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    OppFi (OPFI) stock price & financials

    View OPFI earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance30.3% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    Operating Profit
    $35.09M
    $24.67M
    $42.49M
    $44.81M
    $48.45M
    +38.1%
    $30.93M
    +25.4%
    $35.36M
    -16.8%
    $24.36M
    -45.6%
    Weakening
    Net Profit
    $4.26M
    -$5.61M
    -$11.37M
    -$20.78M
    $41.63M
    +876.4%
    $16.85M
    $28.40M
    $14.84M
    Weakening
    EPS
    $0.21
    $-0.48
    $-0.78
    $1.48
    +604.8%
    $1.06
    $0.22
    Weakening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $34.35M
    $14.57M
    $22.04M
    $12.70M
    $81.58M
    +137.5%
    $39.81M
    +173.2%
    $58.01M
    +163.2%
    $25.46M
    +100.4%
    Strengthening
    MarginsOPM
    Tax
    6.7%
    4.1%
    7.5%
    9.6%
    6.9%
    +3.4%
    3.4%
    -17.0%
    6.8%
    -8.5%
    38.7%
    +301.6%
    Strengthening
    ReturnsROIC
    43.8%
    -57.6%
    -116.9%
    -213.6%
    427.9%
    +876.4%
    173.1%
    291.9%
    152.5%
    Weakening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$25.60M$25.06M$16.24M$31.79M$61.34M$49.45M$64.35M
    Short-Term Investments
    Total Current Assets$1.37M
    Net PP&E$10.56M$14.64M$27.63M$22.47M$24.26M$36.46M$43.31M
    Goodwill
    Intangibles
    Total Assets$285.84M$502.11M$579.84M$601.54M$641.17M$754.09M$770.73M
    LiabilitiesTotal Current Liabilities$135.6K
    Short-Term Debt
    Long-Term Debt$50.00M
    Long-Term Leases
    Total Liabilities$186.51M$344.23M$420.69M$407.51M$406.96M$445.21M$356.47M
    EquityCommon Stock & APIC$314
    Retained Earnings$92.32M-$70.72M-$63.55M-$63.59M-$55.13M-$33.51M$9.73M
    Total Equity$5.00M-$9.04M-$494.0K$10.44M$32.77M$58.48M$414.25M
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$148.92M$192.11M$167.35M$243.30M$296.15M$323.81M$401.31M$404.76M
    Cash from Investing-$214.15M-$98.31M-$199.47M-$317.24M-$244.29M-$243.44M-$307.80M-$270.72M
    Cash from Financing$78.01M-$84.12M$48.83M$61.26M-$27.58M-$66.02M-$88.53M-$120.45M
    SummaryCapital Expenditure-$6.64M-$10.72M-$14.37M-$13.25M-$8.99M-$13.01M-$19.11M-$19.86M
    Free Cash Flow$142.28M$181.39M$152.97M$230.05M$287.15M$310.80M$382.19M$384.90M
    FCF Margin

    Ratios