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    Bajaj Auto

    BAJAJ-AUTO
    Automobile and Auto Components·21 Jul 2026
    Management Summary

    Bajaj Auto reported its highest ever quarterly performance in Q1 FY27, with strong revenue and profit growth driven by premium and EV segments, and robust exports. This was achieved despite significant headwinds from intensifying commodity inflation, supply chain disruptions, and localized manpower challenges, which impacted availabilities by 10-15%. The company is embarking on an aggressive product offensive and capacity expansion, particularly in EVs, while navigating a volatile operating environment.

    Highlights

    5
    • Highest ever quarterly performance with volumes at 1.4 million, revenue of INR17,244 crores, EBITDA of INR3,596 crores, and PAT of INR3,000 crores.

    • EBITDA margins improved 10 basis points sequentially to 20.9% and 110 basis points YoY, driven by higher realizations, richer mix, and operating leverage.

    • Exports business unit achieved a new high of 732,000 units and USD 735 million revenue, outpacing industry growth by over 2x in top 30 markets.

    • Domestic electric two-wheeler and three-wheeler businesses delivered their largest ever quarter, now contributing 30% of domestic revenues with double-digit EBITDA margins. Chetak grew 65% YoY and became EBITDA positive.

    • Bajaj Auto Credit Limited (BACL) total income crossed INR1,100 crores, with PAT more than doubling YoY to INR227 crores, and AUM growing over 70% YoY to INR20,000 crores.

    Concerns

    5
    • Supply chain disruptions, industrial LPG curtailment, geopolitical issues in West Asia, and localized manpower challenges impaired availabilities by 10-15%, particularly for exports, high-end bikes, and EVs, causing a missed volume target of 1.5 million units.

    • Commodity inflation intensified to 4.5% of revenue for the quarter, with only about half offset by pricing actions, and the balance absorbed, with broader cost pressures expected in Q2.

    • Domestic two-wheeler industry growth slowed to 14% YoY (from 25% in Q4 FY26), with 100cc and 125cc segments remaining flattish, and EV cannibalizing ICE scooters.

    • Capacity constraints restricted sales of some models in India and overseas, particularly for Chetak and three-wheelers.

    • Challenges in the e-rick segment include loan availability from organized financials and higher prices, despite strong demand for Bajaj's robust product.

    Key financials

    Single quarter

    10 metrics
    1. 01Volumes1.4 Mn+29.0%YoY
    2. 02Revenue from Operations₹17,244 Cr+37%YoY
    3. 03EBITDA₹3,596 Cr+45%YoY
    4. 04EBITDA Margin20.9%+1.1%YoY
    5. 05PAT₹3,000 Cr+42%YoY

    Segment breakdown

    Exports Business Unit
    7,32,000 Volumes735 Mn Revenue40% Share of Total Revenue
    Domestic Electric 2W & 3W
    30% Share of Domestic Revenues EBITDA Margin
    Domestic KTM & Triumph
    40,000 Combined Domestic Volumes50% YoY Growth
    Domestic Three-wheeler Exports
    1,00,000 Volumes70% YoY Growth65% Market Share
    Spares Business
    ₹1,700 Cr Revenue Run Rate
    Bajaj Auto Credit Limited (BACL)
    ₹1,100 Cr Total Income₹227 Cr PAT PAT YoY Growth₹20,000 Cr AUM70% AUM YoY Growth19% Capital Adequacy Ratio25% Return on Equity
    List

    Capital allocation

    3
    high confidence
    CategoryHeadline
    Capex

    units 9 million units

    new plan — expansion of capacity by almost 25%

    Buyback

    Announced

    Liquidity

    Cash ₹21,000 crores

    Surplus cash in excess of INR21,000 crores at the end of the June quarter. Expected to build back to INR15,000 crores by year-end after July payouts.

    Guidance & targets

    10
    CategoryTargetPriority
    Volume
    Exports per month
    beyond 2,50,000
    High
    Capacity
    Overall Capacity
    9 million units per annum
    High
    Capacity
    EV 2W Capacity
    60,000 units
    High
    Capacity
    Chetak Capacity
    60,000 units
    High
    Product Launches
    Portfolio Makeover Completion
    complete
    High
    Product Launches
    New Brands in 125cc segment
    2 new brands
    High
    Product Launches
    Upgrades and New Models
    10 plus 2 upgrades and 2 new models
    High
    Product Launches
    New Brands (overall)
    a couple of new brands
    Medium
    Market Size
    India e-2W Market Size
    2,00,000 - 3,00,000 units
    Medium
    Network Expansion
    Chetak Stores
    1,000 stores
    Medium

    What to watch in Q2 FY27

    5

    Overall Capacity Expansion Progress

    Medium term (next few quarters)
    CurrentPlan to expand from 7M to 9M units per annum (25% increase)
    TargetProgress towards 9M units, specific timelines for EV, high-end motorcycle, and 3W capacity.

    Why it matters

    Crucial for meeting demand and achieving volume growth targets across key segments.

    undertaking an expansion of capacity by almost 25% from the current 7 million units per annum across different businesses to progressively go up to 9 million units per annum.

