200 million to $250 million | Jun 2026 | we believe we have the infrastructure and talent in place to grow that portfolio between $200 million to $250 million per quarter. | New |
11 of Dime Commercial Bancshares, Inc. /NY/'s 11 targets are still open. See which are on track and which have gone quiet. The 1 above are the free sample; 10 more targets are in the full ledger.
Claimed
Qualified
Price
1Y: $29.66 on 22 Oct 2025 → $42.73. High $42.73 (23 Oct 2026), low $25.78 (17 Nov 2025).
Overview
Guidance
11 targets tracked, none judged yet · 11 open · verdicts reflect calls analysed to Jun 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Business loan portfolio growth | $200 million to $250 million | Jun 2026 | we believe we have the infrastructure and talent in place to grow that portfolio between $200 million to $250 million per quarter. | New |
Claimed
Qualified
The full ledger
A free account opens 5 company ledgers a month. All 11 tracked commitments, with each call’s wording and source.
Call summaries
Dime Commercial Bancshares, Inc. Q3 FY26 — Record Revenue and Strong NIM Expansion
Read the full callDime Commercial Bancshares Q2 FY26 — Record Revenue and NIM Expansion
Read the full callEvery analysed call
Financials
Net profit, year on year: +17% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 4 | 4 | 5 | 5 | 5 | 5 | 6 | 6 |
| Profit before tax | 18 | -17 | 29 | 40 | 40 | 48 | 49 | 48 |
| Tax rate | 26.9% | −19.4% | 25.3% | 26.1% | 31.0% | 33.4% | 28.7% | 27.3% |
| Net profit | 13 | -20 | 21 | 30 | 28 | 32 | 35 | 35 |
| EPS ($ per share) | 0.29 | — | 0.45 | 0.64 | 0.59 | — | 0.75 | 0.75 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 117 | 151 | 601 | 655 | 763 | 813 | 795 | 854 |
| Total liabilities | 4,247 | 4,424 | 6,081 | 10,874 | 12,020 | 12,410 | 12,957 | 13,866 |
| Fixed assets | 35 | 34 | 19 | 50 | 47 | 45 | 35 | 31 |
| Total assets | 4,701 | 4,922 | 6,782 | 12,066 | 13,190 | 13,636 | 14,353 | 15,342 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 58 | 68 | 60 | 146 | 295 | 91 | 99 | 187 |
| Cash from investing | -81 | -10 | -324 | 1,103 | -1,332 | -214 | 64 | -69 |
| Cash from financing | 223 | -50 | 353 | -1,099 | 813 | 411 | 663 | 953 |
| Capital expenditure | -5 | -3 | -5 | — | -4 | — | — | — |
| Free cash flow | 53 | 65 | 55 | — | 291 | — | — | — |
115 filings between Oct 30, 2025 and Oct 1, 2026.
Purchases
$539.3K
1 purchase by 1 insider
Sales
$11.49M
59 sales by 5 insiders
Also filed: 1 gift.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $539.3K | $9.96M | Aug 13, 2026 |
| Lubow Stuart H | — | $878.1K | Feb 13, 2026 |
| SUSKIND DENNIS A | — | $388.8K | Jun 10, 2026 |
| NIELSEN RAYMOND A | — | $247.4K | Aug 6, 2026 |
| Wu Judy | — | $14.8K | Dec 5, 2025 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 1, 2026 | Perry Joseph Director | Award | 87 | $3.4K |
| Sep 2, 2026 | Fegan Michael Chief Technology & Ops Officer | Tax withheld | 2,253 | $91.0K |
| Sep 2, 2026 | Lubow Stuart H President & CEO | Tax withheld | 18,378 | $742.5K |
| Sep 2, 2026 | Fegan Michael Chief Technology & Ops Officer | Tax withheld | 2,253 | $91.0K |
| Sep 2, 2026 | Lubow Stuart H President & CEO | Tax withheld | 9,189 | $371.2K |
| Sep 2, 2026 | Lubow Stuart H President & CEO | Tax withheld | 18,378 | $742.5K |
| Aug 13, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,162 | $48.1K |
| Aug 13, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 168 | $7.0K |
| Aug 13, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 2,882 | $119.3K |
| Aug 13, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 54 | $2.2K |
| Aug 13, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 2,904 | $120.2K |
| Aug 12, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 243 | $10.0K |
| Aug 12, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 13,098 | $536.5K |
| Aug 12, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 5,240 | $214.6K |
| Aug 12, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 12,999 | $532.4K |
| Aug 12, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 755 | $30.9K |
| Aug 11, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 8,594 | $348.8K |
| Aug 11, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 80 | $3.2K |
| Aug 6, 2026 | NIELSEN RAYMOND A Director | Sale | 1,800 | $75.1K |
| Aug 3, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 14,907 | $613.7K |
| Aug 3, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,571 | $64.7K |
| Aug 3, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 3,987 | $164.1K |
| Aug 3, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 44 | $1.8K |
| Aug 3, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 178 | $7.3K |
| Jul 31, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 5,931 | $241.7K |
| Jul 31, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,130 | $46.1K |
| Jul 31, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 14,990 | $611.0K |
| Jul 31, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 288 | $11.7K |
| Jul 31, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 30,661 | $1.25M |
| Jul 30, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 6,187 | $252.4K |
| Jul 30, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 326 | $13.3K |
| Jul 30, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 3,115 | $127.1K |
| Jul 30, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 57 | $2.3K |
| Jul 30, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,244 | $50.7K |
| Jul 1, 2026 | Germano Judith H Director | Award | 439 | $17.8K |
| Jul 1, 2026 | Perry Joseph Director | Award | 84 | $3.4K |
| Jun 18, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 12,003 | $468.4K |
| Jun 18, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 663 | $25.9K |
| Jun 18, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 6,030 | $235.3K |
| Jun 18, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 255 | $10.0K |
| Jun 18, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 13,800 | $538.5K |
| Jun 16, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,790 | $70.3K |
| Jun 16, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 123 | $4.8K |
| Jun 16, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 6,726 | $264.3K |
| Jun 16, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 4,142 | $162.7K |
| Jun 16, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,238 | $48.6K |
| Jun 15, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,281 | $50.8K |
| Jun 15, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 1,853 | $73.5K |
| Jun 15, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 6,963 | $276.2K |
| Jun 15, 2026 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. Director | Sale | 4,288 | $170.1K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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