Jul 2026 (Q4 FY26) — Sep 3, 2026
Guidewire Q4 FY26 — Strong ARR Growth, AI Product Momentum, and Record Low Attrition
Read the full callGuidewire (GWRE) earnings
- Jul 2026
- Jul 2026 (Q4 FY26)
- Jul 2026
Guidewire earnings: last reported Thu, 3 Sep 2026, for the quarter ended Jul 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 411 | +15.3% YoY | Quarterly, as filed | Quarter to Jul 2026 | Revenue from operations as filed. |
| Operating margin | 15.2 | +6.9 pts YoY | Operating profit / revenue | Quarter to Jul 2026 | For the quarter; a change is in percentage points. |
| Net profit | Quarterly, as filed | Quarter to Jul 2026 | Not in the filed figures for the quarter to jul 2026. No older figure is substituted. |
Price
$171.44 +1.53% · +$2.58
Performance −29.8% 1Y
1Y: $244.28 on 17 Oct 2025 → $171.44. High $254.23 (21 Oct 2025), low $102.69 (22 Jun 2026).
- Previous close
- $168.86
- 52-week range
- $102.69 – $254.23
- One year
- −32.50%
Overview
- Symbol
- GWRE
- Sector
- Information Technology
- Exchange
- US
- Currency
- USD
Call summaries
Apr 2026 (Q3 FY26) — Jun 4, 2026
Guidewire Q3 FY26 — Strong Revenue and Profitability, Building Pipeline Momentum
Read the full callJan 2026 (Q2 FY26) — Mar 5, 2026
Guidewire Q2 FY26 — Strong ARR Growth and AI-Driven Modernization Demand
Read the full callEvery analysed call
Guidewire earnings calls (GWRE)
Financials
What the filings say
| Line item | Oct 2024 | Jan 2025 | Apr 2025 | Jul 2025 | Oct 2025 | Jan 2026 | Apr 2026 | Jul 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 263 | 289 | 294 | 357 | 333 | 359 | 373 | 411 |
| Operating profit | -5 | 12 | 4 | 30 | 18 | 38 | 31 | 62 |
| Operating margin | −1.8% | 4.0% | 1.5% | 8.3% | 5.5% | 10.7% | 8.2% | 15.2% |
| Interest | 2 | 4 | 4 | 3 | 3 | 3 | 3 | 3 |
| Profit before tax | 3 | -43 | 49 | 41 | 25 | 75 | 20 | 45 |
| Tax rate | −230.1% | 13.4% | 5.5% | −26.8% | −27.8% | 19.4% | 16.6% | 30.7% |
| EPS ($ per share) | 0.11 | -0.45 | 0.55 | — | 0.37 | 0.71 | 0.20 | — |
| Line item | Jul 2019 | Jul 2020 | Jul 2021 | Jul 2022 | Jul 2023 | Jul 2024 | Jul 2025 | Jul 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 190 | 163 | -66 | -284 | -618 | -624 | -554 | -1,024 |
| Total liabilities | 593 | 708 | 777 | 815 | 828 | 884 | 1,264 | 1,383 |
| Fixed assets | 66 | 65 | 80 | 81 | 54 | 55 | 60 | 68 |
| Investments | 870 | 767 | 735 | 370 | 397 | 456 | 452 | 380 |
| Total assets | 2,167 | 2,365 | 2,322 | 2,267 | 2,028 | 2,226 | 2,721 | 2,577 |
| Line item | Jul 2019 | Jul 2020 | Jul 2021 | Jul 2022 | Jul 2023 | Jul 2024 | Jul 2025 | Jul 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 116 | 113 | 112 | -38 | 38 | 196 | 301 | 390 |
| Cash from investing | -301 | -6 | 64 | 312 | 13 | -52 | -237 | -136 |
| Cash from financing | 4 | 5 | -159 | -37 | -262 | 1 | 82 | -579 |
| Net cash flow | -183 | 113 | 18 | 230 | -208 | 142 | 150 | -326 |
| Capital expenditure | -45 | -21 | -19 | -10 | -6 | -6 | -6 | -12 |
| Free cash flow | 71 | 92 | 93 | -47 | 33 | 189 | 295 | 378 |
GWRE revenue by segment
| Segment | Q3 FY2024 | Q1 FY2025 | Q2 FY2025 | Q3 FY2025 | Q1 FY2026 | Q2 FY2026 | Q3 FY2026 | Q4 FY2026 | YoY growth latest quarter |
|---|---|---|---|---|---|---|---|---|---|
| Reportable | — | — | — | — | 100% | 100% | 100% | 100% | — |
Share of consolidated revenue by quarter. Q4 is the fiscal year less its first three quarters.
See how segments are shifting across companies → Segment Shift
GWRE operating KPIs by quarter
| KPI | Jan 2026 Q2 FY26 | Apr 2026 Q3 FY26 | Jul 2026 Q4 FY26 | Change vs prior quarter |
|---|---|---|---|---|
| Annual recurring revenue (ARR) | $1.121BFirst, ARR ended at $1.121 billion and grew 22% year-over-year or 21% on a constant currency basis.Source: earnings call transcript | $1.147BARR finished Q3 within the range at $1.147 billion, up over 19% year-over-year.Source: earnings call transcript | $1.242BARR finished the year at $1.242 billion, up 19% year-over-year and above the high end of our guidance range.Source: earnings call transcript | +8.3% |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Revenue by region
Q4 FY2026 · share of revenue
- Americas 75% ↓ 2 pt
- US 62%
- EMEA 17% ↑ 3 pt
- CA 12% ↓ 2 pt
- APAC 8% ↓ 1 pt
- Other Americas 2% ↑ 1 pt
As GWRE cuts its regions in its filings; they can nest, so they need not add to 100%.
