Sep 2026 (Q3 FY26) — Oct 22, 2026
Pinnacle Financial Partners Q3 FY26 — Strong Growth and Successful Merger Integration
Read the full callPinnacle Financial Partners earnings: last reported Thu, 22 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 328 | +106.3% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $87.43 on 22 Oct 2025 → $100.35. High $109.03 (4 Aug 2026), low $82.1 (18 Mar 2026).
Overview
Call summaries
Pinnacle Financial Partners Q3 FY26 — Strong Growth and Successful Merger Integration
Read the full callPinnacle Financial Partners Q2 FY26 — Strong Loan & Deposit Growth, EPS Accretion, and Talent Acquisition
Read the full callPinnacle Financial Partners Q1 FY26 — Strong Organic Growth and Merger Integration Ahead of Plan
Read the full callEvery analysed call
Financials
Net profit, year on year: +106% (quarter to jun 2026 against jun 2025).
| Line item | Mar 2025 | Jun 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| Profit before tax | 170 | 195 | 189 | 419 |
| Tax rate | 17.6% | 18.5% | 20.6% | 21.7% |
| Net profit | 140 | 159 | 150 | 328 |
| EPS ($ per share) | 1.78 | 2.01 | 0.89 | 2.07 |
| Line item | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Equity capital | — | — | 78 |
| Reserves | — | 3,176 | 3,728 |
| Total liabilities | — | 46,158 | 50,662 |
| Fixed assets | — | 311 | 340 |
| Total assets | — | 52,589 | 57,706 |
| Line item | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Cash from operations | 478 | 904 | 759 |
| Cash from investing | -4,602 | -3,672 | -5,034 |
| Cash from financing | 5,177 | 3,974 | 4,404 |
| Net cash flow | 1,053 | 1,206 | 129 |
| Capital expenditure | -78 | -95 | -80 |
| Free cash flow | 400 | 810 | 679 |
| KPI | Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|---|
| Common equity tier 1 ratio (CET1) | 9.8%Our common equity Tier 1 ratio ended the quarter at 9.8%.Source: earnings call transcript | 9.93%Our preliminary common equity Tier 1 ratio ended the quarter at 9.93%, up 12 basis points from the first quarter.Source: earnings call transcript | 10.01%Our preliminary common equity Tier 1 ratio ended the quarter at 10.01%, up 8 basis points from the second quarter.Source: earnings call transcript | +0.1 pt |
| Employees | — | 8,500The leverage points of this proven model are working, and it comes down to strong execution by 8,500 passionate team members.Source: earnings call transcript | 8,600And most importantly, none of it happens without our 6,800 -- 8,600 team members who advance the ball every day.Source: earnings call transcript | +1.2% |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
110 filings between Jan 1, 2026 and Sep 10, 2026.
Purchases
$1.39M
4 purchases by 4 insiders
Sales
$19.15M
4 sales by 1 insider
Also filed: 9 dispositions to the issuer, 3 gifts, 2 other filings.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| TURNER M TERRY | — | $19.15M | Aug 17, 2026 |
| MCCABE ROBERT A JR | $1.00M | — | Jul 24, 2026 |
| Blair Kevin S. | $250.0K | — | Sep 1, 2026 |
| GREGORY ANDREW J. JR. | $94.5K | — | Feb 12, 2026 |
| Montana Gregory G | $49.3K | — | Sep 10, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 10, 2026 | GREGORY ANDREW J. JR. Chief Financial Officer | Gift | 8,000 | $0 |
| Sep 10, 2026 | Montana Gregory G Director | Purchase | 500 | $49.3K |
| Sep 1, 2026 | Blair Kevin S. Chief Executive Officer | Purchase | 2,565 | $250.0K |
| Aug 17, 2026 | TURNER M TERRY Director | Sale | 54,107 | $5.85M |
| Aug 14, 2026 | TURNER M TERRY Director | Sale | 66,783 | $7.21M |
| Aug 13, 2026 | TURNER M TERRY Director | Sale | 53,601 | $5.79M |
| Aug 6, 2026 | TURNER M TERRY Director | Sale | 2,737 | $295.6K |
