CHYM Chime Financial (CHYM) Q2 FY26 earnings call
Chime Financial delivered a robust second quarter, marked by accelerated revenue and active member growth, driven significantly by the successful launch of Chime Prime. The company demonstrated strong operating leverage, achieving its second consecutive quarter of GAAP net income and a substantial increase in adjusted EBITDA margin. Strategic product expansions like Chime Invest and a new revolving credit product aim to attract higher-income segments and deepen member engagement, while enterprise partnerships are poised to contribute meaningfully to future growth.
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CHYM operating KPIs by quarter
| KPI | Dec 2025 Q4 FY25 | This call Jun 2026 Q2 FY26 | Change vs prior quarter |
|---|---|---|---|
| Active accounts Net additions | ~500KIn Q4, we also added approximately 500,000 net new active members, bringing our total to $9.5 million.Source: earnings call transcript | ~200KThis Q2, we added approximately 200,000 net new active members quarter-over-quarter, twice as many as we added last Q2 and $1.7 million over the last 12 months or most ever.Source: earnings call transcript | — |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.