Jun 2026 (Q2 FY26) — Aug 5, 2026
Chime Financial Q2 FY26 — Strong Growth and Profitability Driven by Chime Prime
Read the full callChime Financial (CHYM) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Chime Financial earnings: last reported Wed, 5 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 670 | +26.8% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 3.2 | +179.4 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 27.9 | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. |
Price
$29.63 −0.13% · −$0.04
Performance +73.3% 1Y
1Y: $17.1 on 17 Oct 2025 → $29.63. High $34.55 (9 Sept 2026), low $16.44 (10 Jun 2026).
- Previous close
- $29.67
- 52-week range
- $16.44 – $34.55
- One year
- +62.00%
Overview
- Symbol
- CHYM
- Sector
- Information Technology
- Exchange
- US
- Currency
- USD
Call summaries
Dec 2025 (Q4 FY25) — Feb 25, 2026
Chime Q4 FY25 — Strong Growth, Operating Leverage, and Product Innovation
Read the full callEvery analysed call
Chime Financial earnings calls (CHYM)
Financials
What the filings say
Net profit, year on year: +103% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 422 | 475 | 519 | 528 | 544 | 596 | 647 | 670 |
| Operating profit | -31 | -27 | 9 | -931 | -65 | -54 | 46 | 21 |
| Operating margin | −7.3% | −5.7% | 1.8% | −176.2% | −11.9% | −9.0% | 7.1% | 3.2% |
| Profit before tax | -20 | -19 | 14 | -924 | -54 | -45 | 54 | 28 |
| Tax rate | −11.1% | −3.7% | 10.7% | 0.1% | −0.5% | −0.1% | 0.8% | 0.8% |
| Net profit | -22 | -20 | 13 | -923 | -55 | -45 | 53 | 28 |
| EPS ($ per share) | -0.34 | — | 0 | -7.29 | -0.15 | — | 0.14 | 0.07 |
| Line item | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Reserves | — | -2,364 | -3,374 |
| Total liabilities | — | 502 | 563 |
| Fixed assets | — | 93 | 94 |
| Total assets | — | 1,461 | 1,965 |
| Line item | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Cash from operations | -157 | 64 | 53 |
| Cash from investing | 167 | 46 | -290 |
| Cash from financing | 1 | 0 | 368 |
| Net cash flow | 11 | 110 | 131 |
| Capital expenditure | -11 | -5 | -20 |
| Free cash flow | -167 | 59 | 33 |
CHYM revenue by segment
| Segment | Q2 FY2025 | Q3 FY2025 | Q1 FY2026 | Q2 FY2026 | YoY growth latest quarter |
|---|---|---|---|---|---|
| Payments Revenue | 69% | 67% | 67% | 64% | +17.5% |
| Platform Related Revenue | 31% | 33% | 33% | 36% | +47.9% |
| My Pay | 15% | 16% | 16% | 17% | +47.7% |
Share of consolidated revenue by quarter. Q4 is the fiscal year less its first three quarters.
See how segments are shifting across companies → Segment Shift
CHYM operating KPIs by quarter
| KPI | Dec 2025 Q4 FY25 | Jun 2026 Q2 FY26 | Change vs prior quarter |
|---|---|---|---|
| Active accounts Net additions | ~500KIn Q4, we also added approximately 500,000 net new active members, bringing our total to $9.5 million.Source: earnings call transcript | ~200KThis Q2, we added approximately 200,000 net new active members quarter-over-quarter, twice as many as we added last Q2 and $1.7 million over the last 12 months or most ever.Source: earnings call transcript | — |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Insider filings
427 filings between Nov 20, 2025 and Oct 16, 2026.
Open market
decisions to buy or sellPurchases
None
No insider bought shares.
