Jun 2026 (Q2 FY26) — Aug 5, 2026
Root, Inc. Q2 FY26 — Strong Profitability Amidst Competitive Market
Read the full callRoot (ROOT) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Root earnings: last reported Wed, 5 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 389 | +1.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 8.9 | +1.8 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 25.4 | +15.5% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$50.53 +2.87% · +$1.41
Performance −41.1% 1Y
1Y: $85.83 on 14 Oct 2025 → $50.53. High $90.86 (10 Nov 2025), low $43.21 (2 Apr 2026).
- Previous close
- $49.12
- 52-week range
- $43.21 – $90.86
- One year
- −36.43%
Overview
- Symbol
- ROOT
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Root earnings calls (ROOT)
Financials
What the filings say
Net profit, year on year: +15% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 306 | 327 | 349 | 383 | 388 | 397 | 394 | 389 |
| Operating profit | 34 | 35 | 24 | 27 | 0 | 11 | 41 | 35 |
| Operating margin | 11.3% | 10.7% | 6.8% | 7.1% | 0.1% | 2.6% | 10.4% | 8.9% |
| Interest | 12 | 7 | 5 | 5 | 5 | 5 | 5 | 4 |
| Profit before tax | 23 | 22 | 18 | 22 | -5 | 5 | 36 | 26 |
| Tax rate | 0.0% | 0.0% | 0.0% | 0.0% | −8.0% | 1.9% | 0.6% | 0.8% |
| Net profit | 23 | 22 | 18 | 22 | -5 | 5 | 36 | 25 |
| EPS ($ per share) | 1.45 | — | 1.15 | 1.36 | -0.35 | — | 2.19 | 1.54 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | — | 0 | — | — | — | — | — | — |
| Reserves | — | -385 | -748 | -1,270 | -1,568 | -1,715 | -1,682 | -1,642 |
| Total liabilities | — | 542 | 730 | 671 | 924 | 1,070 | 1,180 | 1,278 |
| Fixed assets | — | 10 | 9 | 10 | 6 | 3 | 2 | 1 |
| Total assets | — | 729 | 1,762 | 1,319 | 1,313 | 1,348 | 1,496 | 1,675 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | -26 | -127 | -287 | -403 | -211 | -34 | 196 | 207 |
| Cash from investing | -21 | -114 | -114 | 77 | -17 | -46 | -154 | -92 |
| Cash from financing | 151 | 536 | 1,099 | -80 | 283 | -4 | -121 | -25 |
| Net cash flow | 104 | 294 | 697 | -407 | 56 | -83 | -79 | 90 |
| Capital expenditure | -1 | -7 | -2 | -5 | 0 | -0 | -0 | 0 |
| Free cash flow | -27 | -134 | -289 | -408 | -211 | -34 | 195 | 207 |
Insider filings
68 filings between Nov 3, 2025 and Sep 21, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$3.11M
13 sales by 4 insiders
92% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 16
- Award — granted as compensation
- 4
- Option exercise — converted options into shares
- 32
- Tax withheld — shares kept back by the company to cover tax
Also filed: 2 gifts, 1 conversion.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Allison Jonathan | — | $1.51M | May 15, 2026 |
| Ulman Doug | — | $593.3K | Mar 9, 2026 |
| Timm Alexander E. | — | $525.9K | Dec 10, 2025 |
| Bonakdarpour Mahtiyar | — | $477.3K | Dec 10, 2025 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 21, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 294 | $14.6K |
| Sep 15, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 490 | $26.3K |
| Aug 21, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 88 | $4.9K |
| Aug 21, 2026 | Binkley Megan Chief Financial Officer | Gift | 1,523 | $0 |
| Jun 22, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 294 | $15.0K |
| Jun 15, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 490 | $26.9K |
| Jun 3, 2026 | Dorsey Donna Director | Award | 2,864 | $0 |
| Jun 3, 2026 | KRAMER NANCY J Director | Award | 2,864 | $0 |
| Jun 3, 2026 | DEVARD JERRI Director | Award | 2,864 | $0 |