Insider filings
108 filings between Oct 20, 2025 and Oct 12, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$50.07M
91 sales by 5 insiders
86% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 12
- Award — granted as compensation
- 5
- Option exercise — converted options into shares
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Rosenbaum Michael George | — | $23.53M | Oct 12, 2026 |
| Mullen John P | — | $13.52M | Sep 17, 2026 |
| Cooper Jeffrey Elliott | — | $7.13M | Sep 18, 2026 |
| King James Winston | — | $4.97M | Oct 9, 2026 |
| Peterson David Franklin | — | $917.9K | Sep 17, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 12, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $202.8K |
| Oct 9, 2026 | King James Winston Chief Admin Officer, Gen Couns | Sale 10b5-1 plan | 9,187 | $1.54M |
| Oct 5, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $183.0K |
| Sep 28, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $171.2K |
| Sep 21, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $175.1K |
| Sep 18, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Sale 10b5-1 plan | 854 | $120.2K |
| Sep 18, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Sale 10b5-1 plan | 4,468 | $637.5K |
| Sep 18, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Sale 10b5-1 plan | 1,195 | $171.6K |
| Sep 18, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Sale 10b5-1 plan | 2,430 | $344.3K |
| Sep 18, 2026 | King James Winston Chief Admin Officer, Gen Couns | Sale 10b5-1 plan | 1,381 | $200.2K |
| Sep 18, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Sale 10b5-1 plan | 994 | $144.1K |
| Sep 17, 2026 | King James Winston Chief Admin Officer, Gen Couns | Sale 10b5-1 plan | 11,814 | $1.71M |
| Sep 17, 2026 | Peterson David Franklin Chief Accounting Officer | Sale 10b5-1 plan | 1,905 | $275.2K |
| Sep 17, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Sale 10b5-1 plan | 23,234 | $3.36M |
| Sep 17, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 72,290 | $10.44M |
| Sep 17, 2026 | Mullen John P President | Sale | 39,683 | $5.73M |
| Sep 15, 2026 | King James Winston Chief Admin Officer, Gen Couns | Option exercise | 19,701 | $0 |
| Sep 15, 2026 | Peterson David Franklin Chief Accounting Officer | Option exercise | 4,351 | $0 |
| Sep 15, 2026 | Rosenbaum Michael George Chief Executive Officer | Option exercise | 123,074 | $0 |
| Sep 15, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Option exercise | 37,826 | $0 |
| Sep 15, 2026 | Mullen John P President | Option exercise | 75,211 | $0 |
| Sep 14, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $175.0K |
| Sep 11, 2026 | Rosenbaum Michael George Chief Executive Officer | Award 10b5-1 plan | 45,906 | $0 |
| Sep 11, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Award | 18,650 | $0 |
| Sep 11, 2026 | Mullen John P President | Award | 35,004 | $0 |
| Sep 11, 2026 | King James Winston Chief Admin Officer, Gen Couns | Award | 8,034 | $0 |
| Sep 8, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $192.6K |
| Aug 31, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $245.3K |
| Aug 27, 2026 | Peterson David Franklin Chief Accounting Officer | Sale 10b5-1 plan | 2,500 | $500.0K |
| Aug 25, 2026 | Mullen John P President | Sale 10b5-1 plan | 1,800 | $339.2K |
| Aug 24, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $225.4K |
| Aug 19, 2026 | Mullen John P President | Sale 10b5-1 plan | 16,200 | $3.00M |
| Aug 17, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $207.5K |
| Aug 12, 2026 | Vollert Karl Alexander Director | Award | 578 | $0 |
| Aug 10, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $203.4K |
| Aug 3, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $187.1K |
| Jul 27, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $170.8K |
| Jul 20, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $176.9K |
| Jul 13, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $166.2K |
| Jul 9, 2026 | King James Winston Chief Admin Officer, Gen Couns | Sale 10b5-1 plan | 1,684 | $220.0K |
| Jul 6, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $158.0K |
| Jun 29, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $149.1K |
| Jun 22, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Sale 10b5-1 plan | 1,348 | $142.4K |
| Jun 22, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $126.8K |
| Jun 16, 2026 | Cooper Jeffrey Elliott Chief Financial Officer | Sale | 2,594 | $308.0K |
| Jun 16, 2026 | Peterson David Franklin Chief Accounting Officer | Sale 10b5-1 plan | 246 | $29.2K |
| Jun 16, 2026 | Mullen John P President | Sale | 4,292 | $509.6K |
| Jun 16, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 5,830 | $692.3K |
| Jun 16, 2026 | King James Winston Chief Admin Officer, Gen Couns | Sale | 999 | $118.6K |
| Jun 15, 2026 | Rosenbaum Michael George Chief Executive Officer | Sale 10b5-1 plan | 1,200 | $148.6K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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