Jun 2026 (Q2 FY26) — Aug 5, 2026
Trupanion Q2 FY26 — Strong Subscription Growth and Share Repurchase Authorization
Read the full callTrupanion (TRUP) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Trupanion earnings: last reported Wed, 5 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 393 | +11.1% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 1.6 | +1.0 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. |
Price
$27.86 +4.23% · +$1.13
Performance −33.4% 1Y
1Y: $41.82 on 14 Oct 2025 → $27.86. High $44.02 (21 Oct 2025), low $21.46 (3 Jun 2026).
- Previous close
- $26.73
- 52-week range
- $21.46 – $44.02
- One year
- −34.63%
Overview
- Symbol
- TRUP
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Trupanion earnings calls (TRUP)
Financials
What the filings say
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 327 | 337 | 342 | 354 | 367 | 377 | 384 | 393 |
| Operating profit | 2 | 0 | -1 | 2 | 6 | 7 | 5 | 6 |
| Operating margin | 0.5% | 0.1% | −0.4% | 0.7% | 1.6% | 1.9% | 1.2% | 1.6% |
| Interest | 4 | 3 | 3 | 4 | 3 | 4 | 2 | 2 |
| Profit before tax | 1 | 2 | -1 | 11 | 7 | 6 | 6 | 7 |
| Tax rate | 2.7% | 2.2% | −2.7% | 10.7% | 11.0% | 10.5% | 18.1% | 7.3% |
| EPS ($ per share) | 0.03 | — | -0.03 | 0.22 | 0.14 | — | 0.11 | 0.16 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Reserves | -84 | -86 | -91 | -127 | -172 | -216 | -226 | -206 |
| Total liabilities | 78 | 120 | 158 | 230 | 366 | 479 | 484 | 531 |
| Fixed assets | 70 | 70 | 73 | 78 | 91 | 104 | 102 | 105 |
| Investments | 55 | 70 | 90 | 126 | 157 | 130 | 147 | 233 |
| Total assets | 208 | 257 | 498 | 563 | 672 | 783 | 807 | 915 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 13 | 16 | 22 | 7 | -8 | 19 | 48 | 89 |
| Cash from investing | -81 | -28 | -77 | -52 | -68 | 8 | -13 | -96 |
| Cash from financing | 71 | 14 | 171 | -1 | 61 | 59 | -4 | -23 |
| Net cash flow | 2 | 3 | 116 | -45 | -16 | 86 | 29 | -28 |
| Capital expenditure | -57 | -5 | -7 | -12 | -17 | -18 | -10 | -14 |
| Free cash flow | -44 | 11 | 14 | -5 | -25 | 0 | 39 | 75 |
Insider filings
369 filings between Oct 27, 2025 and Oct 9, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$2.94M
31 sales by 5 insiders
55% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 185
- Option exercise — converted options into shares
- 152
- Tax withheld — shares kept back by the company to cover tax
Also filed: 1 other.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Tooth Margaret | — | $1.20M | Oct 9, 2026 |
| Qureshi Fawwad | — | $734.3K | Aug 26, 2026 |
| GALLAGHER JOHN R | — | $631.7K | Sep 28, 2026 |
| DREYER EMILY | — | $219.3K | Mar 4, 2026 |
| WEINRAUCH STEVE | — | $149.1K | Jun 5, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 9, 2026 | Tooth Margaret CEO | Sale 10b5-1 plan | 1,000 | $25.8K |
| Sep 28, 2026 | GALLAGHER JOHN R Chief Operating Officer | Sale 10b5-1 plan | 431 | $9.9K |
| Sep 11, 2026 | Tooth Margaret CEO | Sale 10b5-1 plan | 1,000 | $25.0K |
| Aug 28, 2026 | GALLAGHER JOHN R Chief Operating Officer | Sale 10b5-1 plan | 3,604 | $107.0K |
| Aug 26, 2026 | Qureshi Fawwad Chief Financial Officer | Sale | 6,111 | $183.4K |
| Aug 25, 2026 | GALLAGHER JOHN R Chief Operating Officer | Tax withheld | 6 | $191 |
| Aug 25, 2026 | GALLAGHER JOHN R Chief Operating Officer | Option exercise | 452 | — |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Option exercise | 338 | — |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Tax withheld | 125 | $4.0K |
| Aug 25, 2026 | BEARMAN ASHER Chief Legal Officer | Tax withheld | 40 | $1.3K |
