Sep 2026 (Q3 FY26) — Oct 22, 2026
Valley National Bancorp Q3 FY26 — Strong Profitability and Strategic Acquisitions Drive Optimism
Read the full callValley National Bancorp earnings: last reported Thu, 22 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | Quarterly, as filed | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 171 | +28.3% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Guidance
8 of 8 judged targets kept · 18 open · verdicts reflect calls analysed to Jun 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Total loan growth (FY26 guide) | 4% to 6% | Sep 2025 | We now expect gross loan growth at or somewhat above the high end of our range | Revised Up |
| CET1 ratio (near-term target range) | around 11%, comfortable range 10.50% to 11% | Sep 2025 | Our CET1 ratio of 10.7% remains within our previously stated target range | On Track |
| Allowance for credit losses coverage ratio (FY25 year-end target) | approximately 1.25% by end of 2025 | Sep 2024 | Allowance coverage remained generally consistent around 1.2%, and we do not anticipate material changes to this level throughout the year. | Achieved |
18 of VALLEY NATIONAL BANCORP's 26 targets are still open. See which are on track and which have gone quiet. The 3 above are the free sample; 23 more targets are in the full ledger.
Claimed
Qualified
Price
1Y: $10.13 on 22 Oct 2025 → $14.06. High $15.19 (16 Jul 2026), low $10.13 (22 Oct 2025).
Overview
Guidance
8 of 8 judged targets kept · 18 open · verdicts reflect calls analysed to Jun 2026.
| Target | Original wording | Said | Latest call | Verdict |
|---|---|---|---|---|
| Total loan growth (FY26 guide) | 4% to 6% | Sep 2025 | We now expect gross loan growth at or somewhat above the high end of our range | Revised Up |
| CET1 ratio (near-term target range) | around 11%, comfortable range 10.50% to 11% | Sep 2025 | Our CET1 ratio of 10.7% remains within our previously stated target range | On Track |
| Allowance for credit losses coverage ratio (FY25 year-end target) | approximately 1.25% by end of 2025 | Sep 2024 | Allowance coverage remained generally consistent around 1.2%, and we do not anticipate material changes to this level throughout the year. | Achieved |
Claimed
Qualified
The full ledger
A free account opens 5 company ledgers a month. All 26 tracked commitments, with each call’s wording and source.
Call summaries
Valley National Bancorp Q3 FY26 — Strong Profitability and Strategic Acquisitions Drive Optimism
Read the full callValley National Bancorp Q2 FY26 — Strong Deposit and Diversified Loan Growth, NIM Expansion, and AI-Driven Efficiency
Read the full callValley National Bancorp Q1 FY26 — Strong NII Growth and Strategic AI Investments
Read the full callEvery analysed call
Financials
Net profit, year on year: +28% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Profit before tax | 127 | 89 | 139 | 173 | 210 | 222 | 209 | 220 |
| Tax rate | 22.8% | −29.9% | 23.8% | 23.1% | 22.2% | 11.9% | 21.6% | 22.5% |
| Net profit | 98 | 116 | 106 | 133 | 163 | 195 | 164 | 171 |
| EPS ($ per share) | 0.18 | — | 0.18 | 0.23 | 0.28 | — | 0.28 | 0.30 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 116 | 141 | 142 | 148 | 178 | 178 | 196 | 197 |
| Reserves | 300 | 444 | 611 | 884 | 1,218 | 1,471 | 1,598 | 1,913 |
| Total liabilities | 28,513 | 33,052 | 36,094 | 38,362 | 51,062 | 54,234 | 55,057 | 56,325 |
| Fixed assets | 342 | 335 | 320 | 326 | 359 | 381 | 351 | 331 |
| Total assets | 31,863 | 37,436 | 40,686 | 43,446 | 57,463 | 60,935 | 62,492 | 64,133 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 304 | 262 | 164 | 837 | 1,428 | 378 | 549 | 344 |
| Cash from investing | -2,840 | -897 | -2,038 | -1,081 | -6,788 | -3,350 | -709 | -2,164 |
| Cash from financing | 2,548 | 641 | 2,769 | 964 | 4,257 | 2,915 | 1,160 | 1,514 |
| Net cash flow | 13 | 6 | 895 | 721 | -1,102 | -57 | 999 | -307 |
| Capital expenditure | -26 | -23 | -25 | -39 | -69 | -76 | -16 | -18 |
| Free cash flow | 278 | 239 | 139 | 798 | 1,360 | 302 | 532 | 326 |
65 filings between Oct 29, 2025 and Oct 1, 2026.
