Jun 2026 (Q2 FY26) — Jul 28, 2026
MVB Financial Corp. Q2 FY26 — Strong Earnings Growth Driven by NIM Expansion and Fintech Momentum
Read the full callMVB Financial (MVBF) earnings
- Dec 2025
- Jun 2026 (Q2 FY26)
- Dec 2025
MVB Financial earnings: last reported Tue, 28 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Dec 2025 | Not in the filed figures for the quarter to dec 2025. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Dec 2025 | Not in the filed figures for the quarter to dec 2025. No older figure is substituted. | ||
| Net profit | 4.2 | −55.2% YoY | Quarterly, as filed | Quarter to Dec 2025 | Profit after tax as filed. |
Price
$29.11 −0.41% · −$0.12
Performance +15.7% 1Y
1Y: $25.15 on 17 Oct 2025 → $29.11. High $31.62 (15 Sept 2026), low $24.4 (18 Mar 2026).
- Previous close
- $29.23
- 52-week range
- $24.4 – $31.62
- One year
- +13.40%
Overview
- Symbol
- MVBF
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
MVB Financial earnings calls (MVBF)
Financials
What the filings say
Net profit, year on year: −55% (quarter to dec 2025 against dec 2024).
| Line item | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Interest | 20 | — | — | — | — | — | — | — |
| Profit before tax | 6 | 6 | 3 | 12 | 5 | 3 | 23 | 5 |
| Tax rate | 22.2% | 24.9% | 22.9% | 22.9% | 25.9% | 36.8% | 26.9% | 22.5% |
| Net profit | 4 | 4 | 2 | 9 | 4 | 2 | 17 | 4 |
| EPS ($ per share) | 0.35 | 0.32 | 0.16 | 0.73 | 0.28 | 0.16 | 1.36 | 0.33 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 12 | 12 | 12 | 13 | 13 | 14 | 14 | 14 |
| Reserves | 48 | 72 | 105 | 138 | 145 | 161 | 172 | 190 |
| Total liabilities | 1,574 | 1,732 | 2,092 | 2,517 | 2,807 | 3,025 | 2,823 | 2,975 |
| Fixed assets | 27 | 22 | 26 | 25 | 24 | 21 | 12 | 10 |
| Total assets | 1,751 | 1,944 | 2,331 | 2,792 | 3,069 | 3,314 | 3,129 | 3,309 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 7 | -8 | 112 | 35 | 7 | 58 | -0 | 4 |
| Cash from investing | -210 | -120 | -294 | -572 | -571 | 88 | 144 | -209 |
| Cash from financing | 205 | 134 | 418 | 581 | 297 | 211 | -224 | 131 |
| Net cash flow | 2 | 6 | 236 | 44 | -267 | 358 | -80 | -74 |
| Capital expenditure | -3 | -2 | -7 | -5 | -3 | -2 | -2 | -2 |
| Free cash flow | 4 | -10 | 106 | 30 | 4 | 56 | -2 | 2 |
Insider filings
36 filings between Nov 3, 2025 and Jul 25, 2026.
Open market
decisions to buy or sellPurchases
$65.8K
3 purchases by 3 insiders
Sales
None
No insider sold shares.
Some filings report no price, so the dollar figures above are a floor, not a total.
Compensation
not trading decisions- 2
- Award — granted as compensation
- 24
- Option exercise — converted options into shares
- 7
- Tax withheld — shares kept back by the company to cover tax
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Sumbs Michael Robert | $52.0K | — | Nov 3, 2025 |
| Cordella Richard James JR | $13.8K | — | Dec 5, 2025 |
| Famularo Adam Francis | $0 | — | Jun 12, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Jul 25, 2026 | Sumbs Michael Robert Chief Financial Officer | Tax withheld | 142 | $4.1K |
| Jul 25, 2026 | Sumbs Michael Robert Chief Financial Officer | Option exercise | 497 | $0 |
| Jun 23, 2026 | Cordella Richard James JR Director | Option exercise | 3,791 | $0 |
| Jun 12, 2026 | Famularo Adam Francis Director | Purchase | 1,835 | — |
| Jun 1, 2026 | Owen Jan Lynn Director | Option exercise | 4,001 | $0 |
| Jun 1, 2026 | Maculaitis Victor Ray Director | Option exercise | 4,001 | $0 |
| Jun 1, 2026 | Nelson Kelly R Director | Option exercise | 4,001 | $0 |
| Jun 1, 2026 | Ebert John W Director | Option exercise | 4,001 | $0 |
| Jun 1, 2026 | Spielman Cheryl Director | Option exercise | 4,001 | $0 |
