Sep 2026 (Q3 FY26) — Oct 20, 2026
Washington Trust Bancorp Q3 FY26 — Strong Earnings and Margin Expansion
Read the full callWashington Trust Bancorp earnings: last reported Tue, 20 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 60.5 | +11.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 16.0 | +20.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $27.51 on 22 Oct 2025 → $39.02. High $40.26 (4 Sept 2026), low $26.66 (17 Nov 2025).
Overview
Call summaries
Washington Trust Bancorp Q3 FY26 — Strong Earnings and Margin Expansion
Read the full callWashington Trust Bancorp Q2 FY26 — Strong Profitability and Balance Sheet Growth
Read the full callEvery analysed call
Financials
Net profit, year on year: +21% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 49 | — | 59 | 54 | 56 | 59 | 58 | 60 |
| Interest | 55 | — | — | — | — | — | — | — |
| Profit before tax | 14 | -80 | 16 | 17 | 14 | 21 | 16 | 20 |
| Tax rate | 20.6% | 24.3% | 22.3% | 22.7% | 22.2% | 22.7% | 21.6% | 21.1% |
| Net profit | 11 | -61 | 12 | 13 | 11 | 16 | 13 | 16 |
| EPS ($ per share) | 0.64 | — | 0.63 | 0.69 | 0.57 | — | 0.66 | 0.84 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 356 | 390 | 418 | 458 | 492 | 502 | 434 | 443 |
| Total liabilities | 4,563 | 4,789 | 5,179 | 5,286 | 6,206 | 6,730 | 6,431 | 6,078 |
| Fixed assets | 29 | 29 | 29 | 29 | 32 | 32 | 27 | 25 |
| Total assets | 5,011 | 5,293 | 5,713 | 5,851 | 6,660 | 7,203 | 6,931 | 6,622 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 83 | 73 | 36 | 101 | 113 | 32 | 58 | 80 |
| Cash from investing | -482 | -160 | -264 | -241 | -999 | -551 | 231 | 305 |
| Cash from financing | 410 | 132 | 292 | 116 | 826 | 491 | -265 | -396 |
| Net cash flow | 11 | 45 | 64 | -24 | -60 | -28 | 24 | -10 |
| Capital expenditure | -4 | -3 | -3 | -3 | -6 | -5 | -4 | -2 |
| Free cash flow | 79 | 70 | 33 | 97 | 107 | 27 | 54 | 78 |
| KPI | Jun 2026 Q2 FY26 | Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|
| Net interest margin | 2.73%The margin was 2.73%, up by 10 basis points from Q1 and and up by 37 basis points year-over-year.Source: earnings call transcript | 2.84%The margin was 2.84%, up by 11 basis points from Q2 and up by 44 basis points year-over-year.Source: earnings call transcript | +0.1 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
55 filings between Dec 3, 2025 and Jul 28, 2026.
Purchases
$1.15M
4 purchases by 3 insiders
Sales
$28.0K
2 sales by 2 insiders
Also filed: 1 code w.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Brown James Cannon | $997.6K | — | Apr 23, 2026 |
| Handy Edward O. III | $100.1K | $35 | Jul 28, 2026 |
| Ohsberg Ronald S. | $49.8K | — | Apr 24, 2026 |
| Lora Rolando A | — | $27.9K | Apr 30, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Jul 28, 2026 | Handy Edward O. III Chairman and CEO | Sale | 1 | $35 |
| Apr 30, 2026 | Lora Rolando A EVP Ch Ret Len Off Dir Com Len | Sale | 885 | $27.9K |
| Apr 28, 2026 | Wilhelm Jeffrey Mark Director | Award | 1,260 | $0 |
| Apr 28, 2026 | Gim Mark K W Director | Award | 1,260 | $0 |
| Apr 28, 2026 | Santos Edwin J Director | Award | 1,260 | $0 |
| Apr 28, 2026 | Parrillo Sandra Director | Award | 1,260 | $0 |
| Apr 28, 2026 | Gencarella Joseph P. Director | Award | 1,260 | $0 |
| Apr 28, 2026 | RUGGIERI JOHN T Director | Award | 1,260 | $0 |
| Apr 28, 2026 | DiMuccio Robert A Director | Award | 1,260 | $0 |
| Apr 28, 2026 | Paul Debra M. Director | Award | 1,260 | $0 |
| Apr 28, 2026 | Stanton Lisa M. Director | Award | 1,260 | $0 |
| Apr 28, 2026 | Taveras Angel Director | Award | 1,260 | $0 |
