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    Velocity Financial (VEL) stock price & financials

    View VEL earnings calls

    Overview

    Price

    Market Cap

    Sector

    Rank

    Performance5.5% 1Y

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly
    MetricQ3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Trend
    EarningsRevenue
    Operating Profit
    Net Profit
    $15.80M
    $20.59M
    $18.89M
    $26.00M
    $25.37M
    +60.6%
    $34.80M
    +69.0%
    $22.36M
    +18.4%
    $25.16M
    -3.2%
    Strengthening
    EPS
    $0.48
    $0.55
    $0.69
    $0.66
    +37.5%
    $0.57
    +3.6%
    $0.64
    -7.2%
    Stable
    Other Income
    Interest
    Depreciation
    Profit before Tax
    $21.24M
    $32.04M
    $26.89M
    $33.92M
    $35.38M
    +66.5%
    $50.05M
    +56.2%
    $30.88M
    +14.8%
    $35.23M
    +3.9%
    Strengthening
    MarginsOPM
    Tax
    26.5%
    35.1%
    30.7%
    22.9%
    28.2%
    +6.3%
    30.6%
    -12.8%
    27.8%
    -9.4%
    27.0%
    +18.0%
    Stable
    ReturnsROIC
    4.5%
    5.9%
    5.4%
    7.4%
    7.2%
    +60.6%
    9.9%
    +69.0%
    6.4%
    +18.4%
    7.2%
    -3.2%
    Strengthening

    Balance Sheet

    Balance Sheet

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    AssetsCash & Equivalents$15.01M$21.46M$13.27M$35.97M$45.25M$40.57M$49.90M$92.10M$76.11M
    Short-Term Investments
    Total Current Assets
    Net PP&E$10.69M$8.93M$7.57M$5.78M$5.33M$4.15M$4.24M$1.29M
    Goodwill$6.78M$6.78M$6.78M$6.78M$6.78M$6.78M
    Intangibles
    Total Assets$2.21B$2.10B$2.81B$3.75B$4.40B$5.53B$7.38B$7.96B
    LiabilitiesTotal Current Liabilities
    Short-Term Debt
    Long-Term Debt
    Long-Term Leases
    Total Liabilities$2.06B$1.79B$2.47B$3.37B$3.97B$5.01B$6.71B$7.24B
    EquityCommon Stock & APIC$201.0K$323.0K$326.0K$331.0K$339.0K$398.0K$405.0K
    Retained Earnings$15.20M$44.42M$76.63M$128.91M$197.32M$302.38M$349.90M
    Total Equity$136.80M$152.84M$219.59M$341.11M$376.81M$433.44M$516.94M$672.53M$721.54M
    HighlightsNet Cash / (Debt)

    Cash Flow

    Cash Flow

    USD · Annual
    Line itemFY18FY19FY20FY21FY22FY23FY24FY25TTM
    ActivitiesCash from Operating-$72.48M-$105.34M$54.89M$57.62M$48.67M$48.84M$37.76M$18.16M$22.79M
    Cash from Investing-$270.20M-$305.93M$87.74M-$656.48M-$908.24M-$584.73M-$1.05B-$1.52B-$1.23B
    Cash from Financing$343.63M$422.14M-$149.89M$626.17M$874.02M$535.77M$1.02B$1.68B$1.36B
    SummaryCapital Expenditure-$1.30M-$882.0K-$726.0K-$135.0K-$326.0K-$180.0K-$289.0K-$281.0K-$263.0K
    Free Cash Flow-$73.79M-$106.22M$54.17M$57.49M$48.35M$48.66M$37.47M$17.88M$22.53M
    FCF Margin

    Ratios