Jun 2026 (Q2 FY26) — Jul 30, 2026
The Western Union Company Q2 FY26 — Strategic Shift to Digital Payouts Pressures Margins Amidst Cost Reduction Efforts
Read the full callWestern Union earnings: last reported Thu, 30 Jul 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 1,013 | −1.3% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 13.0 | −5.7 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 76.7 | −37.2% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $8.28 on 14 Oct 2025 → $6.23. High $10.28 (6 Feb 2026), low $5.9 (30 Sept 2026).
Overview
Call summaries
The Western Union Company Q2 FY26 — Strategic Shift to Digital Payouts Pressures Margins Amidst Cost Reduction Efforts
Read the full callEvery analysed call
Financials
Net profit, year on year: −37% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,036 | 1,058 | 984 | 1,026 | 1,033 | 1,008 | 983 | 1,013 |
| Expenses | 871 | 880 | 806 | 833 | 831 | 823 | 860 | 881 |
| Operating profit | 165 | 178 | 177 | 193 | 202 | 185 | 123 | 132 |
| Operating margin | 15.9% | 16.8% | 18.0% | 18.8% | 19.6% | 18.4% | 12.5% | 13.0% |
| Other income | -29 | -30 | -30 | -33 | -34 | -34 | -33 | -37 |
| Profit before tax | 136 | 148 | 147 | 160 | 168 | 151 | 90 | 95 |
| Tax rate | −95.1% | −161.1% | 16.2% | 23.5% | 16.7% | 24.3% | 28.2% | 19.6% |
| Net profit | 265 | 386 | 124 | 122 | 140 | 114 | 65 | 77 |
| EPS ($ per share) | 0.78 | — | 0.37 | 0.37 | 0.43 | — | 0.21 | 0.25 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 |
| Reserves | -839 | -676 | -543 | -537 | -354 | -389 | 35 | -11 |
| Total liabilities | 9,307 | 8,798 | 9,310 | 8,468 | 8,019 | 7,720 | 7,402 | 7,348 |
| Fixed assets | 270 | 236 | 150 | 129 | 110 | 91 | 84 | 95 |
| Total assets | 8,997 | 8,759 | 9,496 | 8,824 | 8,496 | 8,199 | 8,371 | 8,306 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 821 | 915 | 878 | 1,045 | 582 | 783 | 406 | 544 |
| Cash from investing | -329 | 167 | -373 | 192 | 526 | -141 | -16 | -230 |
| Cash from financing | -357 | -1,484 | -186 | -1,269 | -1,177 | -897 | -69 | -783 |
| Net cash flow | 135 | -402 | 318 | -32 | -70 | -254 | 321 | -469 |
| Capital expenditure | -137 | -48 | -36 | -38 | -32 | -23 | -37 | -38 |
| Free cash flow | 685 | 867 | 841 | 1,008 | 550 | 760 | 369 | 505 |
65 filings between Nov 10, 2025 and Oct 2, 2026.
Purchases
$89.5K
1 purchase by 1 insider
Sales
$240.7K
4 sales by 2 insiders
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Adams Benjamin Carlton | — | $183.9K | May 1, 2026 |
| Angelini Giovanni | $89.5K | $56.9K | Apr 28, 2026 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 2, 2026 | Angelini Giovanni President Europe, Africa, MEPA | Tax withheld | 1,035 | $6.2K |
| Sep 8, 2026 | Hawksworth Benjamin Scott Chief Operating Officer | Tax withheld | 8,569 | $60.0K |
| Jun 5, 2026 | Angelini Giovanni President Europe, Africa, MEPA | Award | 33,423 | $0 |
| Jun 5, 2026 | Angelini Giovanni President Europe, Africa, MEPA | Award | 33,423 | $0 |
| May 1, 2026 | Adams Benjamin Carlton Chief Legal Officer | Sale | 3,184 | $29.4K |
| May 1, 2026 | Adams Benjamin Carlton Chief Legal Officer | Sale | 12,592 | $116.3K |
| May 1, 2026 | Adams Benjamin Carlton Chief Legal Officer | Sale | 4,148 | $38.2K |
| Apr 28, 2026 | Angelini Giovanni President Europe, Africa, MEPA | Sale | 6,000 | $56.9K |
| Mar 13, 2026 | Pant Milind Director | Award | 16,905 | $0 |
