Jul 2026 (Q2 FY27) — Aug 25, 2026
nCino Q2 FY27 — AI Adoption Drives Growth and Strong Financial Performance
Read the full callnCino earnings: last reported Tue, 25 Aug 2026, for the quarter ended Jul 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 161 | +8.2% YoY | Quarterly, as filed | Quarter to Jul 2026 | Revenue from operations as filed. |
| Operating margin | 8.5 | +14.7 pts YoY | Operating profit / revenue | Quarter to Jul 2026 | For the quarter; a change is in percentage points. |
| Net profit | 5.1 | Quarterly, as filed | Quarter to Jul 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. |
Price
1Y: $23.76 on 17 Oct 2025 → $20.35. High $27.1 (27 Oct 2025), low $14.01 (27 Mar 2026).
Overview
Call summaries
nCino Q2 FY27 — AI Adoption Drives Growth and Strong Financial Performance
Read the full callnCino, Inc. Q1 FY27 — Strong Subscription Revenue Growth and Rule of 40 Achievement
Read the full callEvery analysed call
Financials
Net profit, year on year: +133% (quarter to jul 2026 against jul 2025).
| Line item | Oct 2024 | Jan 2025 | Apr 2025 | Jul 2025 | Oct 2025 | Jan 2026 | Apr 2026 | Jul 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 139 | 141 | 144 | 149 | 152 | 150 | 159 | 161 |
| Operating profit | -1 | -6 | -2 | -9 | 12 | 3 | 21 | 14 |
| Operating margin | −0.6% | −4.1% | −1.1% | −6.3% | 7.7% | 1.9% | 13.3% | 8.5% |
| Interest | 2 | 4 | 4 | 4 | 4 | 4 | 4 | 5 |
| Net profit | -5 | -19 | 6 | -15 | 7 | 8 | 14 | 5 |
| EPS ($ per share) | -0.05 | — | 0.05 | -0.13 | 0.06 | — | 0.13 | 0.05 |
| Line item | Jan 2020 | Jan 2021 | Jan 2022 | Jan 2023 | Jan 2024 | Jan 2025 | Jan 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | — | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | — | -161 | -210 | -310 | -353 | -385 | -376 |
| Total liabilities | — | 134 | 231 | 300 | 288 | 513 | 579 |
| Fixed assets | — | 30 | 61 | 84 | 79 | 75 | 76 |
| Total assets | — | 563 | 1,301 | 1,327 | 1,340 | 1,610 | 1,648 |
| Line item | Jan 2020 | Jan 2021 | Jan 2022 | Jan 2023 | Jan 2024 | Jan 2025 | Jan 2026 |
|---|---|---|---|---|---|---|---|
| Cash from operations | -9 | 9 | -19 | -15 | 57 | 55 | 90 |
| Cash from investing | -58 | -4 | -278 | -21 | -6 | -219 | -54 |
| Cash from financing | 84 | 274 | 16 | 37 | -21 | 170 | -73 |
| Net cash flow | 17 | 280 | -283 | -1 | 30 | 4 | -33 |
| Capital expenditure | -6 | -4 | -5 | -18 | -4 | -2 | -8 |
| Free cash flow | -15 | 5 | -25 | -34 | 54 | 53 | 83 |
71 filings between Nov 4, 2025 and Oct 9, 2026.
Purchases
None
No insider bought shares.
