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    LTM Q3 FY26 earnings call

    LTM
    Information Technology·19 Jan 2026
    Management Summary

    LTIMindtree reported a strong Q3 FY26 with sequential revenue growth and EBIT margin expansion, driven by strategic initiatives and robust deal wins. Despite a decline in the BFSI vertical and a one-time labor code impact, the company expressed confidence in achieving near double-digit YoY growth by Q4 and improving margins, supported by its 'New Horizons' program and diversified client portfolio.

    Highlights

    6
    • Revenue grew 2.4% QoQ in USD terms and constant currency to USD 1.21 billion.

    • Operational EBIT margins expanded by 20 basis points sequentially to 16.1% in Q3 FY26.

    • Order inflow reached USD 1.7 billion, marking a 6.4% quarter-on-quarter increase.

    • PAT grew 29% year-on-year before adjusting for the one-time labor code impact.

    • Secured significant deals, including a USD 155 million, five-year engagement with a US insurance and financial services company.

    • Trailing 12-month attrition decreased to 13.8% from 14.2% in Q2 FY26.

    Concerns

    3
    • BFSI vertical declined by 0.7% sequentially in USD terms.

    • Top five client bucket declined, with one client still undergoing a productivity journey expected to bottom out in Q4.

    • A one-time impact of Rs. 590 crores (USD 66 million) due to changes in the labor code affected reported PAT.

    What Changed1

    vs Q4 FY26

    Guidance items3 → 4 (+1)
    Key financials

    Metrics

    14

    Periods

    2

    Headline

    13
    • Revenue (USD)
      1,210 Mn
      YoY+6.1%QoQ+2.4%
    • Revenue (CC)
      YoY+5.2%QoQ+2.4%
    • Revenue (INR)
      ₹10,781 Cr
      YoY+11.6%QoQ+3.7%
    • Operational EBIT Margin
      16.1%
      QoQ+0.2%
    • Adjusted PAT
      ₹1,401 Cr
      YoY+29.0%QoQ+1.5%

    LTM

    1
    • Attrition
      13.8%

    Segment breakdown

    Consumer Business
    1.2% Sequential Growth (USD)
    BFSI
    -0.7% Sequential Growth (USD)
    Manufacturing and Resources
    9.4% Sequential Growth (USD)
    Tech, Media, and Communication
    0% Sequential Growth (USD)
    Healthcare, License, and Public Services
    9.9% Sequential Growth (USD)
    Americas
    0.4% Sequential Growth (USD)
    Europe
    3.4% Sequential Growth (USD)
    Rest of the World
    14.1% Sequential Growth (USD)
    List

    Order Book

    high confidence

    Inflow this qtr

    USD 1.7 billion

    Composition

    Large Deals(deal size)
    USD 155 million

    Pipeline

    deal pipeline tcv

    Pipeline for large deals looks decent enough to close deals every quarter and is fairly steady.

    "The company is focused on increasing order booking to achieve industry-leading growth, with large deal wins driven by innovative solutioning, delivery models, and commercial approaches."

    Source:
    Prepared remarks

    Capital allocation

    1
    high confidence
    CategoryHeadline
    Liquidity

    Cash USD 1.62 billion

    Cash and investment balances stood at USD 1.62 billion or Rs.14,558 crores, up from Rs.14,000 crores in Q2 FY2026. Cash flow hedges stood at USD 3.97 billion, and hedges on the balance sheet were USD 407 million.

    Guidance & targets

    4
    CategoryTargetPriority
    Revenue
    YoY Growth
    nearer double digit
    Medium
    Profitability
    EBIT Margins
    better than previous year
    Medium
    Profitability
    SG&A as % of Revenue
    11% to 11.5% or 11.6%
    Medium
    Costs
    Wage Hike Impact
    up to 1%
    High

    What to watch in Q4 FY26

    5

    YoY Revenue Growth

    Q4 FY26
    Current6.1% (USD YoY)
    TargetNearer double digit

    Why it matters

    To confirm the company's ability to accelerate growth and meet its stated aspiration for the fiscal year.

    we want to deliver to that nearer double digit, as we go into the Q4.

