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    UMB FINANCIAL (UMBF) stock price & financials

    View UMBF earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance+17.6% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    Operating Profit
    Net Profit
    $109.64M
    $120.00M
    $81.33M
    $217.39M
    $188.32M
    +71.8%
    $215.35M
    +79.5%
    $261.44M
    +221.4%
    $277.57M
    +27.7%
    Strengthening
    EPS
    $2.25
    $1.22
    $2.84
    $2.38
    +5.8%
    $3.36
    +175.4%
    $3.58
    +26.1%
    Strengthening
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $135.66M
    $144.82M
    $93.05M
    $275.04M
    $236.56M
    +74.4%
    $270.31M
    +86.6%
    $331.28M
    +256.0%
    $350.40M
    +27.4%
    Strengthening
    MarginsOPM
    Tax
    19.2%
    17.1%
    12.6%
    21.0%
    20.4%
    +6.3%
    20.3%
    +18.6%
    21.1%
    +67.4%
    20.8%
    -0.9%
    Strengthening
    ReturnsROIC
    2.6%
    2.8%
    1.9%
    5.1%
    4.4%
    +71.8%
    5.0%
    +79.5%
    6.1%
    +221.4%
    6.5%
    +27.7%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$1.67B$1.67B$3.50B$9.21B$1.56B$5.53B$8.45B$7.77B$5.61B
    Short-Term Investments
    Total Current Assets
    Net PP&E$283.88M$367.13M$356.50M$328.03M$318.25M$291.70M$269.37M$461.77M$397.35M
    Goodwill$180.87M$180.87M$180.87M$174.52M$207.38M$207.38M$207.38M$1.84B$1.84B
    Intangibles$15.00M$27.60M$21.06M$14.42M$71.01M$71.01M$63.65M$486.87M$439.95M
    Total Assets$23.35B$26.56B$33.13B$42.69B$38.51B$44.01B$50.41B$73.09B$72.26B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt$1.80B
    Long-Term Debt$82.67M$70.37M$269.60M$271.54M$381.31M$383.25M$385.29M$474.23M$480.13M
    Long-Term Leases
    Total Liabilities$21.12B$23.95B$30.11B$39.55B$35.85B$40.91B$46.94B$65.40B$64.22B
    EquityCommon Stock & APIC$55.06M$55.06M$55.06M$55.06M$55.06M$55.06M$55.06M$78.67M$78.67M
    Retained Earnings$1.49B$1.67B$1.89B$2.18B$2.54B$2.81B$3.17B$3.74B$4.20B
    Total Equity$2.23B$2.61B$3.02B$3.15B$2.67B$3.10B$3.47B$7.69B$8.03B
    HighlightsNet Cash / (Debt)$3.35B

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating$295.70M$339.93M$373.60M$534.08M$769.55M$472.60M$225.29M$1.03B$1.09B
    Cash from Investing-$1.75B-$2.99B-$4.49B-$4.24B-$3.85B-$1.27B-$3.26B-$5.62B-$5.91B
    Cash from Financing$1.41B$2.64B$5.95B$9.42B-$4.58B$4.77B$5.96B$3.92B-$563.29M
    SummaryCapital Expenditure-$57.94M-$72.31M-$60.22M-$33.69M-$51.72M-$23.10M-$20.01M-$48.58M-$48.13M
    Free Cash Flow$237.76M$267.62M$313.38M$500.39M$717.84M$449.50M$205.28M$978.11M$1.04B
    FCF Margin

    Ratios