| Aug 3, 2026 | BOXLEY ABNEY S III Director | Other | 13,087 | — |
| Aug 3, 2026 | BOXLEY ABNEY S III Director | Other | 13,087 | — |
| Jul 24, 2026 | MCCABE ROBERT A JR Chief Banking Officer | Purchase | 10,013 | $1.00M |
| May 27, 2026 | MCCABE ROBERT A JR Chief Banking Officer | Gift | 775 | $0 |
| May 21, 2026 | Jenkins Decosta Director | Award | 1,490 | $145.0K |
| May 21, 2026 | Irby John H. Director | Award | 1,490 | $145.0K |
| May 21, 2026 | Montana Gregory G Director | Award | 1,490 | $145.0K |
| May 21, 2026 | Storey Barry L. Director | Award | 1,490 | $145.0K |
| May 21, 2026 | WHITE TERESA L Director | Award | 1,490 | $145.0K |
| May 21, 2026 | THOMPSON G KENNEDY Director | Award | 1,490 | $145.0K |
| May 21, 2026 | BURNS GREGORY L Director | Award | 1,490 | $145.0K |
| May 21, 2026 | Cherry Pedro P. Director | Award | 1,490 | $145.0K |
| May 21, 2026 | INGRAM DAVID B Director | Award | 1,490 | $145.0K |
| May 21, 2026 | Bentsen Tim E Director | Award | 1,490 | $145.0K |
| May 21, 2026 | Farnsworth Thomas C III Director | Award | 1,490 | $145.0K |
| May 21, 2026 | BOXLEY ABNEY S III Director | Award | 1,490 | $145.0K |
| May 7, 2026 | TURNER M TERRY Director | Gift | 27,335 | $0 |
| Mar 30, 2026 | Hurley Jill K Chief Accounting Officer | Tax withheld | 3 | $251 |
| Mar 30, 2026 | Upshaw Jennifer Spinks Chief Administrative Officer | Tax withheld | 3 | $251 |
| Mar 30, 2026 | Creson Shellie Chief Risk Officer | Tax withheld | 4 | $334 |
| Mar 30, 2026 | Bishop Daniel Zachary Chief Operating Officer | Tax withheld | 7 | $585 |
| Mar 30, 2026 | GREGORY ANDREW J. JR. Chief Financial Officer | Tax withheld | 5 | $418 |
| Feb 16, 2026 | Blair Kevin S. Chief Executive Officer | Option exercise | 4,840 | $0 |
| Feb 16, 2026 | Blair Kevin S. Chief Executive Officer | Disposition to issuer | 4,840 | $460.4K |
| Feb 16, 2026 | GREGORY ANDREW J. JR. Chief Financial Officer | Disposition to issuer | 1,291 | $122.8K |
| Feb 16, 2026 | GREGORY ANDREW J. JR. Chief Financial Officer | Option exercise | 1,291 | $0 |
| Feb 16, 2026 | KAMENSKY ALLAN E Chief Legal Officer | Option exercise | 807 | $0 |
| Feb 16, 2026 | KAMENSKY ALLAN E Chief Legal Officer | Disposition to issuer | 807 | $76.8K |
| Feb 15, 2026 | Blair Kevin S. Chief Executive Officer | Disposition to issuer | 6,276 | $597.0K |
| Feb 15, 2026 | Blair Kevin S. Chief Executive Officer | Option exercise | 6,276 | $0 |
| Feb 15, 2026 | KAMENSKY ALLAN E Chief Legal Officer | Disposition to issuer | 1,094 | $104.1K |
| Feb 15, 2026 | KAMENSKY ALLAN E Chief Legal Officer | Option exercise | 1,094 | $0 |
| Feb 13, 2026 | Creson Shellie Chief Risk Officer | Tax withheld | 830 | $78.9K |
| Feb 13, 2026 | Creson Shellie Chief Risk Officer | Disposition to issuer | 706 | $67.2K |
| Feb 13, 2026 | Creson Shellie Chief Risk Officer | Option exercise | 706 | $0 |
| Feb 13, 2026 | Bishop Daniel Zachary Chief Operating Officer | Tax withheld | 1,380 | $131.3K |
| Feb 13, 2026 | GREGORY ANDREW J. JR. Chief Financial Officer | Disposition to issuer | 1,347 | $128.1K |
| Feb 13, 2026 | GREGORY ANDREW J. JR. Chief Financial Officer | Option exercise | 1,347 | $0 |
| Feb 13, 2026 | GREGORY ANDREW J. JR. Chief Financial Officer | Tax withheld | 859 | $81.7K |
| Feb 13, 2026 | Blair Kevin S. Chief Executive Officer | Disposition to issuer | 4,744 | $451.2K |
| Feb 13, 2026 | Blair Kevin S. Chief Executive Officer | Option exercise | 4,744 | $0 |
| Feb 13, 2026 | KAMENSKY ALLAN E Chief Legal Officer | Disposition to issuer | 738 | $70.2K |
| Feb 13, 2026 | KAMENSKY ALLAN E Chief Legal Officer | Option exercise | 738 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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