    Risks & concerns

    6
    RiskSeverity

    Commodity Inflation

    Inflation intensified to 4.5% of revenue for the quarter, with only about half offset by pricing actions, and broader cost pressures expected in Q2.Management acknowledged

    high

    Supply Chain & Logistics Disruptions

    Impaired availabilities by 10-15% for exports, high-end bikes, and EVs due to industrial LPG curtailment, geopolitical issues, and manpower shortages.Management acknowledged

    high

    Indian Economy Structure & Demand in Lower Segments

    The 'upper half of society' is stronger, while 'people down the pyramid have weakened,' impacting demand in 100cc/125cc segments.Management acknowledged

    medium

    EV Cannibalization of ICE Scooters

    EV growth is primarily cannibalizing ICE scooters, impacting sales in that category.Management acknowledged

    medium

    E-rick Segment Challenges (Financing & Pricing)

    Issues with loan availability from organized financials and higher prices for e-ricks, alongside regulatory shifts from lead-acid to lithium-ion.Both acknowledged

    medium

    Global Supply Chain for EVs

    The global supply chain for EV components (software, hardware, batteries) is an important and potentially challenging factor.Management acknowledged

    medium

    Q&A highlights

    8

    “The 150cc, the 250cc segments, they are growing at 20% plus. But the 100cc segment and also the 125cc now are actually growing at low single-digit numbers... EV two-wheelers, of course, has had an outstanding growth of almost 70%.”

    Clarifies the impact of macro factors (inflation, West Asia crisis) on different segments, showing premium and EV segments are driving growth while lower segments are flattish, and EVs are cannibalizing ICE scooters.

    asked by Kapil Singh

    3 min read7 chapters

    Detailed Narrative

    01

    Strong Q1 FY27 Performance Despite Headwinds

    Bajaj Auto delivered its highest ever quarterly performance in Q1 FY27, with volumes reaching 1.4 million units, revenue at INR17,244 crores (up 37% YoY), EBITDA of INR3,596 crores (up 45% YoY), and PAT of INR3,000 crores (up 42% YoY). EBITDA margins expanded 10 basis points sequentially to 20.9% and 110 basis points YoY, driven by higher realizations, a richer product mix, and operating leverage. This robust performance was achieved despite significant challenges including intensifying commodity inflation, supply chain disruption🌐s, and a ransomware attack.

    02

    Strategic Focus on Premium and EV Segments

    The company's growth was primarily driven by the electric two-wheeler and three-wheeler businesses, which now contribute 30% of domestic revenues with double-digit EBITDA margins, and the 150cc-plus motorcycle segment, which outperformed the industry by 1.5x. Chetak electric scooters grew 65% YoY and became EBITDA positive, while domestic KTM and Triumph volumes surged over 50% YoY. This strategic shift reflects the company's focus on higher-margin segments, even if it means ceding some market share in the lower-profitability 100cc segment.

    03

    Aggressive Product Offensive and Capacity Expansion

    Bajaj Auto is undertaking a major product offensive, planning to launch an 'absolutely new 150cc Pulsar,' 10 facelifts across the 160cc-400cc range, a new 125cc Pulsar, and two new 125cc brands within the next six weeks and fiscal year. To support this growth, the company is expanding its overall capacity by 25%, from 7 million to 9 million units per annum, with specific focus on EVs, high-end motorcycles, and three-wheelers. EV two-wheeler capacity is set to increase from 50,000 to 60,000 units immediately.

    04

    Robust Export Performance and Market Share Gains

    The exports business unit achieved a new high of 732,000 units and USD 735 million in revenue, accounting for 40% of Bajaj Auto's total revenue. The company significantly outpaced industry growth by over 2x in its top 30 markets, with African markets growing twice the industry rate and Latin American markets also showing strong performance. Three-wheeler exports reached a record 100,000 units, growing 70% and commanding over 65% market share from India. The company aims to push exports beyond 250,000 units per month.

    05

    Challenges from Inflation and Supply Chain

    The quarter was marked by a 4.5% commodity inflation impact on revenue, with only about half offset by pricing actions, and broader cost pressures (components, labor, logistics) expected to fully impact Q2. Supply chain disruption🌐s, including industrial LPG curtailment, geopolitical issues, and manpower shortages, impaired availabilities by 10-15%, particularly for exports, high-end bikes, and EVs, leading to missed volume targets. The company acknowledged these as ongoing risks, with the rupee depreciation providing some cushion.

    06

    Strong Financial Position and Shareholder Returns

    Bajaj Auto generated over INR2,300 crores in free cash flow, almost doubling YoY, with a cash conversion of 80% of PAT. The surplus cash stood at INR21,000 crores at the end of June. The company paid out INR10,000 crores in July through a combination of dividend and buyback, representing a 100% payout of last year's profit. Despite this payout, cash is expected to build back to INR15,000 crores by year-end, demonstrating strong liquidity and commitment to shareholder returns.

    07

    Bajaj Auto Credit Limited (BACL) Growth

    Bajaj Auto Credit Limited (BACL) demonstrated strong growth, with total income crossing INR1,100 crores and PAT more than doubling YoY to INR227 crores. Its Assets Under Management (AUM) reached INR20,000 crores, growing over 70% YoY. BACL maintains a healthy capital adequacy ratio of 19% and an industry-leading return on equity of over 25%, contributing significantly to the consolidated results.

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