Jun 2026 (Q2 FY26) — Jul 29, 2026
Mechanics Bancorp Q2 FY26 — Strong Capital Returns and Integration Completion
Read the full callMechanics Bancorp (MCHB) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Mechanics Bancorp earnings: last reported Wed, 29 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 13.6 | +15.9% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 57.7 | +35.8% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$14.23 −0.84% · −$0.12
Performance +8.2% 1Y
1Y: $13.15 on 17 Oct 2025 → $14.23. High $17.17 (11 Aug 2026), low $13.12 (4 Nov 2025).
- Previous close
- $14.35
- 52-week range
- $13.12 – $17.17
- One year
- +4.25%
Overview
- Symbol
- MCHB
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Mechanics Bancorp earnings calls (MCHB)
Financials
What the filings say
Net profit, year on year: +36% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 12 | 12 | 12 | 12 | 12 | 14 | 13 | 14 |
| Profit before tax | 55 | -92 | 61 | 59 | 45 | 154 | 62 | 79 |
| Tax rate | 28.0% | −33.4% | 28.7% | 28.0% | −22.3% | 19.3% | 28.7% | 27.2% |
| Net profit | 40 | -123 | 44 | 42 | 55 | 124 | 44 | 58 |
| EPS ($ per share) | 0.20 | — | 0.22 | 0.21 | 0.26 | — | 0.20 | 0.26 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 1 | 301 | 279 | 250 | 227 | 230 | 2,122 | 2,402 |
| Reserves | 412 | 375 | 404 | 444 | 435 | 395 | 240 | 457 |
| Total liabilities | 6,303 | 6,133 | 6,519 | 6,489 | 8,803 | 8,854 | 14,188 | 19,489 |
| Fixed assets | 88 | 77 | 65 | 58 | 51 | 54 | 117 | 144 |
| Total assets | 7,042 | 6,812 | 7,237 | 7,204 | 9,365 | 9,392 | 16,490 | 22,351 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 286 | 259 | -26 | 173 | 218 | 8 | 292 | 194 |
| Cash from investing | -564 | 107 | -233 | -126 | -2,654 | 484 | 476 | 1,546 |
| Cash from financing | 263 | -367 | 258 | -40 | 2,443 | -349 | -1,226 | -1,709 |
| Net cash flow | -15 | -1 | 0 | 7 | 8 | 143 | -458 | 30 |
| Capital expenditure | -10 | -2 | -3 | -3 | -7 | -4 | -6 | -7 |
| Free cash flow | 276 | 257 | -29 | 170 | 212 | 4 | 286 | 187 |
Insider filings
42 filings between Dec 31, 2025 and Jun 15, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$30
1 sale by 1 insider
Compensation
not trading decisions- 7
- Award — granted as compensation
- 16
- Option exercise — converted options into shares
- 18
- Tax withheld — shares kept back by the company to cover tax
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Downer Edward Michael | — | $30 | Jun 15, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Jun 15, 2026 | Downer Edward Michael Director | Sale | 2 | $30 |
| May 27, 2026 | Downer Douglas E Director | Option exercise | 3,301 | $0 |
| May 27, 2026 | Cochran Patricia Director | Option exercise | 3,301 | $0 |
| May 27, 2026 | Crowe Adrienne Y Director | Option exercise | 3,301 | $0 |
| May 27, 2026 | Downer Edward Michael Director | Option exercise | 3,301 | $0 |
| May 27, 2026 | Wilcox Jon R Director | Option exercise | 3,301 | $0 |
| Mar 1, 2026 | Pierce Christopher D EVP & Chief Operating Officer | Award | 7,626 | — |
| Mar 1, 2026 | Duda Nathan EVP & CFO | Award | 7,626 | — |
| Mar 1, 2026 | Shrader Glenn C EVP & General Counsel | Award | 3,366 | — |
| Mar 1, 2026 | Givans Scott A. EVP & Chief Credit Officer | Award | 6,574 | — |
| Mar 1, 2026 | Shields Kristie S EVP & Chief Compliance Counsel | Award | 4,207 | — |
| Mar 1, 2026 | Pelayo Fernando EVP & Chief Accounting Officer | Award | 4,470 | — |
| Mar 1, 2026 | Kallingal Tony P EVP & Chief Banking Officer | Award | 6,048 | — |
| Feb 15, 2026 | Shrader Glenn C EVP & General Counsel | Option exercise | 2,498 | — |
