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    nCino, Inc.

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $132.40M
    $138.80M
    $141.37M
    $144.14M
    $148.81M
    +12.4%
    $152.16M
    +9.6%
    $149.67M
    +5.9%
    $159.41M
    +10.6%
    Strengthening
    Operating Profit
    -$7.91M
    -$824.0K
    -$5.74M
    -$1.51M
    -$9.30M
    -17.6%
    $11.72M
    $2.82M
    $21.12M
    Strengthening
    Net Profit
    -$11.04M
    -$5.25M
    -$18.61M
    $5.56M
    -$15.26M
    -38.2%
    $6.54M
    $8.34M
    $13.64M
    +145.3%
    Strengthening
    EPS
    $-0.10
    $-0.05
    $0.05
    $-0.13
    -30.0%
    $0.06
    $0.13
    +160.0%
    Strengthening
    Other Income
    Interest
    $1.83M
    $1.65M
    $3.80M
    $4.45M
    $4.44M
    +142.2%
    $4.33M
    +162.3%
    $4.23M
    +11.3%
    $4.48M
    +0.7%
    Strengthening
    Depreciation
    Profit before Tax
    MarginsOPM
    -6.0%
    -0.6%
    -4.1%
    -1.1%
    -6.3%
    -4.7%
    7.7%
    1.9%
    13.3%
    Strengthening
    Tax
    ReturnsROIC
    3.1%
    1.5%
    5.1%
    -1.5%
    4.2%
    +38.2%
    -1.8%
    -224.5%
    -2.3%
    -144.8%
    -3.8%
    -145.3%
    Weakening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26TTM
    AssetsCash & Equivalents$91.18M$371.43M$88.01M$82.04M$112.08M$120.93M$88.37M$102.81M
    Short-Term Investments
    Total Current Assets$442.23M$183.51M$207.19M$250.78M$302.25M$293.50M$267.43M
    Net PP&E$29.94M$73.85M$94.95M$98.41M$90.98M$88.29M$86.67M
    Goodwill$55.84M$57.15M$841.49M$839.44M$838.87M$1.02B$1.08B$1.08B
    Intangibles$23.14M$180.12M$152.82M$115.57M$154.57M$135.66M$126.22M
    Total Assets$563.40M$1.30B$1.33B$1.34B$1.61B$1.65B$1.61B
    LiabilitiesTotal Current Liabilities$115.69M$174.38M$205.16M$215.04M$251.51M$294.49M$299.86M
    Short-Term Debt$0$9.80M
    Long-Term Debt$213.50M$253.01M
    Long-Term Leases$0$11.20M$7.28M$16.42M$12.82M$9.75M$8.80M
    Total Liabilities$134.43M$230.51M$299.60M$287.83M$512.78M$579.45M$623.38M
    EquityCommon Stock & APIC$47.0K$55.0K$56.0K$57.0K$58.0K$59.0K$60.0K
    Retained Earnings-$161.06M-$209.62M-$310.34M-$352.76M-$385.33M-$375.77M-$361.43M
    Total Equity$167.27M$425.18M$1.07B$1.02B$1.05B$1.09B$1.06B$970.36M
    HighlightsNet Cash / (Debt)-$125.13M-$160.00M

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26TTM
    ActivitiesCash from Operating-$9.00M$9.22M-$19.23M-$15.38M$57.28M$55.20M$90.06M$117.15M
    Cash from Investing-$58.03M-$4.34M-$278.49M-$20.73M-$6.33M-$219.18M-$54.08M-$6.40M
    Cash from Financing$84.09M$274.12M$15.92M$36.71M-$21.11M$170.48M-$73.03M-$141.17M
    SummaryCapital Expenditure-$5.76M-$4.34M-$5.46M-$18.34M-$3.52M-$1.82M-$7.50M-$6.40M
    Free Cash Flow-$14.76M$4.88M-$24.69M-$33.72M$53.77M$53.38M$82.56M$110.75M
    FCF Margin-10.7%2.4%-9.0%-8.3%11.3%9.9%13.9%18.2%