    Risks & concerns

    4
    RiskSeverity

    Decline in top five clients due to productivity journeys

    One of the top five clients is still undergoing a productivity journey, leading to short-term decline in that bucket, expected to bottom out in Q4.Management acknowledged

    medium

    Impact of labor code changes

    A one-time impact of Rs. 590 crores (USD 66 million) was recorded in Q3 FY26. Recurring impact is not expected to be material but depends on pending clarifications.Management acknowledged

    medium

    Wage hike impact on margins

    Wage hikes for 50% of the population will be spread across Q4 and Q1, with an estimated impact of up to 1% in each quarter.Management acknowledged

    medium

    Market volatility and uncertainty for FY27 growth

    Management acknowledges living in a 'day-to-day variable world' and defers specific FY27 growth color until Q4 earnings.Management acknowledged

    medium

    Q&A highlights

    7

    “the plan that we have to coming closer to double digit, that has not changed that is still the plan. And I do feel that we are within the reaching distance. So, there is nothing extra that I can add, except to tell you that, we want to deliver to that nearer double digit, as we go into the Q4. ... one client that is left now, that needs to pass through that phase... next quarter, I expect the, one out of that five account will eventually bottom out.”

    Addresses key growth and client concentration concerns, providing a timeline for recovery in the top client segment and reaffirming growth aspirations.

    asked by Vibhor Singhal

    2 min read7 chapters

    Detailed Narrative

    01

    Strong Q3 FY26 Performance Driven by Growth and Margin Expansion

    LTIMindtree reported a robust Q3 FY26, with revenues reaching USD 1.21 billion, marking a sequential growth of 2.4% in both USD and constant currency terms. Operational EBIT margins expanded by 20 basis points quarter-on-quarter to 16.1%, reflecting effective cost management. Profit After Tax (PAT) saw a significant 29% year-on-year increase before accounting for a one-time📎 labor code impact, demonstrating underlying profitability.

    02

    Robust Order Inflow and Strategic Deal Wins

    The company secured strong order inflows totaling USD 1.7 billion, an increase of 6.4% quarter-on-quarter. Key wins included a USD 155 million, five-year engagement with a leading US insurance and financial services company for AI-led delivery. LTIMindtree also expanded its partnerships, being selected as one of five major service partners by a global financial institution and deploying its BlueVerse™ platform for AI agents with two manufacturing clients.

    03

    Vertical and Geographical Performance Mixed, with Strong Growth in Specific Segments

    From a vertical perspective, Manufacturing and Resources grew strongly by 9.4% sequentially, and Healthcare, License, and Public Services by 9.9%. However, BFSI experienced a slight decline of 0.7%, while Tech, Media, and Communication remained flat. Geographically, Europe grew by 3.4% and the Rest of the World by 14.1%, while the Americas saw a modest 0.4% growth.

    04

    Labor Code Impact and Margin Management Initiatives

    Q3 FY26 results included a one-time📎 impact of Rs. 590 crores (USD 66 million) due to changes in the labor code, affecting reported PAT. Despite this, the company's operational EBIT margins improved. Management indicated that wage hikes for approximately 50% of its workforce would be spread across Q4 and Q1, with an estimated impact of up to 1% per quarter, which they aim to offset through operational efficiencies and the new 'New Horizons' program.

    05

    Addressing Client Concentration and Productivity Journeys

    The decline in the top five client bucket was attributed to clients undergoing productivity journeys, with one remaining client expected to bottom out in Q4. Management noted that client concentration risk is organically decreasing, with the share of top two accounts falling from 20-23% last year to 18-19% currently. New deal wins are primarily outside these top accounts, and the company aims to grow all client accounts.

    06

    Focus on AI-Readiness and Talent Development

    LTIMindtree is accelerating its journey to become an AI-ready organization, leveraging its BlueVerse™ ecosystem and launching various AI-driven solutions. Over 50% of employees have achieved intermediate or advanced AI skills, and more than 70% of the workforce is covered under Tech + Domain skilling, reinforcing the commitment to future-ready talent.

    07

    Outlook for Q4 FY26 and Beyond

    The company expects the growth momentum to continue, aiming for near double-digit year-on-year growth in Q4. While specific FY27 guidance will be provided later, management expressed strong aspirations for future growth. SG&A as a percentage of revenue is targeted to remain in the 11-11.6% range long-term, supported by ongoing efficiency programs.

    This is an AI-generated summary of a publicly available earnings call transcript.