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    NMI Holdings (NMIH) stock price & financials

    View NMIH earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance+12.9% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $166.09M
    $166.50M
    $173.25M
    $173.78M
    $178.68M
    +7.6%
    $180.74M
    +8.5%
    $183.47M
    +5.9%
    $187.89M
    +8.1%
    Strengthening
    Operating Profit
    Net Profit
    $92.81M
    $86.17M
    $102.56M
    $96.15M
    $96.00M
    +3.4%
    $94.22M
    +9.3%
    $99.33M
    -3.1%
    $105.79M
    +10.0%
    Strengthening
    EPS
    $1.17
    $1.31
    $1.23
    $1.24
    +6.0%
    $1.30
    -0.8%
    $1.40
    +13.8%
    Strengthening
    Other Income
    Interest
    $7.08M
    $7.10M
    $7.11M
    $7.12M
    $7.12M
    +0.7%
    $7.13M
    +0.4%
    $7.11M
    +0.0%
    $7.12M
    +0.0%
    Stable
    Depreciation
    Profit before Tax
    $119.33M
    $110.87M
    $131.37M
    $123.60M
    $123.68M
    +3.7%
    $121.15M
    +9.3%
    $124.94M
    -4.9%
    $136.95M
    +10.8%
    Strengthening
    MarginsOPM
    Tax
    22.2%
    22.3%
    21.9%
    22.2%
    22.4%
    +0.7%
    22.2%
    -0.2%
    20.5%
    -6.5%
    22.8%
    +2.4%
    Stable
    ReturnsROIC
    4.3%
    4.0%
    4.7%
    4.4%
    4.4%
    +3.4%
    4.3%
    +9.3%
    4.6%
    -3.1%
    4.9%
    +10.0%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$25.29M$41.09M$126.94M$76.65M$44.43M$96.69M$54.31M$43.94M$72.12M
    Short-Term Investments
    Total Current Assets
    Net PP&E$24.77M$32.50M$34.27M$34.65M$42.33M$39.35M$33.88M$28.43M$20.75M
    Goodwill$3.24M$3.24M$3.24M$3.24M$3.24M$3.24M$3.24M$3.24M
    Intangibles
    Total Assets$1.09B$1.36B$2.17B$2.45B$2.52B$2.94B$3.35B$3.84B$4.00B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt$146.76M$145.76M$393.30M$394.62M$396.05M
    Long-Term Leases
    Total Liabilities$390.54M$434.40M$797.08M$884.79M$902.30M$1.01B$1.13B$1.25B$1.29B
    EquityCommon Stock & APIC
    Retained Earnings$33.49M$205.44M$377.01M$608.14M$901.04M$1.22B$1.58B$1.97B$2.18B
    Total Equity$701.50M$930.42M$1.37B$1.57B$1.61B$1.93B$2.22B$2.59B$2.71B
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$145.86M$208.15M$252.60M$325.72M$313.39M$342.68M$393.60M$419.30M$448.51M
    Cash from Investing-$220.65M-$194.35M-$629.55M-$374.18M-$289.79M-$200.00M-$339.29M-$316.47M-$331.03M
    Cash from Financing$80.89M$2.00M$462.80M-$1.83M-$55.83M-$90.42M-$96.70M-$113.20M-$129.37M
    SummaryCapital Expenditure-$8.06M-$9.96M-$12.16M-$12.24M-$10.57M-$9.37M-$6.91M-$6.78M-$6.91M
    Free Cash Flow$137.80M$198.19M$240.44M$313.48M$302.82M$333.31M$386.70M$412.52M$441.61M
    FCF Margin50.1%52.3%55.5%64.6%57.9%57.6%59.4%58.4%60.4%

    Ratios