| Feb 15, 2026 | Shrader Glenn C EVP & General Counsel | Tax withheld | 708 | $10.9K |
| Feb 15, 2026 | Shrader Glenn C EVP & General Counsel | Option exercise | 1,719 | — |
| Feb 15, 2026 | Shrader Glenn C EVP & General Counsel | Option exercise | 2,980 | — |
| Feb 15, 2026 | Pelayo Fernando EVP & Chief Accounting Officer | Tax withheld | 1,032 | $15.9K |
| Feb 15, 2026 | Pierce Christopher D EVP & Chief Operating Officer | Option exercise | 4,580 | — |
| Feb 15, 2026 | Shields Kristie S EVP & Chief Compliance Counsel | Tax withheld | 1,201 | $18.5K |
| Feb 15, 2026 | Pelayo Fernando EVP & Chief Accounting Officer | Option exercise | 2,506 | — |
| Feb 15, 2026 | Duda Nathan EVP & CFO | Tax withheld | 1,801 | $27.7K |
| Feb 15, 2026 | Kallingal Tony P EVP & Chief Banking Officer | Tax withheld | 1,887 | $29.0K |
| Feb 15, 2026 | Kallingal Tony P EVP & Chief Banking Officer | Option exercise | 4,580 | — |
| Feb 15, 2026 | Duda Nathan EVP & CFO | Option exercise | 2,571 | — |
| Feb 15, 2026 | Shrader Glenn C EVP & General Counsel | Tax withheld | 1,228 | $18.9K |
| Feb 15, 2026 | Givans Scott A. EVP & Chief Credit Officer | Tax withheld | 1,715 | $26.4K |
| Feb 15, 2026 | Shields Kristie S EVP & Chief Compliance Counsel | Option exercise | 2,915 | — |
| Feb 15, 2026 | Givans Scott A. EVP & Chief Credit Officer | Option exercise | 4,164 | — |
| Feb 15, 2026 | Shrader Glenn C EVP & General Counsel | Tax withheld | 1,029 | $15.8K |
| Feb 15, 2026 | Shields Kristie S EVP & Chief Compliance Counsel | Tax withheld | 808 | $12.4K |
| Feb 15, 2026 | Shields Kristie S EVP & Chief Compliance Counsel | Option exercise | 1,961 | — |
| Feb 15, 2026 | Shields Kristie S EVP & Chief Compliance Counsel | Tax withheld | 1,400 | $21.5K |
| Feb 15, 2026 | Shields Kristie S EVP & Chief Compliance Counsel | Option exercise | 3,398 | — |
| Feb 15, 2026 | Pierce Christopher D EVP & Chief Operating Officer | Tax withheld | 1,887 | $29.0K |
| Dec 31, 2025 | Givans Scott A. EVP & Chief Credit Officer | Tax withheld | 4,659 | $68.2K |
| Dec 31, 2025 | Duda Nathan EVP & CFO | Tax withheld | 4,903 | $71.7K |
| Dec 31, 2025 | Pierce Christopher D EVP & Chief Operating Officer | Tax withheld | 4,903 | $71.7K |
| Dec 31, 2025 | Shrader Glenn C EVP & General Counsel | Tax withheld | 1,041 | $15.2K |
| Dec 31, 2025 | Shields Kristie S EVP & Chief Compliance Counsel | Tax withheld | 1,301 | $19.0K |
| Dec 31, 2025 | Pelayo Fernando EVP & Chief Accounting Officer | Tax withheld | 1,139 | $16.7K |
| Dec 31, 2025 | Kallingal Tony P EVP & Chief Banking Officer | Tax withheld | 4,367 | $63.9K |
| Oct 7, 2025 | Downer Douglas E Director | Gift | 75,000 | — |
| Oct 7, 2025 | Downer Douglas E Director | Gift | 75,000 | — |
| Sep 26, 2025 | Duda Nathan EVP & CFO | Award | 21,818 | $0 |
| Sep 26, 2025 | Givans Scott A. EVP & Chief Credit Officer | Award | 19,091 | $0 |
| Sep 26, 2025 | Shields Kristie S EVP & Chief Compliance Counsel | Award | 14,545 | $0 |
| Sep 26, 2025 | Pelayo Fernando EVP & Chief Accounting Officer | Award | 12,727 | $0 |
| Sep 26, 2025 | Kallingal Tony P EVP & Chief Banking Officer | Award | 20,000 | $0 |
| Sep 26, 2025 | Shrader Glenn C EVP & General Counsel | Award | 11,636 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
Your own record
Start an Inve Case for Mechanics Bancorp
Free account. Everything above stays public.
Write why you follow Mechanics Bancorp and the condition you want checked. Inve compares your numeric conditions with available results and management guidance; your own conditions remain yours to review.
Keep reading