| Aug 25, 2026 | Tooth Margaret CEO | Option exercise | 1,250 | — |
| Aug 25, 2026 | GALLAGHER JOHN R Chief Operating Officer | Tax withheld | 10 | $318 |
| Aug 25, 2026 | WEINRAUCH STEVE EVP, North Am & Vet Strategy | Tax withheld | 9 | $287 |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Tax withheld | 14 | $446 |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Option exercise | 234 | — |
| Aug 25, 2026 | WEINRAUCH STEVE EVP, North Am & Vet Strategy | Option exercise | 354 | — |
| Aug 25, 2026 | WEINRAUCH STEVE EVP, North Am & Vet Strategy | Option exercise | 41 | — |
| Aug 25, 2026 | WEINRAUCH STEVE EVP, North Am & Vet Strategy | Tax withheld | 86 | $2.7K |
| Aug 25, 2026 | WHEELER SIMON EVP, Trupanion International | Tax withheld | 161 | $5.1K |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Tax withheld | 180 | $5.7K |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Tax withheld | 16 | $509 |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Option exercise | 31 | — |
| Aug 25, 2026 | GALLAGHER JOHN R Chief Operating Officer | Option exercise | 45 | — |
| Aug 25, 2026 | GALLAGHER JOHN R Chief Operating Officer | Tax withheld | 110 | $3.5K |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Option exercise | 17 | — |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Option exercise | 27 | — |
| Aug 25, 2026 | BEARMAN ASHER Chief Legal Officer | Option exercise | 125 | — |
| Aug 25, 2026 | WHEELER SIMON EVP, Trupanion International | Option exercise | 322 | — |
| Aug 25, 2026 | Qureshi Fawwad Chief Financial Officer | Option exercise | 3,750 | — |
| Aug 25, 2026 | Qureshi Fawwad Chief Financial Officer | Tax withheld | 1,497 | $47.7K |
| Aug 25, 2026 | Tooth Margaret CEO | Sale | 491 | $15.6K |
| Aug 25, 2026 | GALLAGHER JOHN R Chief Operating Officer | Option exercise | 28 | — |
| Aug 25, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Tax withheld | 9 | $287 |
| Aug 22, 2026 | Tooth Margaret CEO | Tax withheld | 123 | $3.9K |
| Aug 22, 2026 | Qureshi Fawwad Chief Financial Officer | Tax withheld | 1,770 | $56.2K |
| Aug 22, 2026 | Qureshi Fawwad Chief Financial Officer | Option exercise | 4,435 | — |
| Aug 22, 2026 | Tooth Margaret CEO | Option exercise | 313 | — |
| Aug 22, 2026 | GALLAGHER JOHN R Chief Operating Officer | Tax withheld | 505 | $16.0K |
| Aug 22, 2026 | Qureshi Fawwad Chief Financial Officer | Tax withheld | 2,095 | $66.5K |
| Aug 22, 2026 | Qureshi Fawwad Chief Financial Officer | Option exercise | 5,248 | — |
| Aug 22, 2026 | Qureshi Fawwad Chief Financial Officer | Tax withheld | 124 | $3.9K |
| Aug 22, 2026 | Qureshi Fawwad Chief Financial Officer | Option exercise | 313 | — |
| Aug 22, 2026 | GALLAGHER JOHN R Chief Operating Officer | Option exercise | 2,076 | — |
| Aug 22, 2026 | GALLAGHER JOHN R Chief Operating Officer | Tax withheld | 210 | $6.7K |
| Aug 22, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Tax withheld | 1,419 | $45.1K |
| Aug 22, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Option exercise | 2,652 | — |
| Aug 22, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Tax withheld | 1,006 | $32.0K |
| Aug 22, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Option exercise | 1,881 | — |
| Aug 22, 2026 | MCGIBNEY BRENNA Chief Administration Officer | Tax withheld | 669 | $21.2K |
| Aug 22, 2026 | Tooth Margaret CEO | Tax withheld | 3,221 | $102.3K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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