Jun 2026 (Q2 FY26) — Jul 30, 2026
First Internet Bancorp Q2 FY26 — Significant Credit Improvement and Margin Expansion
Read the full callFirst Internet Bancorp (INBK) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
First Internet Bancorp earnings: last reported Thu, 30 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 2.4 | +1126.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$25.94 +2.29% · +$0.58
Performance +14.6% 1Y
1Y: $22.64 on 14 Oct 2025 → $25.94. High $29.94 (3 Aug 2026), low $17.26 (17 Nov 2025).
- Previous close
- $25.36
- 52-week range
- $17.26 – $29.94
- One year
- +17.00%
Overview
- Symbol
- INBK
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
First Internet Bancorp earnings calls (INBK)
Financials
What the filings say
Net profit, year on year: +1126% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 8 | 8 | 0 | -2 | -55 | 6 | 2 | 2 |
| Tax rate | 8.2% | 12.0% | −2673.5% | 110.4% | 23.7% | 3.9% | −40.6% | −49.1% |
| Net profit | 7 | 7 | 1 | 0 | -42 | 5 | 3 | 2 |
| EPS ($ per share) | 0.80 | — | 0.11 | 0.02 | -4.76 | — | 0.29 | 0.27 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Reserves | 78 | 100 | 127 | 172 | 206 | 207 | 231 | 193 |
| Total liabilities | 3,253 | 3,795 | 3,915 | 3,831 | 4,178 | 4,805 | 5,354 | 5,212 |
| Fixed assets | 11 | 15 | 38 | 60 | 73 | 73 | 71 | 68 |
| Total assets | 3,542 | 4,100 | 4,246 | 4,211 | 4,543 | 5,168 | 5,738 | 5,572 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 29 | -44 | 13 | 55 | 83 | 12 | 13 | 3 |
| Cash from investing | -639 | -313 | -45 | 44 | -601 | -475 | -496 | 129 |
| Cash from financing | 750 | 495 | 124 | -76 | 332 | 612 | 544 | -142 |
| Net cash flow | 141 | 139 | 92 | 23 | -186 | 149 | 61 | -10 |
| Capital expenditure | -2 | -4 | -26 | -30 | -18 | -5 | -3 | -1 |
| Free cash flow | 27 | -48 | -12 | 25 | 65 | 6 | 10 | 2 |
Insider filings
16 filings between Oct 28, 2025 and May 18, 2026.
Open market
decisions to buy or sellPurchases
$207.7K
5 purchases by 5 insiders
Sales
None
No insider sold shares.
Compensation
not trading decisions- 11
- Award — granted as compensation
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| BECKER DAVID B | $93.3K | — | Oct 29, 2025 |
| KEACH JOHN K JR | $38.7K | — | Oct 28, 2025 |
| Lorch Nicole S. | $35.9K | — | Nov 17, 2025 |
| Dee Ann C. | $19.9K | — | Oct 30, 2025 |
| Fenech Joseph A. | $19.8K | — | Feb 24, 2026 |
Latest filings (28)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| May 18, 2026 | Christian Justin P. Director | Award | 2,416 | $0 |
| May 18, 2026 | Fenech Joseph A. Director | Award | 2,416 | $0 |
| May 18, 2026 | Raines Michele L. Director | Award | 2,416 | $0 |
| May 18, 2026 | WOJTOWICZ JEAN L Director | Award | 2,416 | $0 |
| May 18, 2026 | Dee Ann C. Director | Award | 2,416 | $0 |
| May 18, 2026 | KEACH JOHN K JR Director | Award | 2,416 | $0 |
| May 18, 2026 | Bade Aasif M. Director | Award | 2,416 | $0 |
| Feb 24, 2026 | Fenech Joseph A. Director | Purchase | 1,000 | $19.8K |
| Jan 31, 2026 | Lovik Kenneth J. Executive Vice President & CFO | Award | 1,116 | $24.3K |
| Jan 20, 2026 | BECKER DAVID B Chairman and CEO | Award | 12,566 | $0 |
| Jan 20, 2026 | Lorch Nicole S. President & COO | Award | 8,084 | $0 |
| Jan 20, 2026 | Lovik Kenneth J. Executive Vice President & CFO | Award | 4,620 | $0 |
| Nov 17, 2025 | Lorch Nicole S. President & COO | Purchase | 2,000 | $35.9K |
| Oct 30, 2025 | Dee Ann C. Director | Purchase | 1,110 | $19.9K |
| Oct 29, 2025 | BECKER DAVID B Chairman and CEO | Purchase | 5,000 | $93.4K |
| Oct 28, 2025 | KEACH JOHN K JR Director | Purchase | 2,000 | $38.7K |
| May 19, 2025 | Christian Justin P. Director | Award | 2,287 | $0 |
| May 19, 2025 | Fenech Joseph A. Director | Award | 2,287 | $0 |
| May 19, 2025 | KEACH JOHN K JR Director | Award | 2,287 | $0 |
| May 19, 2025 | Bade Aasif M. Director | Award | 2,287 | $0 |
| May 19, 2025 | Raines Michele L. Director | Award | 2,287 | $0 |
| May 19, 2025 | WOJTOWICZ JEAN L Director | Award | 2,287 | $0 |
| May 19, 2025 | Dee Ann C. Director | Award | 2,287 | $0 |
| Jan 31, 2025 | Lovik Kenneth J. Executive Vice President & CFO | Tax withheld | 1,028 | $33.5K |
| Jan 6, 2025 | Lorch Nicole S. President & COO | Award | 4,508 | $0 |
| Jan 6, 2025 | Lovik Kenneth J. Executive Vice President & CFO | Award | 2,601 | $0 |
| Jan 6, 2025 | BECKER DAVID B Chairman and CEO | Award | 7,075 | $0 |
| Dec 13, 2024 | BECKER DAVID B Chairman and CEO | Gift | 15,000 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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