Jun 2026 (Q2 FY26) — Jul 30, 2026
Upbound Group Q2 FY26 — Strong Cash Flow and Portfolio Health Amidst Macro Headwinds
Read the full callUpbound Group (UPBD) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Upbound Group earnings: last reported Thu, 30 Jul 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 1,163 | +0.5% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 4.7 | +0.3 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 21.6 | +39.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
$15.98 −2.38% · −$0.39
Performance −26.6% 1Y
1Y: $21.76 on 17 Oct 2025 → $15.98. High $23.6 (28 Oct 2025), low $15.36 (6 Oct 2026).
- Previous close
- $16.37
- 52-week range
- $15.36 – $23.6
- One year
- −28.57%
Overview
- Symbol
- UPBD
- Sector
- Information Technology
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Upbound Group earnings calls (UPBD)
Financials
What the filings say
Net profit, year on year: +39% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,069 | 1,079 | 1,176 | 1,158 | 1,165 | 1,196 | 1,220 | 1,163 |
| Operating profit | 70 | 79 | 63 | 51 | 53 | 57 | 77 | 54 |
| Operating margin | 6.5% | 7.3% | 5.3% | 4.4% | 4.5% | 4.8% | 6.3% | 4.7% |
| Interest | 27 | 25 | 28 | 29 | 29 | 28 | 27 | 26 |
| Profit before tax | 44 | 54 | 36 | 23 | 20 | 30 | 51 | 29 |
| Tax rate | 30.1% | 43.0% | 30.2% | 32.2% | 33.5% | 33.9% | 30.2% | 26.2% |
| Net profit | 31 | 31 | 25 | 15 | 13 | 20 | 36 | 22 |
| EPS ($ per share) | 0.56 | — | 0.44 | 0.27 | 0.23 | — | 0.62 | 0.37 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 806 | 948 | 1,091 | 1,144 | 1,077 | 995 | 1,036 | 1,019 |
| Total liabilities | 1,110 | 1,124 | 1,159 | 2,480 | 2,238 | 2,161 | 2,021 | 2,580 |
| Fixed assets | 226 | 166 | 142 | 308 | 295 | 273 | 254 | 310 |
| Total assets | 1,397 | 1,583 | 1,751 | 2,993 | 2,764 | 2,721 | 2,650 | 3,276 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 228 | 215 | 237 | 392 | 468 | 200 | 105 | 306 |
| Cash from investing | -5 | 21 | -21 | -1,336 | -62 | -51 | -42 | -404 |
| Cash from financing | -140 | -322 | -127 | 893 | -371 | -202 | -94 | 156 |
| Net cash flow | 82 | -85 | 89 | -51 | 36 | -50 | -33 | 60 |
| Capital expenditure | -28 | -21 | -35 | -62 | -61 | -53 | -56 | -67 |
| Free cash flow | 200 | 194 | 202 | 330 | 407 | 147 | 48 | 239 |
Insider filings
47 filings between Oct 21, 2025 and Sep 1, 2026.
Open market
decisions to buy or sellPurchases
$179.0K
8 purchases by 1 insider
Sales
$188.5K
1 sale by 1 insider
Compensation
not trading decisions- 17
- Award — granted as compensation
- 21
- Tax withheld — shares kept back by the company to cover tax
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Blasquez Anthony J | — | $188.5K | Aug 21, 2026 |
| BROWN JEFFREY J | $179.0K | — | Jul 7, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 1, 2026 | Blasquez Anthony J EVP-RAC | Award | 32,962 | $0 |
| Sep 1, 2026 | Montrone Ralph T. EVP, Acima | Award | 33,226 | $0 |
| Sep 1, 2026 | Taylor Transient C EVP, CHRO | Award | 22,430 | $0 |
| Aug 21, 2026 | Blasquez Anthony J EVP-RAC | Sale | 10,000 | $188.5K |
| Jul 7, 2026 | BROWN JEFFREY J Director | Purchase | 1,841 | $37.0K |
| Jul 7, 2026 | BROWN JEFFREY J Director | Purchase | 454 | $9.1K |
| Apr 28, 2026 | BROWN JEFFREY J Director | Purchase | 461 | $8.9K |
| Apr 28, 2026 | BROWN JEFFREY J Director | Purchase | 1,868 | $36.3K |
| Apr 1, 2026 | Kumar Balaji EVP, Chief Technology Officer | Award | 14,749 | $266.2K |