| Mar 7, 2026 | Hawksworth Benjamin Scott Chief Operating Officer | Tax withheld | 3,145 | $30.6K |
| Mar 2, 2026 | Angelini Giovanni President Europe, Africa, MEPA | Award | 39,226 | $0 |
| Mar 2, 2026 | Angelini Giovanni President Europe, Africa, MEPA | Award | 65,377 | $0 |
| Mar 2, 2026 | Cagwin Matthew Chief Financial Officer | Award | 153,635 | $0 |
| Mar 2, 2026 | Axelrod Cherie Chief Enterprise Risk Officer | Award | 27,825 | $0 |
| Mar 2, 2026 | Cagwin Matthew Chief Financial Officer | Award | 92,181 | $0 |
| Mar 2, 2026 | TRUJILLO SOLOMON D Director | Award | 20,921 | $0 |
| Mar 2, 2026 | TRUJILLO SOLOMON D Director | Award | 12,030 | $0 |
| Mar 2, 2026 | Axelrod Cherie Chief Enterprise Risk Officer | Award | 41,737 | $0 |
| Mar 2, 2026 | Hawksworth Benjamin Scott Chief Operating Officer | Award | 119,247 | $0 |
| Mar 2, 2026 | Hawksworth Benjamin Scott Chief Operating Officer | Award | 79,498 | $0 |
| Mar 2, 2026 | Cooper Barry D. Chief Accounting Officer | Award | 9,183 | $0 |
| Mar 2, 2026 | Adams Benjamin Carlton Chief Legal Officer | Award | 44,352 | $0 |
| Mar 2, 2026 | Adams Benjamin Carlton Chief Legal Officer | Award | 66,528 | $0 |
| Mar 2, 2026 | Sun Angela Director | Award | 20,921 | $0 |
| Mar 2, 2026 | Siegmund Jan Director | Award | 20,921 | $0 |
| Mar 2, 2026 | MILES MICHAEL Director | Award | 12,553 | $0 |
| Mar 2, 2026 | Murphy Timothy P. Director | Award | 20,921 | $0 |
| Mar 2, 2026 | MILES MICHAEL Director | Award | 20,921 | $0 |
| Mar 2, 2026 | HOLDEN BETSY D Director | Award | 20,921 | $0 |
| Mar 2, 2026 | Cooper Barry D. Chief Accounting Officer | Award | 9,183 | $0 |
| Mar 2, 2026 | Deering Suzette Director | Award | 20,921 | $0 |
| Mar 2, 2026 | CAMERON-DOE JULIE Director | Award | 20,921 | $0 |
| Mar 2, 2026 | McGranahan Devin CEO & President | Award | 596,235 | $0 |
| Mar 2, 2026 | JOERRES JEFFREY A Director | Award | 13,076 | $0 |
| Mar 2, 2026 | JOERRES JEFFREY A Director | Award | 37,657 | $0 |
| Mar 2, 2026 | McGranahan Devin CEO & President | Award | 198,745 | $0 |
| Mar 2, 2026 | Cole Martin I Director | Award | 20,921 | $0 |
| Feb 26, 2026 | Angelini Giovanni President Europe, Africa, MEPA | Tax withheld | 1,149 | $10.9K |
| Feb 26, 2026 | Adams Benjamin Carlton Chief Legal Officer | Tax withheld | 4,214 | $40.2K |
| Feb 26, 2026 | McGranahan Devin CEO & President | Tax withheld | 22,055 | $210.2K |
| Feb 26, 2026 | Hawksworth Benjamin Scott Chief Operating Officer | Tax withheld | 4,224 | $40.3K |
| Feb 26, 2026 | Axelrod Cherie Chief Enterprise Risk Officer | Tax withheld | 1,618 | $15.4K |
| Feb 26, 2026 | Cagwin Matthew Chief Financial Officer | Tax withheld | 8,118 | $77.4K |
| Feb 24, 2026 | Axelrod Cherie Chief Enterprise Risk Officer | Tax withheld | 2,396 | $22.4K |
| Feb 24, 2026 | McGranahan Devin CEO & President | Tax withheld | 26,532 | $248.3K |
| Feb 24, 2026 | Hawksworth Benjamin Scott Chief Operating Officer | Tax withheld | 8,149 | $76.3K |
| Feb 24, 2026 | Cagwin Matthew Chief Financial Officer | Tax withheld | 10,630 | $99.5K |
| Feb 24, 2026 | Angelini Giovanni President Europe, Africa, MEPA | Tax withheld | 1,589 | $14.9K |
| Feb 24, 2026 | Adams Benjamin Carlton Chief Legal Officer | Tax withheld | 5,069 | $47.4K |
| Feb 23, 2026 | McGranahan Devin CEO & President | Award | 403,771 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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