Jun 2026 (Q2 FY26) — Jul 22, 2026
First Financial Bancorp Q2 FY26 — Record Earnings and Strategic Expansion
Read the full callFirst Financial Bancorp earnings: last reported Wed, 22 Jul 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 76.5 | +9.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $24.35 on 22 Oct 2025 → $32.64. High $36.18 (16 Jul 2026), low $23.27 (17 Nov 2025).
Overview
Call summaries
First Financial Bancorp Q2 FY26 — Record Earnings and Strategic Expansion
Read the full callEvery analysed call
Financials
Net profit, year on year: +9% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 65 | 67 | 64 | 88 | 91 | 79 | 94 | 94 |
| Tax rate | 19.1% | 3.0% | 19.4% | 20.3% | 20.7% | 21.1% | 20.4% | 19.0% |
| Net profit | 52 | 65 | 51 | 70 | 72 | 62 | 74 | 76 |
| EPS ($ per share) | 0.56 | — | 0.54 | 0.74 | 0.76 | — | 0.72 | 0.74 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,633 | 1,641 | 1,639 | 1,640 | 1,635 | 1,639 | 1,642 | 1,648 |
| Reserves | 600 | 711 | 720 | 837 | 968 | 1,137 | 1,276 | 1,437 |
| Total liabilities | 11,908 | 12,264 | 13,691 | 14,070 | 14,962 | 15,265 | 16,132 | 18,360 |
| Fixed assets | 216 | 215 | 207 | 193 | 189 | 195 | 198 | 205 |
| Total assets | 13,987 | 14,512 | 15,973 | 16,329 | 17,003 | 17,533 | 18,570 | 21,129 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 260 | 186 | 108 | 388 | 201 | 487 | 262 | 338 |
| Cash from investing | -205 | -252 | -1,203 | -510 | -883 | -701 | -1,000 | -547 |
| Cash from financing | 30 | 31 | 1,125 | 111 | 670 | 220 | 699 | 213 |
| Net cash flow | 86 | -36 | 30 | -11 | -13 | 6 | -39 | 4 |
| Capital expenditure | -18 | -21 | -16 | -15 | -14 | -24 | -21 | -21 |
| Free cash flow | 242 | 165 | 92 | 373 | 187 | 463 | 241 | 317 |
77 filings between Dec 16, 2025 and Sep 30, 2026.
Purchases
None
No insider bought shares.
Sales
$3.54M
14 sales by 10 insiders
Also filed: 5 gifts, 1 other.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| DAVIS CLAUDE E | — | $795.4K | May 1, 2026 |
| Brown Archie M | — | $782.1K | Sep 3, 2026 |
| Dennen Richard S | — | $604.0K | Feb 4, 2026 |
| OBRIEN THOMAS MURRAY | — | $527.2K | Aug 26, 2026 |
| Woods Karen B | — | $302.8K | Feb 13, 2026 |
| ANDERSON JAMES M | — | $262.8K | Jul 31, 2026 |
| Shank James R | — | $101.7K | Mar 16, 2026 |
| Crawley Scott T | — | $92.2K | Aug 3, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 30, 2026 | OBRIEN THOMAS MURRAY Director | Award | 259 | $8.1K |
| Sep 30, 2026 | Arvia Anne L Director | Award | 518 | $16.2K |
| Sep 30, 2026 | Rahe Maribeth S Director | Award | 518 | $16.2K |
| Sep 30, 2026 | Porter Andre T Director | Award | 518 | $16.2K |
| Sep 18, 2026 | Myers Malcolm A Chief Transformation Officer | Gift | 261 | $0 |
| Sep 14, 2026 | Brown Archie M President & CEO | Award | 91,632 | $0 |
| Sep 14, 2026 | Myers Malcolm A Chief Transformation Officer | Award | 7,636 | $0 |
| Sep 14, 2026 | Woods Karen B General Counsel & CAO | Award | 15,272 | $0 |
| Sep 14, 2026 | Reckman Matthew David Chief Comm. Banking Officer | Award | 15,272 | $0 |
| Sep 14, 2026 | ANDERSON JAMES M Chief Financial Officer | Award | 45,816 | $0 |
