Skip to content

    Pagaya Technologies (PGY) stock price & financials

    View PGY earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance36.7% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    $257.23M
    $279.39M
    $289.99M
    $326.40M
    $350.17M
    +36.1%
    $334.81M
    +19.8%
    $317.94M
    +9.6%
    $387.04M
    +18.6%
    Strengthening
    Operating Profit
    $22.38M
    $31.74M
    $47.69M
    $56.47M
    $79.96M
    +257.2%
    $79.72M
    +151.2%
    $80.00M
    +67.8%
    $105.80M
    +87.4%
    Strengthening
    Net Profit
    -$67.48M
    -$237.92M
    $7.89M
    $16.66M
    $22.55M
    $34.30M
    $24.69M
    +212.9%
    $45.27M
    +171.8%
    Strengthening
    EPS
    $-0.93
    $0.10
    $0.20
    $0.27
    $0.29
    +190.0%
    $0.53
    +165.0%
    Strengthening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    -$85.75M
    -$240.54M
    -$48.0K
    $21.54M
    $8.06M
    $22.07M
    $27.31M
    $41.25M
    +91.5%
    Strengthening
    MarginsOPM
    8.7%
    11.4%
    16.4%
    17.3%
    22.8%
    +162.4%
    23.8%
    +109.6%
    25.2%
    +53.0%
    27.3%
    +58.0%
    Strengthening
    Tax
    13.4%
    -6.9%
    5291.7%
    23.1%
    -188.6%
    -1503.6%
    -31.6%
    -358.6%
    11.5%
    -99.8%
    -2.6%
    -111.4%
    Weakening
    ReturnsROIC
    8.5%
    30.0%
    -1.0%
    -2.1%
    -2.8%
    -133.4%
    -4.3%
    -114.4%
    -3.1%
    -212.9%
    -5.7%
    -171.8%
    Weakening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$5.07M$190.78M$309.79M$186.48M$187.92M$235.33M$249.26M
    Short-Term Investments
    Total Current Assets$246.53M$419.82M$303.40M$351.48M
    Net PP&E$7.65M$92.74M$97.29M$74.85M$60.80M$59.98M
    Goodwill$0$10.95M$23.06M$22.90M$22.90M
    Intangibles$0$2.55M$12.82M$7.66M$4.80M
    Total Assets$590.26M$1.05B$1.21B$1.29B$1.55B$1.69B
    LiabilitiesTotal Current Liabilities$28.67M$128.02M$74.92M$195.49M
    Short-Term Debt$0$61.83M$37.69M
    Long-Term Debt$321.32M
    Long-Term Leases$49.10M$43.94M$30.61M
    Total Liabilities$105.86M$279.66M$468.38M$775.28M$960.46M$1.01B
    EquityCommon Stock & APIC
    Retained Earnings-$111.88M-$414.20M-$542.64M-$944.04M-$862.65M-$792.69M
    Total Equity$88.14M$1.29M$553.52M$559.72M$326.49M$480.02M$594.15M
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$4.26M$49.81M-$40.00M-$21.66M$47.75M$238.62M$264.73M
    Cash from Investing-$122.76M-$140.74M-$265.42M-$381.46M-$479.88M-$309.71M-$292.37M
    Cash from Financing$119.50M$289.62M$437.92M$289.10M$436.69M$129.60M$85.92M
    SummaryCapital Expenditure-$1.10M-$6.62M-$22.41M-$20.19M-$17.74M-$13.90M-$12.95M
    Free Cash Flow$3.16M$43.19M-$62.41M-$41.85M$30.01M$224.72M$251.78M
    FCF Margin3.2%9.1%-8.3%-5.2%2.9%17.3%18.1%

    Ratios