Sales
$8.03M
42 sales by 5 insiders
40% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Also filed: 1 gift.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Desmond Sean | — | $4.24M | Oct 9, 2026 |
| Naude Pierre | — | $1.69M | Aug 4, 2026 |
| Orenstein Gregory | — | $948.1K | Aug 4, 2026 |
| Rieger April | — | $828.9K | Sep 15, 2026 |
| Sellers Jeanette | — | $319.4K | Aug 27, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 9, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 43,992 | $875.4K |
| Oct 9, 2026 | Desmond Sean CEO & President | Option exercise 10b5-1 plan | 43,992 | $219.1K |
| Oct 5, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 8,064 | $150.7K |
| Oct 5, 2026 | Desmond Sean CEO & President | Option exercise 10b5-1 plan | 8,064 | $40.2K |
| Sep 15, 2026 | Rieger April Chief Lgl. & Admin Ofc., Sec | Sale | 6,098 | $134.1K |
| Sep 3, 2026 | Desmond Sean CEO & President | Option exercise 10b5-1 plan | 8,064 | $40.2K |
| Sep 3, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 8,064 | $190.8K |
| Aug 27, 2026 | Sellers Jeanette SVP of Accounting | Sale | 690 | $15.7K |
| Aug 5, 2026 | Desmond Sean CEO & President | Option exercise 10b5-1 plan | 8,064 | $40.2K |
| Aug 5, 2026 | Sellers Jeanette SVP of Accounting | Sale 10b5-1 plan | 1,536 | $30.0K |
| Aug 5, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 11,815 | $230.7K |
| Aug 4, 2026 | Rieger April Chief Lgl. & Admin Ofc., Sec | Sale | 7,852 | $150.9K |
| Aug 4, 2026 | Orenstein Gregory CFO & Treasurer | Sale | 11,780 | $226.4K |
| Aug 4, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 28,675 | $551.1K |
| Aug 4, 2026 | Sellers Jeanette SVP of Accounting | Sale 10b5-1 plan | 887 | $17.0K |
| Aug 4, 2026 | Naude Pierre Director | Sale | 4,677 | $89.9K |
| Jul 6, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 8,064 | $140.9K |
| Jul 6, 2026 | Desmond Sean CEO & President | Option exercise 10b5-1 plan | 8,064 | $40.2K |
| Jun 18, 2026 | Nyweide Justin C. Director | Award | 12,911 | $0 |
| Jun 18, 2026 | RUH WILLIAM J Director | Award | 12,911 | $0 |
| Jun 18, 2026 | Spruill William R Director | Award | 12,911 | $0 |
| Jun 18, 2026 | Kilday Pamela Director | Award | 12,911 | $0 |
| Jun 18, 2026 | Doyle Jonathan J Director | Award | 12,911 | $0 |
| Jun 18, 2026 | Yasutake Andrew Hideki Director | Award | 12,911 | $0 |
| Jun 18, 2026 | Dugatkin Diego German Director | Award | 12,911 | $0 |
| Jun 18, 2026 | Naude Pierre Director | Award | 12,911 | $0 |
| Jun 3, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 8,064 | $131.1K |
| Jun 3, 2026 | Desmond Sean CEO & President | Option exercise 10b5-1 plan | 8,064 | $40.2K |
| May 5, 2026 | Desmond Sean CEO & President | Option exercise 10b5-1 plan | 8,065 | $40.2K |
| May 5, 2026 | Sellers Jeanette SVP of Accounting | Sale 10b5-1 plan | 3,695 | $66.7K |
| May 5, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 16,589 | $299.3K |
| May 4, 2026 | Rieger April Chief Lgl. & Admin Ofc., Sec | Sale | 9,693 | $174.6K |
| May 4, 2026 | Orenstein Gregory CFO & Treasurer | Sale | 14,650 | $263.9K |
| May 4, 2026 | Naude Pierre Director | Sale | 35,650 | $642.2K |
| May 4, 2026 | Desmond Sean CEO & President | Sale | 22,073 | $397.6K |
| May 4, 2026 | Sellers Jeanette SVP of Accounting | Sale | 1,486 | $26.8K |
| May 1, 2026 | Kettell Keith Chief Revenue Officer | Award | 228,832 | $0 |
| May 1, 2026 | Rieger April Chief Lgl. & Admin Ofc., Sec | Award | 177,345 | $0 |
| May 1, 2026 | Orenstein Gregory CFO & Treasurer | Award | 274,599 | $0 |
| May 1, 2026 | Desmond Sean CEO & President | Award | 703,661 | $0 |
| May 1, 2026 | Sellers Jeanette SVP of Accounting | Award | 15,446 | $0 |
| Apr 14, 2026 | Sellers Jeanette SVP of Accounting | Sale | 1,873 | $32.9K |
| Apr 14, 2026 | RUH WILLIAM J Director | Gift | 3,200 | $0 |
| Apr 6, 2026 | Desmond Sean CEO & President | Sale 10b5-1 plan | 15,440 | $263.4K |
| Apr 6, 2026 | Desmond Sean CEO & President | Option exercise 10b5-1 plan | 8,065 | $40.2K |
| Apr 2, 2026 | Desmond Sean CEO & President | Sale | 5,747 | $96.3K |
| Apr 2, 2026 | Naude Pierre Director | Sale | 22,700 | $380.3K |
| Apr 2, 2026 | Sellers Jeanette SVP of Accounting | Sale | 735 | $12.3K |
| Apr 2, 2026 | Rieger April Chief Lgl. & Admin Ofc., Sec | Sale | 5,747 | $96.3K |
| Apr 2, 2026 | Orenstein Gregory CFO & Treasurer | Sale | 8,840 | $148.1K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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