Exzeo Group (XZO) earnings

Exzeo Group, Inc.· Financials

Results to: Jun 2026
Latest analysed call: Jun 2026 (Q2 FY26)
Balance sheet to: Dec 2025

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Exzeo Group earnings: last reported Thu, 6 Aug 2026, for the quarter ended Jun 2026.

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

Metric	Value	Change	Basis	Period	Note
Revenue	57.8 $ million	+3.0% YoY	Quarterly, as filed	Quarter to Jun 2026	Revenue from operations as filed.
Operating margin	49.3 %	−0.9 pts YoY	Operating profit / revenue	Quarter to Jun 2026	For the quarter; a change is in percentage points.
Net profit	23.3 $ million	+7.4% YoY	Quarterly, as filed	Quarter to Jun 2026	Profit after tax as filed.

Source: Inve data from filed results (SEC filings) · to Jun 2026

Price

$16.37 −1.92% · −$0.32

Last close Oct 19, 2026 · US · USD

Performance −22.1% 1Y

1Y: $21.01 on 5 Nov 2025 → $16.37. High $24.25 (31 Dec 2025), low $12.55 (4 Jun 2026).

Previous close: $16.69
52-week range: $12.55 – $24.25

Overview

Symbol: XZO
Sector: Financials
Exchange: US
Currency: USD

Financials

What the filings say

Net profit, year on year: +7% (quarter to jun 2026 against jun 2025).

In $ million. Oldest period first.

Line item	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	29	45	52	56	55	53	56	58
Operating profit	7	16	24	28	27	27	25	28
Operating margin	23.1%	35.0%	45.4%	50.1%	49.4%	50.3%	45.1%	49.3%
Profit before tax	7	16	24	29	28	29	28	31
Tax rate	23.9%	25.9%	25.8%	25.0%	25.4%	23.8%	26.0%	26.0%
Net profit	5	12	18	22	21	22	20	23
EPS ($ per share)	0.06	—	0.22	0.26	0.25	—	0.22	0.26

Source: Inve data · income statement, quarterly · to Jun 2026

In $ million. Oldest period first.

Line item	Dec 2023	Dec 2024	Dec 2025
Equity capital	—	0	0
Reserves	—	-57	25
Total liabilities	—	74	94
Fixed assets	—	11	11
Total assets	—	89	348

Source: Inve data · balance sheet · to Dec 2025

In $ million. Oldest period first.

Line item	Dec 2023	Dec 2024	Dec 2025
Cash from operations	10	49	100
Cash from financing	-7	-6	154
Net cash flow	36	-7	251
Capital expenditure	-3	-3	-3
Free cash flow	7	46	97

Source: Inve data · cash flow · to Dec 2025

Insider filings

74 filings between Nov 6, 2025 and May 27, 2026.

Open market

decisions to buy or sell

Purchases

$4.12M

72 purchases by 8 insiders

Sales

None

No insider sold shares.

Compensation

not trading decisions

2: Tax withheld — shares kept back by the company to cover tax

Who traded

open market only

Insider	Bought	Sold	Last filing
Patel Paresh	$2.57M	—	May 27, 2026
Macchiarola James J	$480.5K	—	Mar 23, 2026
Mitchell Kevin Andrew	$265.9K	—	Dec 18, 2025
Lopes Robert A. Jr.	$248.4K	—	Mar 9, 2026
Bulku Suela	$217.2K	—	Dec 18, 2025
Baker Brook Armstrong	$217.2K	—	Dec 18, 2025
Spencer Loreen M	$84.0K	—	Nov 6, 2025
Hurst Irene	$42.0K	—	Nov 6, 2025

Latest filings (50)

Date	Insider	What	Shares	Value
May 27, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$27.3K
May 26, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$26.5K
May 22, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$25.8K
May 21, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$25.6K
May 20, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$26.7K
May 19, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$27.4K
May 18, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$27.9K
May 15, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	1,500	$20.6K
May 15, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	500	$6.8K
May 14, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$27.5K
May 13, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$27.1K
May 12, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$27.7K
May 11, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$28.0K
May 8, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$27.0K
May 7, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$30.2K
May 6, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	344	$6.0K
May 6, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	1,656	$28.7K
May 5, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	500	$8.5K
May 5, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	1,500	$25.7K
May 4, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	400	$6.6K
May 4, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	100	$1.7K
May 4, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	1,200	$19.9K
May 4, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	300	$4.9K
May 1, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$33.1K
Apr 30, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$31.8K
Apr 29, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$32.4K
Apr 28, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$33.4K
Apr 27, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$33.8K
Apr 24, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$32.4K
Apr 23, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$33.2K
Apr 22, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$32.9K
Apr 21, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$34.6K
Apr 20, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$35.0K
Apr 17, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$33.9K
Apr 16, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$33.5K
Apr 15, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$32.9K
Apr 14, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	270	$4.4K
Apr 14, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	130	$2.1K
Apr 14, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	166	$2.7K
Apr 14, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	1,434	$23.1K
Apr 13, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$30.3K
Apr 10, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$30.8K
Apr 9, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$31.5K
Apr 8, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$30.1K
Apr 7, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$28.4K
Apr 6, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$28.5K
Apr 2, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$27.6K
Apr 1, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$29.9K
Mar 31, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$28.9K
Mar 30, 2026	Patel Paresh Chief Executive Officer	Purchase 10b5-1 plan	2,000	$28.2K

Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.

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Exzeo Group (XZO) earnings

The figures, each with its period

Performance −22.1% 1Y

Jun 2026 (Q2 FY26) — Aug 6, 2026

Exzeo Group earnings calls (XZO)

What the filings say

Insider filings

Open market

Compensation

Who traded

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