Jun 2026 (Q3 FY26) — Aug 6, 2026
EZCORP Q3 FY26 — Strong Core Pawn Performance and Strategic Acquisitions
Read the full callEZCORP (EZPW) earnings
- Jun 2026
- Jun 2026 (Q3 FY26)
- Sep 2025
EZCORP earnings: last reported Thu, 6 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 419 | +34.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 13.1 | +1.5 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 38.2 | +44.1% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$32.75 −0.76% · −$0.25
Performance +76.5% 1Y
1Y: $18.55 on 17 Oct 2025 → $32.75. High $35.59 (2 Jul 2026), low $17.41 (13 Nov 2025).
- Previous close
- $33
- 52-week range
- $17.41 – $35.59
- One year
- +74.67%
Overview
- Symbol
- EZPW
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
EZCORP earnings calls (EZPW)
Financials
What the filings say
Net profit, year on year: +44% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 295 | 320 | 306 | 311 | 337 | 382 | 447 | 419 |
| Operating profit | 26 | 42 | 34 | 36 | 37 | 61 | 68 | 55 |
| Operating margin | 8.8% | 13.1% | 11.2% | 11.6% | 11.0% | 15.9% | 15.2% | 13.1% |
| Interest | 3 | 3 | 3 | 8 | 8 | 8 | 8 | 8 |
| Profit before tax | 26 | 41 | 34 | 35 | 36 | 59 | 65 | 52 |
| Tax rate | 42.1% | 25.1% | 26.2% | 23.6% | 26.4% | 25.1% | 24.3% | 26.0% |
| Net profit | 15 | 31 | 25 | 27 | 27 | 44 | 49 | 38 |
| EPS ($ per share) | — | 0.57 | 0.46 | 0.45 | — | 0.72 | 0.80 | 0.62 |
| Line item | Sep 2018 | Sep 2019 | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|
| Reserves | 387 | 389 | 318 | 353 | 402 | 431 | 507 | 613 |
| Total liabilities | 502 | 339 | 548 | 595 | 656 | 722 | 689 | 926 |
| Fixed assets | 74 | 67 | 57 | 54 | 57 | 68 | 66 | 75 |
| Total assets | 1,242 | 1,084 | 1,197 | 1,267 | 1,348 | 1,468 | 1,493 | 1,951 |
| Line item | Sep 2018 | Sep 2019 | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 89 | 104 | 49 | 46 | 67 | 102 | 114 | 149 |
| Cash from investing | -134 | -28 | 110 | -85 | -113 | -111 | -112 | -118 |
| Cash from financing | 168 | -198 | -6 | -16 | -3 | 24 | -50 | 274 |
| Net cash flow | 122 | -123 | 150 | -49 | -49 | 15 | -49 | 305 |
| Capital expenditure | -40 | -39 | -29 | -24 | -32 | -40 | -36 | -39 |
| Free cash flow | 49 | 65 | 21 | 23 | 35 | 61 | 78 | 110 |
Insider filings
30 filings between Nov 19, 2025 and Aug 24, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$5.48M
11 sales by 7 insiders
27% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 5
- Award — granted as compensation
- 7
- Option exercise — converted options into shares
- 7
- Tax withheld — shares kept back by the company to cover tax
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Bryant Ellen H | — | $1.54M | Aug 24, 2026 |
| ESPINOSA PABLO LAGOS | — | $1.18M | Jul 6, 2026 |
| Kulas Jason A. | — | $671.2K | May 12, 2026 |
| Swies Nicole | — | $597.4K | Feb 17, 2026 |
| Tillett Gary | — | $505.0K | Feb 23, 2026 |
| APPEL MATTHEW W | — | $500.0K | May 20, 2026 |
| Sajnani Sunil | — | $491.1K | Mar 2, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 24, 2026 | Bryant Ellen H Chief Legal Officer | Sale 10b5-1 plan | 30,000 | $1.04M |
| Jul 6, 2026 | ESPINOSA PABLO LAGOS Director | Sale 10b5-1 plan | 10,000 | $355.4K |
| Jun 5, 2026 | ESPINOSA PABLO LAGOS Director | Sale 10b5-1 plan | 10,000 | $320.0K |
| May 20, 2026 | APPEL MATTHEW W Director | Sale | 15,037 | $500.0K |
| May 12, 2026 | Kulas Jason A. Director | Sale | 20,000 | $671.2K |
| Mar 26, 2026 | ESPINOSA PABLO LAGOS Director | Award | 6,641 | $170.0K |
| Mar 26, 2026 | APPEL MATTHEW W Director | Award | 6,641 | $170.0K |
| Mar 26, 2026 | Arnold Zena Srivatsa Director | Award | 6,641 | $170.0K |