| Sep 14, 2026 | Neeley Amanda N EVP, Chief Strategy Officer | Award | 30,544 | $0 |
| Sep 5, 2026 | ANDERSON JAMES M Chief Financial Officer | Tax withheld | 3,961 | $130.6K |
| Sep 3, 2026 | Brown Archie M President & CEO | Sale | 5,000 | $164.7K |
| Aug 26, 2026 | OBRIEN THOMAS MURRAY Director | Sale | 16,088 | $527.2K |
| Aug 3, 2026 | ANDERSON JAMES M Chief Financial Officer | Other | 566 | $0 |
| Aug 3, 2026 | Crawley Scott T Controller & Prin Actg Officer | Sale | 2,700 | $92.2K |
| Jul 31, 2026 | ANDERSON JAMES M Chief Financial Officer | Sale | 4,000 | $134.9K |
| Jun 30, 2026 | Rahe Maribeth S Director | Award | 468 | $15.8K |
| Jun 30, 2026 | Porter Andre T Director | Award | 160 | $5.4K |
| Jun 30, 2026 | OBRIEN THOMAS MURRAY Director | Award | 80 | $2.7K |
| Jun 30, 2026 | Arvia Anne L Director | Award | 468 | $15.8K |
| Jun 8, 2026 | Brown Archie M President & CEO | Sale | 10,000 | $309.3K |
| May 29, 2026 | MORRIS DAWN C Director | Sale | 740 | $22.9K |
| May 26, 2026 | Porter Andre T Director | Award | 2,328 | $72.5K |
| May 26, 2026 | OBRIEN THOMAS MURRAY Director | Award | 2,328 | $72.5K |
| May 26, 2026 | kramer william j Director | Award | 2,328 | $72.5K |
| May 26, 2026 | DAVIS CLAUDE E Director | Award | 2,328 | $73.4K |
| May 26, 2026 | Arvia Anne L Director | Award | 2,328 | $72.5K |
| May 26, 2026 | MORRIS DAWN C Director | Award | 2,328 | $72.5K |
| May 26, 2026 | Rahe Maribeth S Director | Award | 2,328 | $72.5K |
| May 26, 2026 | Warzala Gary W Director | Award | 2,328 | $72.5K |
| May 26, 2026 | Berta Vince Director | Award | 2,328 | $72.5K |
| May 1, 2026 | DAVIS CLAUDE E Director | Sale | 26,123 | $795.4K |
| Apr 29, 2026 | ANDERSON JAMES M Chief Financial Officer | Sale | 4,263 | $127.9K |
| Apr 28, 2026 | ANDERSON JAMES M Chief Financial Officer | Gift | 275 | $0 |
| Apr 10, 2026 | Brown Archie M President & CEO | Gift | 12,000 | $0 |
| Mar 31, 2026 | Rahe Maribeth S Director | Award | 560 | $15.6K |
| Mar 31, 2026 | Arvia Anne L Director | Award | 560 | $15.6K |
| Mar 16, 2026 | Shank James R Chief Internal Auditor | Sale | 3,420 | $92.7K |
| Mar 7, 2026 | ANDERSON JAMES M Chief Financial Officer | Tax withheld | 3,989 | $108.7K |
| Mar 7, 2026 | Brown Archie M President & CEO | Tax withheld | 7,664 | $208.8K |
| Mar 7, 2026 | Dennen Richard S Chief Corp. Banking Officer | Tax withheld | 2,892 | $78.8K |
| Mar 7, 2026 | Neeley Amanda N EVP, Chief Strategy Officer | Tax withheld | 3,445 | $93.9K |
| Mar 7, 2026 | Harrod William R Chief Credit Officer | Tax withheld | 2,225 | $60.6K |
| Mar 7, 2026 | Harris Gregory A President, Wealth Management | Tax withheld | 1,957 | $53.3K |
| Mar 7, 2026 | Woods Karen B General Counsel & CAO | Tax withheld | 3,326 | $90.6K |
| Mar 7, 2026 | Reckman Matthew David Chief Comm. Banking Officer | Tax withheld | 815 | $22.2K |
| Mar 7, 2026 | Reckman Matthew David Chief Comm. Banking Officer | Tax withheld | 451 | $12.3K |
| Mar 7, 2026 | Crawley Scott T Controller & Prin Actg Officer | Tax withheld | 890 | $24.3K |
| Mar 7, 2026 | Shank James R Chief Internal Auditor | Tax withheld | 574 | $15.6K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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