Purchases
$33.6K
1 purchase by 1 insider
Sales
$1.60M
2 sales by 2 insiders
Also filed: 2 gifts.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| BARRETT RUSSELL | — | $1.23M | Apr 27, 2026 |
| CRANDELL MITCHELL L | — | $373.0K | Jun 12, 2026 |
| VAZQUEZ CARLOS J | $33.6K | — | Feb 17, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 1, 2026 | SMITH PATRICK D SEVP, Pres Consumer Banking | Tax withheld | 15,600 | $196.9K |
| Aug 3, 2026 | SAEGER MARK EVP, Chief Credit Officer | Tax withheld | 5,487 | $78.4K |
| Aug 3, 2026 | LAN TRAVIS SEVP, Chief Financial Officer | Tax withheld | 4,877 | $69.7K |
| Jul 1, 2026 | SLOAN LYNDSEY M SEVP, General Counsel | Tax withheld | 3,836 | $56.2K |
| Jul 1, 2026 | REGAN JOHN P SEVP, Chief Risk Officer | Tax withheld | 4,907 | $71.9K |
| Jun 12, 2026 | CRANDELL MITCHELL L EVP & Chief Accounting Officer | Sale | 25,495 | $373.0K |
| May 18, 2026 | MAIO PETER V Director | Award | 8,121 | $0 |
| May 18, 2026 | VAZQUEZ CARLOS J Director | Award | 8,121 | $0 |
| May 18, 2026 | WILLIAMS SIDNEY S Director | Award | 8,121 | $0 |
| May 18, 2026 | EFRAT EYAL Director | Award | 8,121 | $0 |
| May 18, 2026 | SANDOR NITZAN Director | Award | 8,121 | $0 |
| May 18, 2026 | PERROTT KATHLEEN C Director | Award | 8,121 | $0 |
| May 18, 2026 | WILKS JEFFREY S Director | Award | 8,121 | $0 |
| May 18, 2026 | Steans Jennifer W Director | Award | 8,121 | $0 |
| May 18, 2026 | SANI SURESH L Director | Award | 8,121 | $0 |
| May 18, 2026 | SCHULTZ MELISSA J Director | Award | 8,121 | $0 |
| Apr 27, 2026 | BARRETT RUSSELL SEVP, Chief Operating Officer | Sale | 90,537 | $1.23M |
| Apr 27, 2026 | BARRETT RUSSELL SEVP, Chief Operating Officer | Option exercise | 90,537 | $766.8K |
| Apr 1, 2026 | Martocci Gino A. SEVP, Pres Commercial Banking | Tax withheld | 3,836 | $47.1K |
| Feb 23, 2026 | SAEGER MARK EVP, Chief Credit Officer | Award | 9,876 | $131.9K |
| Feb 23, 2026 | SAEGER MARK EVP, Chief Credit Officer | Award | 17,777 | $0 |
| Feb 23, 2026 | CRANDELL MITCHELL L EVP & Chief Accounting Officer | Tax withheld | 2,512 | $33.6K |
| Feb 23, 2026 | CRANDELL MITCHELL L EVP & Chief Accounting Officer | Award | 14,035 | $0 |
| Feb 23, 2026 | Surowiec Yvonne M. SEVP, Chief People Officer | Award | 10,396 | $138.9K |
| Feb 23, 2026 | Surowiec Yvonne M. SEVP, Chief People Officer | Tax withheld | 5,027 | $67.2K |
| Feb 23, 2026 | CRANDELL MITCHELL L EVP & Chief Accounting Officer | Award | 5,198 | $69.4K |
| Feb 23, 2026 | Surowiec Yvonne M. SEVP, Chief People Officer | Award | 18,713 | $0 |
| Feb 23, 2026 | Martocci Gino A. SEVP, Pres Commercial Banking | Award | 32,935 | $0 |
| Feb 23, 2026 | Robbins Ira Chief Executive Officer | Award | 60,295 | $805.5K |
| Feb 23, 2026 | SAEGER MARK EVP, Chief Credit Officer | Tax withheld | 5,462 | $73.0K |
| Feb 23, 2026 | SMITH PATRICK D SEVP, Pres Consumer Banking | Award | 29,941 | $0 |
| Feb 23, 2026 | Robbins Ira Chief Executive Officer | Award | 109,492 | $0 |
| Feb 23, 2026 | LAN TRAVIS SEVP, Chief Financial Officer | Tax withheld | 1,284 | $17.2K |
| Feb 23, 2026 | LAN TRAVIS SEVP, Chief Financial Officer | Award | 2,772 | $37.0K |
| Feb 23, 2026 | LAN TRAVIS SEVP, Chief Financial Officer | Award | 23,953 | $0 |
| Feb 23, 2026 | REGAN JOHN P SEVP, Chief Risk Officer | Award | 17,965 | $0 |
| Feb 23, 2026 | BARRETT RUSSELL SEVP, Chief Operating Officer | Tax withheld | 1,956 | $26.1K |
| Feb 23, 2026 | SLOAN LYNDSEY M SEVP, General Counsel | Award | 17,965 | $0 |
| Feb 23, 2026 | BARRETT RUSSELL SEVP, Chief Operating Officer | Award | 6,237 | $83.3K |
| Feb 23, 2026 | BARRETT RUSSELL SEVP, Chief Operating Officer | Award | 23,953 | $0 |
| Feb 23, 2026 | Robbins Ira Chief Executive Officer | Tax withheld | 30,841 | $412.0K |
| Feb 17, 2026 | VAZQUEZ CARLOS J Director | Purchase | 2,500 | $33.6K |
| Feb 2, 2026 | REGAN JOHN P SEVP, Chief Risk Officer | Tax withheld | 1,835 | $22.9K |
| Feb 2, 2026 | Martocci Gino A. SEVP, Pres Commercial Banking | Tax withheld | 3,761 | $46.9K |
| Feb 2, 2026 | Robbins Ira Chief Executive Officer | Tax withheld | 13,260 | $165.2K |
| Feb 2, 2026 | Robbins Ira Chief Executive Officer | Tax withheld | 15,091 | $188.0K |
| Feb 2, 2026 | Robbins Ira Chief Executive Officer | Tax withheld | 10,266 | $127.9K |
| Feb 2, 2026 | CRANDELL MITCHELL L EVP & Chief Accounting Officer | Tax withheld | 951 | $11.8K |
| Feb 2, 2026 | Surowiec Yvonne M. SEVP, Chief People Officer | Tax withheld | 2,152 | $26.8K |
| Feb 2, 2026 | Surowiec Yvonne M. SEVP, Chief People Officer | Tax withheld | 2,648 | $33.0K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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