Jun 2026 (Q2 FY26) — Aug 10, 2026
OppFi Q2 FY26 — Strategic Investments and Product Diversification Amidst Revised Outlook
Read the full callOppFi (OPFI) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
OppFi earnings: last reported Mon, 10 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 14.8 | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. |
Price
$5.56 −1.59% · −$0.09
Performance −40.2% 1Y
1Y: $9.3 on 17 Oct 2025 → $5.56. High $11.38 (22 Dec 2025), low $5.56 (19 Oct 2026).
- Previous close
- $5.65
- 52-week range
- $5.56 – $11.38
- One year
- −43.27%
Overview
- Symbol
- OPFI
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
OppFi earnings calls (OPFI)
Financials
What the filings say
Net profit, year on year: +171% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating profit | 35 | 25 | 42 | 45 | 48 | 31 | 35 | 24 |
| Profit before tax | 34 | 15 | 22 | 13 | 82 | 40 | 58 | 25 |
| Tax rate | 6.7% | 4.1% | 7.5% | 9.6% | 6.9% | 3.4% | 6.8% | 38.7% |
| Net profit | 4 | -6 | -11 | -21 | 42 | 17 | 28 | 15 |
| EPS ($ per share) | 0.21 | — | -0.48 | -0.78 | 1.48 | — | 1.06 | 0.22 |
| Line item | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Equity capital | 0 | — | — | — | — | — |
| Reserves | 92 | -71 | -64 | -64 | -55 | -34 |
| Total liabilities | 187 | 344 | 421 | 408 | 407 | 445 |
| Fixed assets | 11 | 15 | 14 | 10 | 14 | 28 |
| Total assets | 286 | 502 | 580 | 602 | 641 | 754 |
| Line item | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Cash from operations | 149 | 192 | 167 | 243 | 296 | 324 | 401 |
| Cash from investing | -214 | -98 | -199 | -317 | -244 | -243 | -308 |
| Cash from financing | 78 | -84 | 49 | 61 | -28 | -66 | -89 |
| Capital expenditure | -7 | -11 | -14 | -13 | -9 | -13 | -19 |
| Free cash flow | 142 | 181 | 153 | 230 | 287 | 311 | 382 |
Insider filings
95 filings between Nov 3, 2025 and Oct 1, 2026.
Open market
decisions to buy or sellPurchases
$1.49M
23 purchases by 1 insider
Sales
$2.08M
13 sales by 5 insiders
38% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 10
- Award — granted as compensation
- 5
- Option exercise — converted options into shares
- 35
- Tax withheld — shares kept back by the company to cover tax
Also filed: 8 dispositions to the issuer, 1 gift.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Schwartz Todd G. | $1.49M | — | Sep 14, 2026 |
| McKay Christopher J. | — | $767.5K | Aug 26, 2026 |
| Moore Jocelyn | — | $629.9K | Jun 15, 2026 |
| Vennettilli David | — | $304.0K | Aug 19, 2026 |
| Favilla Christina M | — | $244.2K | Jun 8, 2026 |
| Johnson Pamela D. | — | $132.7K | Sep 11, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 1, 2026 | Schwartz Todd G. Chief Executive Officer | Tax withheld | 4,497 | $27.1K |
| Oct 1, 2026 | Schwartz Todd G. Chief Executive Officer | Tax withheld | 2,643 | $15.9K |
| Oct 1, 2026 | McKay Christopher J. Chief Risk & Analytics Officer | Tax withheld | 1,970 | $11.9K |
| Oct 1, 2026 | McKay Christopher J. Chief Risk & Analytics Officer | Tax withheld | 1,369 | $8.3K |
| Oct 1, 2026 | Johnson Pamela D. CFO | Tax withheld | 1,715 | $10.3K |
| Oct 1, 2026 | Johnson Pamela D. CFO | Tax withheld | 496 | $3.0K |
| Oct 1, 2026 | Johnson Pamela D. CFO | Tax withheld | 1,974 | $11.9K |
| Oct 1, 2026 | McKay Christopher J. Chief Risk & Analytics Officer | Tax withheld | 396 | $2.4K |
| Sep 14, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 1,940 | $15.1K |
| Sep 11, 2026 | Johnson Pamela D. CFO | Sale | 8,650 | $69.4K |
| Sep 11, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,300 | $26.3K |
| Sep 10, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,350 | $25.3K |
| Sep 9, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,450 | $26.2K |
| Sep 8, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,475 | $25.7K |
| Sep 4, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,500 | $25.7K |
| Sep 3, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,450 | $25.3K |
| Sep 2, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,550 | $25.4K |
| Sep 1, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,550 | $24.5K |
| Aug 31, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,550 | $24.6K |
| Aug 28, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,500 | $25.0K |
| Aug 27, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,550 | $25.3K |
| Aug 26, 2026 | McKay Christopher J. Chief Risk & Analytics Officer | Sale | 77,850 | $558.8K |
| Aug 26, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,500 | $25.2K |
| Aug 25, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,475 | $25.2K |
| Aug 24, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,475 | $24.8K |
| Aug 21, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,550 | $25.1K |
| Aug 20, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,450 | $24.6K |
| Aug 19, 2026 | Vennettilli David Director | Sale | 28,485 | $204.0K |
| Aug 19, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,500 | $25.1K |
| Aug 18, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,550 | $25.0K |
| Aug 17, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 3,500 | $24.5K |
| Aug 14, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 20,000 | $144.0K |
| Aug 13, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 60,000 | $427.7K |
| Aug 12, 2026 | Schwartz Todd G. Chief Executive Officer | Purchase | 60,000 | $423.0K |
| Jul 1, 2026 | Johnson Pamela D. CFO | Tax withheld | 496 | $4.9K |
| Jul 1, 2026 | Johnson Pamela D. CFO | Tax withheld | 1,715 | $17.0K |
| Jul 1, 2026 | McKay Christopher J. Chief Risk & Analytics Officer | Tax withheld | 1,969 | $19.6K |
| Jul 1, 2026 | Johnson Pamela D. CFO | Tax withheld | 1,974 | $19.6K |
| Jul 1, 2026 | Schwartz Todd G. Chief Executive Officer | Tax withheld | 4,497 | $44.7K |
| Jul 1, 2026 | Schwartz Todd G. Chief Executive Officer | Tax withheld | 2,643 | $26.2K |
| Jul 1, 2026 | McKay Christopher J. Chief Risk & Analytics Officer | Tax withheld | 396 | $3.9K |
| Jul 1, 2026 | McKay Christopher J. Chief Risk & Analytics Officer | Tax withheld | 1,369 | $13.6K |
| Jun 15, 2026 | Moore Jocelyn Director | Sale | 39,076 | $324.9K |
| Jun 12, 2026 | McKay Christopher J. Chief Risk & Analytics Officer | Sale | 23,683 | $197.8K |
| Jun 9, 2026 | Vennettilli David Director | Award | 25,265 | $0 |
| Jun 9, 2026 | Favilla Christina M Director | Award | 16,843 | $0 |
| Jun 9, 2026 | Zeeman Gregory T Director | Award | 16,843 | $0 |
| Jun 9, 2026 | Vennettilli David Director | Award | 25,265 | $0 |
| Jun 9, 2026 | SCHWARTZ THEODORE G Director | Award | 16,843 | $0 |
| Jun 9, 2026 | Moore Jocelyn Director | Award | 16,843 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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