| Apr 27, 2026 | Handy Edward O. III Chairman and CEO | Purchase | 3,195 | $100.1K |
| Apr 24, 2026 | Ohsberg Ronald S. SEVP, CFO and Treasurer | Purchase | 1,606 | $49.8K |
| Apr 24, 2026 | Lora Rolando A EVP Ch Ret Len Off Dir Com Len | Tax withheld | 735 | $22.6K |
| Apr 23, 2026 | Brown James Cannon SEVP, Chief Comm'l Banking Off | Purchase | 11,903 | $375.1K |
| Apr 23, 2026 | Brown James Cannon SEVP, Chief Comm'l Banking Off | Purchase | 20,097 | $622.5K |
| Apr 6, 2026 | ALGIERE DENNIS L EVP Ch Comp Off/Dir Com Affair | Award | 1,620 | $0 |
| Apr 6, 2026 | RYAN KATHLEEN A EVP and Chief Wealth Mgmt | Tax withheld | 1,015 | $34.7K |
| Apr 6, 2026 | RYAN KATHLEEN A EVP and Chief Wealth Mgmt | Award | 2,240 | $0 |
| Apr 6, 2026 | Wray William K. Sr. SEVP and Chief Risk Officer | Award | 2,240 | $0 |
| Apr 6, 2026 | DiSanto Kristen L SEVP, CHRO and Corp Secr | Award | 2,240 | $0 |
| Apr 6, 2026 | DiSanto Kristen L SEVP, CHRO and Corp Secr | Tax withheld | 1,015 | $34.7K |
| Apr 6, 2026 | Ohsberg Ronald S. SEVP, CFO and Treasurer | Tax withheld | 1,149 | $39.2K |
| Apr 6, 2026 | Ohsberg Ronald S. SEVP, CFO and Treasurer | Award | 2,535 | $0 |
| Apr 6, 2026 | Wray William K. Sr. SEVP and Chief Risk Officer | Tax withheld | 1,015 | $34.7K |
| Apr 6, 2026 | Noons Mary E. President and COO | Tax withheld | 1,381 | $47.2K |
| Apr 6, 2026 | Noons Mary E. President and COO | Award | 3,046 | $0 |
| Apr 6, 2026 | Handy Edward O. III Chairman and CEO | Award | 6,848 | $0 |
| Apr 6, 2026 | ALGIERE DENNIS L EVP Ch Comp Off/Dir Com Affair | Tax withheld | 733 | $25.0K |
| Apr 6, 2026 | Janes Maria N EVP, CAO and Controller | Tax withheld | 732 | $25.0K |
| Apr 6, 2026 | Janes Maria N EVP, CAO and Controller | Award | 1,620 | $0 |
| Apr 6, 2026 | Handy Edward O. III Chairman and CEO | Tax withheld | 3,104 | $106.0K |
| Jan 24, 2026 | Noons Mary E. President and COO | Tax withheld | 129 | $3.9K |
| Jan 23, 2026 | Lora Rolando A EVP Ch Ret Len Off Dir Com Len | Tax withheld | 53 | $1.6K |
| Jan 23, 2026 | Ohsberg Ronald S. SEVP, CFO and Treasurer | Tax withheld | 72 | $2.2K |
| Jan 23, 2026 | Noons Mary E. President and COO | Tax withheld | 126 | $3.8K |
| Jan 23, 2026 | Janes Maria N EVP, CAO and Controller | Tax withheld | 44 | $1.3K |
| Jan 23, 2026 | Handy Edward O. III Chairman and CEO | Tax withheld | 734 | $22.1K |
| Jan 23, 2026 | DiSanto Kristen L SEVP, CHRO and Corp Secr | Tax withheld | 64 | $1.9K |
| Jan 23, 2026 | Wray William K. Sr. SEVP and Chief Risk Officer | Tax withheld | 65 | $2.0K |
| Jan 23, 2026 | ALGIERE DENNIS L EVP Ch Comp Off/Dir Com Affair | Tax withheld | 39 | $1.2K |
| Jan 23, 2026 | RYAN KATHLEEN A EVP and Chief Wealth Mgmt | Tax withheld | 55 | $1.7K |
| Jan 22, 2026 | Lora Rolando A EVP Ch Ret Len Off Dir Com Len | Award | 3,438 | $0 |
| Jan 22, 2026 | Ohsberg Ronald S. SEVP, CFO and Treasurer | Award | 2,970 | $0 |
| Jan 22, 2026 | Noons Mary E. President and COO | Award | 3,670 | $0 |
| Jan 22, 2026 | Kile Michelle L EVP and Chief Retail Banking | Award | 2,710 | $0 |
| Jan 22, 2026 | Janes Maria N EVP, CAO and Controller | Award | 1,850 | $0 |
| Jan 22, 2026 | Handy Edward O. III Chairman and CEO | Award | 8,100 | $0 |
| Jan 22, 2026 | DiSanto Kristen L SEVP, CHRO and Corp Secr | Award | 2,710 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
Your own record
Free account. Everything above stays public.
Write why you follow WASHINGTON TRUST BANCORP INC and the condition you want checked. Inve compares your numeric conditions with available results and management guidance; your own conditions remain yours to review.
Keep reading