Sep 2026 (Q2 FY27) — Oct 23, 2026
World Acceptance Corporation Q2 FY27 — Strong Credit Quality and Expense Discipline
Read the full callWorld Acceptance earnings: last reported Fri, 23 Oct 2026, for the quarter ended Sep 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 139 | +4.8% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 6.1 | +285.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $177.75 on 22 Oct 2025 → $167.04. High $223.83 (30 Jun 2026), low $115.57 (28 Jan 2026).
Overview
Call summaries
World Acceptance Corporation Q2 FY27 — Strong Credit Quality and Expense Discipline
Read the full callWorld Acceptance Corporation Q1 FY27 — Strong Performance Driven by Loan Growth and Credit Quality Improvement
Read the full callEvery analysed call
Financials
Net profit, year on year: +285% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 132 | 139 | 164 | 133 | 135 | 142 | 176 | 139 |
| Expenses | 103 | 123 | 110 | 131 | 136 | 142 | 131 | 131 |
| Interest | 10 | 11 | 11 | 10 | 14 | 13 | 13 | 11 |
| Profit before tax | 28 | 16 | 55 | 2 | -2 | -1 | 46 | 8 |
| Tax rate | 21.1% | 16.9% | 18.9% | 30.2% | −21.2% | 0.4% | 20.9% | 22.7% |
| Net profit | 22 | 14 | 43 | 2 | -2 | -1 | 35 | 6 |
| EPS ($ per share) | 4.09 | 2.51 | 8.11 | 0.30 | -0.33 | -0.13 | 7.53 | 1.36 |
| Line item | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Reserves | 354 | 185 | 149 | 92 | 97 | 138 | 171 | 72 |
| Total liabilities | 303 | 618 | 549 | 845 | 732 | 632 | 571 | 703 |
| Fixed assets | 25 | 25 | 25 | 24 | 24 | 23 | 20 | 17 |
| Total assets | 855 | 1,030 | 954 | 1,218 | 1,117 | 1,056 | 1,008 | 1,054 |
| Line item | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 245 | 281 | 227 | 272 | 292 | 266 | 254 | 259 |
| Cash from investing | -207 | -279 | -82 | -452 | -181 | -135 | -153 | -233 |
| Cash from financing | -63 | 0 | -141 | 183 | -114 | -135 | -104 | -7 |
| Net cash flow | -23 | 2 | 4 | 3 | -3 | -5 | -2 | 20 |
| Capital expenditure | -10 | -11 | -12 | -6 | -6 | -6 | -4 | -4 |
| Free cash flow | 235 | 270 | 215 | 266 | 286 | 260 | 250 | 255 |
40 filings between Dec 15, 2025 and Sep 24, 2026.
Purchases
None
No insider bought shares.
Sales
$29.23M
23 sales by 10 insiders
26% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Also filed: 2 other filings, 1 gift.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Prescott General Partners LLC | — | $25.00M | Aug 14, 2026 |
| Dyer Daniel Clinton | — | $1.33M | Dec 16, 2025 |
| Calmes John L Jr | — | $663.1K | Jul 30, 2026 |
| Robinson Benjamin E III | — | $512.5K | Aug 10, 2026 |
| Prashad R Chad | — | $443.0K | Dec 18, 2025 |
| Childers Jason E. | — | $381.5K | Aug 12, 2026 |
| WAY CHARLES D | — | $362.4K | Jun 30, 2026 |
| McIntyre Scott | — | $240.5K | Aug 3, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Sep 24, 2026 | Calmes John L Jr See remarks | Award | 1,960 | $0 |
| Aug 14, 2026 | Prescott General Partners LLC 10% owner | Sale | 72,460 | $13.60M |
| Aug 14, 2026 | Prescott General Partners LLC 10% owner | Sale | 7,992 | $1.50M |
| Aug 14, 2026 | Prescott General Partners LLC 10% owner | Sale | 42,091 | $7.90M |
| Aug 14, 2026 | Prescott General Partners LLC 10% owner | Sale | 10,656 | $2.00M |
| Aug 12, 2026 | Childers Jason E. SVP, Information Technology | Sale | 2,000 | $381.5K |
| Aug 10, 2026 | Robinson Benjamin E III Director | Sale 10b5-1 plan | 90 | $16.9K |
| Aug 3, 2026 | McIntyre Scott SVP, Accounting | Sale | 1,300 | $240.5K |