| Feb 26, 2026 | Blasquez Anthony J EVP-RAC | Tax withheld | 485 | $10.4K |
| Feb 26, 2026 | Taylor Transient C EVP, CHRO | Tax withheld | 481 | $10.4K |
| Feb 26, 2026 | Montrone Ralph T. EVP, Acima | Tax withheld | 874 | $18.8K |
| Feb 26, 2026 | Pechersky Bryan J EVP, GC and Corp Secretary | Tax withheld | 459 | $9.9K |
| Feb 26, 2026 | Karam Fahmi Chief Executive Officer | Tax withheld | 1,211 | $26.1K |
| Feb 24, 2026 | Karam Fahmi Chief Executive Officer | Tax withheld | 6,112 | $130.6K |
| Feb 24, 2026 | Taylor Transient C EVP, CHRO | Tax withheld | 558 | $11.9K |
| Feb 24, 2026 | Taylor Transient C EVP, CHRO | Tax withheld | 687 | $14.7K |
| Feb 24, 2026 | Pechersky Bryan J EVP, GC and Corp Secretary | Tax withheld | 529 | $11.3K |
| Feb 24, 2026 | Pechersky Bryan J EVP, GC and Corp Secretary | Tax withheld | 682 | $14.6K |
| Feb 24, 2026 | Karam Fahmi Chief Executive Officer | Tax withheld | 3,670 | $78.4K |
| Feb 24, 2026 | Blasquez Anthony J EVP-RAC | Tax withheld | 573 | $12.2K |
| Feb 24, 2026 | Blasquez Anthony J EVP-RAC | Tax withheld | 630 | $13.5K |
| Feb 24, 2026 | Montrone Ralph T. EVP, Acima | Tax withheld | 1,031 | $22.0K |
| Feb 24, 2026 | Montrone Ralph T. EVP, Acima | Tax withheld | 1,145 | $24.5K |
| Feb 23, 2026 | Montrone Ralph T. EVP, Acima | Award | 15,044 | $342.7K |
| Feb 23, 2026 | Pechersky Bryan J EVP, GC and Corp Secretary | Award | 21,130 | $481.3K |
| Feb 23, 2026 | Taylor Transient C EVP, CHRO | Award | 21,130 | $481.3K |
| Feb 23, 2026 | Khouri Halim EVP, Chief Financial Officer | Award | 20,149 | $459.0K |
| Feb 23, 2026 | Wooters Rebecca EVP, Chief Growth Officer | Award | 17,910 | $408.0K |
| Feb 23, 2026 | Blasquez Anthony J EVP-RAC | Award | 14,925 | $340.0K |
| Feb 23, 2026 | Karam Fahmi Chief Executive Officer | Award | 86,918 | $1.98M |
| Feb 10, 2026 | Taylor Transient C EVP, CHRO | Tax withheld | 2,936 | $60.8K |
| Feb 10, 2026 | Pechersky Bryan J EVP, GC and Corp Secretary | Award | 6,266 | $129.7K |
| Feb 10, 2026 | Pechersky Bryan J EVP, GC and Corp Secretary | Tax withheld | 2,798 | $57.9K |
| Feb 10, 2026 | Karam Fahmi Chief Executive Officer | Award | 43,516 | $900.8K |
| Feb 10, 2026 | Karam Fahmi Chief Executive Officer | Tax withheld | 17,268 | $357.4K |
| Feb 10, 2026 | Montrone Ralph T. EVP, Acima | Award | 10,966 | $227.0K |
| Feb 10, 2026 | Montrone Ralph T. EVP, Acima | Tax withheld | 5,134 | $106.3K |
| Feb 10, 2026 | Blasquez Anthony J EVP-RAC | Tax withheld | 2,997 | $62.0K |
| Feb 10, 2026 | Blasquez Anthony J EVP-RAC | Award | 10,966 | $227.0K |
| Feb 10, 2026 | Taylor Transient C EVP, CHRO | Award | 6,615 | $136.9K |
| Jan 6, 2026 | BROWN JEFFREY J Director | Purchase | 495 | $8.8K |
| Jan 6, 2026 | BROWN JEFFREY J Director | Purchase | 2,007 | $35.5K |
| Dec 1, 2025 | Khouri Halim EVP, Chief Financial Officer | Award | 83,705 | $0 |
| Nov 4, 2025 | Karam Fahmi Chief Executive Officer | Tax withheld | 12,340 | $246.9K |
| Oct 21, 2025 | BROWN JEFFREY J Director | Purchase | 1,565 | $34.9K |
| Oct 21, 2025 | BROWN JEFFREY J Director | Purchase | 386 | $8.6K |
| Sep 11, 2025 | Montrone Ralph T. EVP, Acima | Sale | 6,000 | $151.4K |
| Aug 21, 2025 | Blasquez Anthony J EVP-RAC | Sale | 3,500 | $82.7K |
| Jul 8, 2025 | BROWN JEFFREY J Director | Purchase | 327 | $8.5K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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