| Jun 3, 2026 | Szudarek Julie Director | Award | 2,864 | $0 |
| Jun 3, 2026 | Ulman Doug Director | Award | 2,864 | $0 |
| Jun 3, 2026 | Birnbaum Beth A Director | Award | 2,864 | $0 |
| Jun 3, 2026 | Hilsheimer Lawrence A. Director | Award | 2,864 | $0 |
| May 21, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 351 | $20.3K |
| May 15, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 1,606 | $89.9K |
| May 12, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 1,706 | $95.1K |
| May 1, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 82 | $4.5K |
| Apr 7, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 1,706 | $75.7K |
| Apr 2, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 4,112 | $174.1K |
| Apr 1, 2026 | Allison Jonathan Chief Administrative Officer | Tax withheld 10b5-1 plan | 2,874 | $124.3K |
| Apr 1, 2026 | Allison Jonathan Chief Administrative Officer | Option exercise 10b5-1 plan | 6,442 | $0 |
| Apr 1, 2026 | Allison Jonathan Chief Administrative Officer | Tax withheld 10b5-1 plan | 8,081 | $349.6K |
| Apr 1, 2026 | Bonakdarpour Mahtiyar President and CTO | Option exercise | 43,043 | $0 |
| Apr 1, 2026 | Bonakdarpour Mahtiyar President and CTO | Tax withheld | 1,642 | $71.0K |
| Apr 1, 2026 | Bonakdarpour Mahtiyar President and CTO | Tax withheld | 10,882 | $470.8K |
| Apr 1, 2026 | Bonakdarpour Mahtiyar President and CTO | Tax withheld | 19,198 | $830.5K |
| Apr 1, 2026 | Binkley Megan Chief Financial Officer | Tax withheld | 2,131 | $92.2K |
| Apr 1, 2026 | Binkley Megan Chief Financial Officer | Option exercise | 4,777 | $0 |
| Apr 1, 2026 | Binkley Megan Chief Financial Officer | Tax withheld | 8,081 | $349.6K |
| Apr 1, 2026 | Timm Alexander E. Chief Executive Officer | Tax withheld | 28,557 | $1.24M |
| Apr 1, 2026 | Timm Alexander E. Chief Executive Officer | Tax withheld | 3,480 | $150.5K |
| Apr 1, 2026 | Timm Alexander E. Chief Executive Officer | Tax withheld | 14,965 | $647.4K |
| Apr 1, 2026 | Timm Alexander E. Chief Executive Officer | Option exercise | 62,969 | $0 |
| Mar 20, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 294 | $13.4K |
| Mar 20, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 3,990 | $178.7K |
| Mar 17, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 3,990 | $179.6K |
| Mar 16, 2026 | Forish Ryan Chief Accounting Officer | Tax withheld | 489 | $21.7K |
| Mar 12, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 3,900 | $170.1K |
| Mar 11, 2026 | Forish Ryan Chief Accounting Officer | Award | 6,620 | $0 |
| Mar 10, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 3,900 | $175.4K |
| Mar 9, 2026 | Ulman Doug Director | Conversion | 33,352 | — |
| Mar 9, 2026 | Ulman Doug Director | Sale | 13,152 | $593.3K |
| Mar 9, 2026 | Ulman Doug Director | Tax withheld | 473 | $21.6K |
| Mar 5, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 3,900 | $187.4K |
| Mar 3, 2026 | Allison Jonathan Chief Administrative Officer | Sale 10b5-1 plan | 3,900 | $186.7K |
| Feb 19, 2026 | Binkley Megan Chief Financial Officer | Tax withheld | 4,373 | $269.3K |
| Feb 19, 2026 | Bonakdarpour Mahtiyar President and CTO | Tax withheld | 9,569 | $589.4K |
| Feb 19, 2026 | Bonakdarpour Mahtiyar President and CTO | Tax withheld | 2,622 | $161.5K |
| Feb 19, 2026 | Allison Jonathan Chief Administrative Officer | Tax withheld | 1,332 | $82.0K |
| Feb 19, 2026 | Allison Jonathan Chief Administrative Officer | Tax withheld | 4,167 | $256.6K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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