| Jul 30, 2026 | Calmes John L Jr See remarks | Sale | 2,000 | $372.0K |
| Jul 2, 2026 | Prescott General Partners LLC 10% owner | Other | 56,274 | $12.35M |
| Jun 30, 2026 | WAY CHARLES D Director | Sale 10b5-1 plan | 833 | $187.4K |
| Jun 29, 2026 | Robinson Benjamin E III Director | Option exercise 10b5-1 plan | 2,031 | $382.6K |
| Jun 29, 2026 | Robinson Benjamin E III Director | Sale 10b5-1 plan | 2,031 | $452.4K |
| Jun 26, 2026 | WAY CHARLES D Director | Sale 10b5-1 plan | 833 | $174.9K |
| Jun 15, 2026 | Caulder Alice Lindsay SVP, Human Resources | Sale | 609 | $110.2K |
| Jun 12, 2026 | Umstetter Luke J. See remarks | Sale | 1,000 | $181.7K |
| Jun 3, 2026 | Matricciani Janet Lewis Interim President and CEO | Other | 6,503 | $0 |
| May 22, 2026 | Robinson Benjamin E III Director | Sale 10b5-1 plan | 90 | $14.4K |
| May 13, 2026 | Matricciani Janet Lewis Interim President and CEO | Tax withheld | 264 | $39.6K |
| Apr 30, 2026 | Robinson Benjamin E III Director | Sale 10b5-1 plan | 180 | $28.8K |
| Apr 16, 2026 | Matricciani Janet Lewis Interim President and CEO | Award | 7,095 | $0 |
| Apr 10, 2026 | Prashad R Chad President and CEO | Tax withheld | 8,277 | $1.23M |
| Mar 31, 2026 | Dyer Daniel Clinton See remarks | Tax withheld | 3,467 | $468.2K |
| Mar 10, 2026 | Calmes John L Jr See remarks | Sale | 1,000 | $141.9K |
| Feb 17, 2026 | Turner James Tobin EVP, Chief Operating Officer | Award | 6,000 | $0 |
| Dec 19, 2025 | Prashad R Chad President and CEO | Gift | 6,300 | $0 |
| Dec 18, 2025 | Prashad R Chad President and CEO | Sale | 1,476 | $218.0K |
| Dec 18, 2025 | Prashad R Chad President and CEO | Sale | 800 | $117.4K |
| Dec 18, 2025 | Calmes John L Jr See remarks | Tax withheld | 3,061 | $452.8K |
| Dec 18, 2025 | Prashad R Chad President and CEO | Sale | 724 | $107.6K |
| Dec 18, 2025 | Dyer Daniel Clinton See remarks | Tax withheld | 2,590 | $383.2K |
| Dec 18, 2025 | Umstetter Luke J. See remarks | Tax withheld | 2,040 | $301.8K |
| Dec 18, 2025 | Caulder Alice Lindsay SVP, Human Resources | Tax withheld | 1,224 | $181.1K |
| Dec 18, 2025 | Prashad R Chad President and CEO | Tax withheld | 5,304 | $784.7K |
| Dec 18, 2025 | Childers Jason E. SVP, Information Technology | Tax withheld | 1,224 | $181.1K |
| Dec 18, 2025 | McIntyre Scott SVP, Accounting | Tax withheld | 1,224 | $181.1K |
| Dec 17, 2025 | Calmes John L Jr See remarks | Sale | 811 | $121.2K |
| Dec 17, 2025 | Calmes John L Jr See remarks | Sale | 189 | $28.0K |
| Dec 16, 2025 | Dyer Daniel Clinton See remarks | Sale | 8,857 | $1.32M |
| Dec 15, 2025 | Dyer Daniel Clinton See remarks | Sale | 89 | $13.3K |
| Sep 17, 2025 | Caulder Alice Lindsay SVP, Human Resources | Sale | 1,000 | $167.3K |
| Sep 15, 2025 | Prashad R Chad President and CEO | Sale | 1,905 | $316.2K |
| Sep 15, 2025 | Childers Jason E. SVP, Information Technology | Sale | 759 | $126.6K |
| Sep 12, 2025 | Prashad R Chad President and CEO | Sale | 1,195 | $200.9K |
| Sep 12, 2025 | Prashad R Chad President and CEO | Sale | 5,824 | $968.6K |
| Sep 12, 2025 | WAY CHARLES D Director | Gift | 1,000 | $0 |
| Sep 10, 2025 | BRAMLETT KEN R JR Director | Sale | 1,027 | $174.8K |
| Sep 10, 2025 | BRAMLETT KEN R JR Director | Sale | 1,860 | $308.2K |
| Sep 10, 2025 | BRAMLETT KEN R JR Director | Sale | 502 | $83.6K |
| Sep 4, 2025 | Prescott General Partners LLC 10% owner | Sale | 11,569 | $2.00M |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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