| May 1, 2026 | Greathouse Craig Bradley Chief Administrative Officer | Option exercise | 1,267 | $0 |
| May 1, 2026 | Greathouse Craig Bradley Chief Administrative Officer | Option exercise | 1,359 | $0 |
| May 1, 2026 | Greathouse Craig Bradley Chief Administrative Officer | Award | 2,830 | $0 |
| May 1, 2026 | Giorgio Michael Louis CIO and COO | Option exercise | 1,267 | $0 |
| May 1, 2026 | Giorgio Michael Louis CIO and COO | Option exercise | 1,359 | $0 |
| May 1, 2026 | Giorgio Michael Louis CIO and COO | Tax withheld | 947 | $24.3K |
| May 1, 2026 | Rodriguez Joseph Ryan Chief Risk and Legal Officer | Option exercise | 1,658 | $0 |
| May 1, 2026 | Rodriguez Joseph Ryan Chief Risk and Legal Officer | Tax withheld | 469 | $12.0K |
| May 1, 2026 | Greathouse Craig Bradley Chief Administrative Officer | Tax withheld | 2,118 | $54.4K |
| May 1, 2026 | Mazza Larry F President & CEO | Option exercise | 5,341 | $0 |
| May 1, 2026 | Mazza Larry F President & CEO | Option exercise | 6,276 | $0 |
| May 1, 2026 | Mazza Larry F President & CEO | Option exercise | 5,724 | $0 |
| May 1, 2026 | Mazza Larry F President & CEO | Award | 11,061 | $0 |
| May 1, 2026 | Mazza Larry F President & CEO | Tax withheld | 10,867 | $279.1K |
| May 1, 2026 | Mazza Larry F President & CEO | Option exercise | 1,471 | $0 |
| May 1, 2026 | Greathouse Craig Bradley Chief Administrative Officer | Option exercise | 305 | $0 |
| May 1, 2026 | Greathouse Craig Bradley Chief Administrative Officer | Option exercise | 1,492 | $0 |
| Jan 29, 2026 | Mazza Larry F President & CEO | Tax withheld | 16,758 | $473.6K |
| Jan 29, 2026 | Mazza Larry F President & CEO | Option exercise | 100,000 | $1.25M |
| Jan 2, 2026 | Rodriguez Joseph Ryan Chief Risk and Legal Officer | Tax withheld | 1,716 | $43.7K |
| Jan 2, 2026 | Rodriguez Joseph Ryan Chief Risk and Legal Officer | Option exercise | 5,112 | $0 |
| Dec 30, 2025 | Nelson Kelly R Director | Option exercise | 1,000 | $12.8K |
| Dec 30, 2025 | Nelson Kelly R Director | Option exercise | 1,000 | $19.6K |
| Dec 30, 2025 | Nelson Kelly R Director | Option exercise | 1,000 | $12.5K |
| Dec 12, 2025 | Ebert John W Director | Option exercise | 1,000 | $12.5K |
| Dec 5, 2025 | Cordella Richard James JR Director | Purchase | 500 | $13.8K |
| Nov 3, 2025 | Sumbs Michael Robert Chief Financial Officer | Purchase | 2,000 | $52.0K |
| Oct 1, 2025 | Owen Jan Lynn Director | Option exercise | 390 | $0 |
| Oct 1, 2025 | Nelson Kelly R Director | Option exercise | 390 | $0 |
| Oct 1, 2025 | Spielman Cheryl Director | Option exercise | 390 | $0 |
| Jun 1, 2025 | Owen Jan Lynn Director | Option exercise | 4,143 | $0 |
| Jun 1, 2025 | BECKER W MARSTON Director | Option exercise | 4,143 | $0 |
| Jun 1, 2025 | Spielman Cheryl Director | Option exercise | 4,143 | $0 |
| Jun 1, 2025 | Ebert John W Director | Option exercise | 4,143 | $0 |
| Jun 1, 2025 | Nelson Kelly R Director | Option exercise | 4,143 | $0 |
| May 12, 2025 | Rodriguez Joseph Ryan Chief Risk Officer | Purchase | 1,125 | $21.6K |
| May 8, 2025 | Rodriguez Joseph Ryan Chief Risk Officer | Purchase | 4,125 | $74.3K |
| May 1, 2025 | Mazza Larry F CEO | Option exercise | 1,429 | $0 |
| May 1, 2025 | Mazza Larry F CEO | Option exercise | 2,576 | $0 |
| May 1, 2025 | Mazza Larry F CEO | Option exercise | 6,116 | $0 |
| May 1, 2025 | Mazza Larry F CEO | Option exercise | 5,206 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
Your own record
Start an Inve Case for MVB FINANCIAL CORP
Free account. Everything above stays public.
Write why you follow MVB FINANCIAL CORP and the condition you want checked. Inve compares your numeric conditions with available results and management guidance; your own conditions remain yours to review.
Keep reading