Jun 2026 (Q2 FY26) — Aug 13, 2026
Jefferson Capital Q2 FY26 — Record Deployments and Mexico Expansion
Read the full callJefferson Capital earnings: last reported Thu, 13 Aug 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 178 | +16.3% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 45.9 | −10.9 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 41.3 | −13.3% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $18.06 on 17 Oct 2025 → $20.31. High $24 (14 Aug 2026), low $15.52 (3 Jun 2026).
Overview
Call summaries
Jefferson Capital Q2 FY26 — Record Deployments and Mexico Expansion
Read the full callEvery analysed call
Financials
Net profit, year on year: −13% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 111 | 119 | 155 | 153 | 151 | 155 | 176 | 178 |
| Operating profit | 59 | 54 | 89 | 87 | 70 | 71 | 80 | 81 |
| Operating margin | 53.7% | 45.2% | 57.6% | 56.7% | 46.4% | 45.6% | 45.5% | 45.9% |
| Other income | -20 | -24 | -22 | -25 | -25 | -26 | -29 | -28 |
| Interest | 20 | 22 | 25 | 26 | 26 | 29 | 31 | 30 |
| Profit before tax | 39 | 29 | 67 | 62 | 46 | 44 | 51 | 53 |
| Tax rate | 6.0% | 8.4% | 4.0% | 23.0% | 15.7% | 14.5% | 26.3% | 22.6% |
| Net profit | 37 | 27 | 64 | 48 | 38 | 38 | 38 | 41 |
| EPS ($ per share) | — | — | — | 18.61 | 0.59 | — | 0.61 | 0.67 |
| Line item | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Equity capital | — | — | 0 |
| Reserves | — | 398 | 523 |
| Total liabilities | — | 1,272 | 1,611 |
| Fixed assets | — | 2 | 2 |
| Total assets | — | 1,654 | 2,087 |
| Line item | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Cash from operations | 120 | 168 | 269 |
| Cash from investing | -403 | -542 | -402 |
| Cash from financing | 290 | 389 | 150 |
| Net cash flow | 5 | 18 | 9 |
5 filings between Jan 9, 2026 and Aug 25, 2026.
Purchases
None
No insider bought shares.
Sales
$225.14M
4 sales by 4 insiders
Also filed: 1 gift.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| JCF IV JCAP Holding L.P. | — | $215.92M | Jan 9, 2026 |
| Burton David M. | — | $7.89M | Jan 9, 2026 |
| Zellmann Mark Joseph | — | $1.33M | Aug 17, 2026 |
| Person Penelope JoAnn | — | $5.4K | Aug 25, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 25, 2026 | Person Penelope JoAnn Chief Commercial Officer | Sale | 246 | $5.4K |
| Aug 17, 2026 | Zellmann Mark Joseph President US Business Lines | Sale | 56,000 | $1.33M |
| Aug 17, 2026 | Zellmann Mark Joseph President US Business Lines | Gift | 6,250 | $0 |
| Jan 9, 2026 | Burton David M. SEE REMARKS | Sale | 385,000 | $7.89M |
| Jan 9, 2026 | JCF IV JCAP Holding L.P. 10% owner | Sale | 11,000,000 | $215.92M |
| Aug 22, 2025 | J.C. Flowers IV L.P. 10% owner | Other | 13,492,856 | $0 |
| Aug 22, 2025 | J.C. Flowers IV L.P. 10% owner | Other | 30,228,952 | $0 |
| Jun 27, 2025 | J.C. Flowers IV L.P. 10% owner | Sale | 2,687,631 | $40.31M |
| Jun 27, 2025 | J.C. Flowers IV L.P. 10% owner | Sale | 6,021,280 | $90.32M |
| Jun 27, 2025 | Burton David M. SEE REMARKS | Sale | 424,296 | $6.36M |
| Jun 25, 2025 | Burton David M. SEE REMARKS | Award | 4,201,796 | — |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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