| Mar 26, 2026 | Tillett Gary Director | Award | 6,641 | $170.0K |
| Mar 26, 2026 | Kulas Jason A. Director | Award | 6,641 | $170.0K |
| Mar 2, 2026 | Sajnani Sunil Chief Audit/LP Executive | Sale | 18,353 | $491.1K |
| Feb 23, 2026 | Tillett Gary Director | Sale | 10,000 | $255.0K |
| Feb 19, 2026 | ESPINOSA PABLO LAGOS Director | Sale | 20,000 | $500.0K |
| Feb 18, 2026 | Tillett Gary Director | Sale | 10,000 | $250.0K |
| Feb 17, 2026 | Swies Nicole Chief Revenue Officer | Sale | 24,138 | $597.4K |
| Feb 17, 2026 | Bryant Ellen H Chief Legal Officer | Sale | 20,000 | $500.0K |
| Nov 19, 2025 | Swies Nicole Chief Revenue Officer | Tax withheld | 22,416 | $399.5K |
| Nov 19, 2025 | Powell John Blair Jr. Chief Operating Officer | Option exercise | 145,522 | $2.59M |
| Nov 19, 2025 | Powell John Blair Jr. Chief Operating Officer | Tax withheld | 57,266 | $1.02M |
| Nov 19, 2025 | Jugmans Timothy Chief Financial Officer | Option exercise | 88,195 | $1.57M |
| Nov 19, 2025 | Jugmans Timothy Chief Financial Officer | Tax withheld | 35,201 | $627.3K |
| Nov 19, 2025 | Given Lachlan P Chief Executive Officer | Option exercise | 352,786 | $6.29M |
| Nov 19, 2025 | Given Lachlan P Chief Executive Officer | Tax withheld | 56,273 | $1.00M |
| Nov 19, 2025 | VANROEKEL LISA Chief Human Resources Officer | Option exercise | 57,855 | $1.03M |
| Nov 19, 2025 | Bryant Ellen H Chief Legal Officer | Option exercise | 53,622 | $955.5K |
| Nov 19, 2025 | Bryant Ellen H Chief Legal Officer | Tax withheld | 21,103 | $376.1K |
| Nov 19, 2025 | Swies Nicole Chief Revenue Officer | Option exercise | 60,007 | $1.07M |
| Nov 19, 2025 | VANROEKEL LISA Chief Human Resources Officer | Tax withheld | 22,768 | $405.7K |
| Nov 19, 2025 | Sajnani Sunil Chief Audit/LP Executive | Option exercise | 49,388 | $880.1K |
| Nov 19, 2025 | Sajnani Sunil Chief Audit/LP Executive | Tax withheld | 12,028 | $214.3K |
| Sep 19, 2025 | APPEL MATTHEW W Director | Sale 10b5-1 plan | 9,038 | $162.8K |
| Sep 8, 2025 | APPEL MATTHEW W Director | Sale 10b5-1 plan | 9,000 | $153.2K |
| Jun 10, 2025 | Powell John Blair Jr. Chief Operating Officer | Sale | 3,500 | $48.3K |
| May 22, 2025 | Powell John Blair Jr. Chief Operating Officer | Sale | 10,000 | $132.6K |
| May 15, 2025 | Powell John Blair Jr. Chief Operating Officer | Sale | 10,000 | $137.3K |
| May 13, 2025 | Powell John Blair Jr. Chief Operating Officer | Sale | 20,000 | $283.4K |
| May 8, 2025 | Powell John Blair Jr. Chief Operating Officer | Sale | 42,500 | $618.4K |
| Mar 13, 2025 | Tillett Gary Director | Award | 12,725 | $170.0K |
| Mar 13, 2025 | Arnold Zena Srivatsa Director | Award | 12,725 | $170.0K |
| Mar 13, 2025 | Kulas Jason A. Director | Award | 12,725 | $170.0K |
| Mar 13, 2025 | ESPINOSA PABLO LAGOS Director | Award | 12,725 | $170.0K |
| Mar 13, 2025 | APPEL MATTHEW W Director | Award | 12,725 | $170.0K |
| Dec 5, 2024 | Swies Nicole Chief Revenue Officer | Sale | 10,000 | $124.7K |
| Nov 22, 2024 | Sajnani Sunil Chief Audit/LP Executive | Sale | 34,493 | $428.4K |
| Nov 12, 2024 | Given Lachlan P Chief Executive Officer | Tax withheld | 60,766 | $715.2K |
| Nov 12, 2024 | Hicks Robert J Chief Accounting Officer | Tax withheld | 3,458 | $40.7K |
| Nov 12, 2024 | Bryant Ellen H Chief Legal Officer | Option exercise | 35,027 | $412.3K |
| Nov 12, 2024 | Bryant Ellen H Chief Legal Officer | Tax withheld | 13,783 | $162.2K |
| Nov 12, 2024 | Sajnani Sunil Chief Audit/LP Executive | Option exercise | 53,014 | $624.0K |
| Nov 12, 2024 | VANROEKEL LISA Chief Human Resources Officer | Option exercise | 59,535 | $700.7K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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