Sales
$1.17B
336 sales by 9 insiders
10% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 15
- Award — granted as compensation
- 9
- Option exercise — converted options into shares
- 26
- Tax withheld — shares kept back by the company to cover tax
Also filed: 26 gifts, 15 conversions.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| DST Global Advisors Ltd | — | $1.07B | Sep 14, 2026 |
| Feuille James | — | $31.29M | Sep 16, 2026 |
| Britt Christopher R | — | $27.67M | Sep 1, 2026 |
| CAROLAN SHAWN T | — | $19.19M | Sep 11, 2026 |
| King Ryan A | — | $14.32M | Oct 13, 2026 |
| FRANKEL ADAM B | — | $3.68M | Sep 15, 2026 |
| Asmerom Amine | — | $2.90M | Sep 8, 2026 |
| Newcomb Matthew S | — | $2.24M | Aug 6, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 16, 2026 | Britt Christopher R Chief Executive Officer | Gift | 57,562 | $0 |
| Oct 16, 2026 | King Ryan A Co-Founder | Gift | 37,812 | $0 |
| Oct 16, 2026 | Britt Christopher R Chief Executive Officer | Gift | 57,562 | $0 |
| Oct 16, 2026 | King Ryan A Co-Founder | Gift | 37,812 | $0 |
| Oct 15, 2026 | Britt Christopher R Chief Executive Officer | Tax withheld | 67,438 | $1.96M |
| Oct 15, 2026 | King Ryan A Co-Founder | Tax withheld | 37,188 | $1.08M |
| Oct 13, 2026 | King Ryan A Co-Founder | Sale 10b5-1 plan | 300 | $9.3K |
| Oct 13, 2026 | King Ryan A Co-Founder | Conversion 10b5-1 plan | 300 | $0 |
| Oct 9, 2026 | King Ryan A Co-Founder | Sale 10b5-1 plan | 50,000 | $1.47M |
| Oct 9, 2026 | King Ryan A Co-Founder | Conversion 10b5-1 plan | 50,000 | $0 |
| Sep 16, 2026 | Feuille James Director | Sale | 33,182 | $1.07M |
| Sep 16, 2026 | Feuille James Director | Sale | 62,218 | $1.96M |
| Sep 16, 2026 | Feuille James Director | Sale | 161,437 | $5.28M |
| Sep 15, 2026 | Feuille James Director | Sale | 94,446 | $3.14M |
| Sep 15, 2026 | Feuille James Director | Sale | 954 | $32.4K |
| Sep 15, 2026 | FRANKEL ADAM B General Counsel | Sale 10b5-1 plan | 15,054 | $508.6K |
| Sep 15, 2026 | FRANKEL ADAM B General Counsel | Option exercise 10b5-1 plan | 60,000 | $993.6K |
| Sep 15, 2026 | FRANKEL ADAM B General Counsel | Sale 10b5-1 plan | 86,948 | $2.89M |
| Sep 14, 2026 | Feuille James Director | Sale | 1,972 | $67.9K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 85,707 | $2.94M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 1,751 | $60.0K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 85,707 | $2.94M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 25,941 | $888.5K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 218,211 | $7.41M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 13,490 | $462.0K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 28,323 | $962.2K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 7,391 | $253.1K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 44,033 | $1.51M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 1,386,429 | $47.10M |
| Sep 14, 2026 | Feuille James Director | Sale | 93,428 | $3.18M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 144,485 | $4.91M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 8,932 | $305.9K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 25,941 | $888.5K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 28,323 | $962.2K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 1,751 | $60.0K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 7,391 | $253.1K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 119,566 | $4.06M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 144,485 | $4.91M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 712,293 | $24.20M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 44,033 | $1.51M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 13,490 | $462.0K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 218,211 | $7.41M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 8,932 | $305.9K |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 712,293 | $24.20M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 1,386,429 | $47.10M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 119,566 | $4.06M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 419,637 | $14.26M |
| Sep 14, 2026 | DST Global Advisors Ltd 10% owner | Sale | 419,637 | $14.26M |
| Sep 13, 2026 | Britt Christopher R Chief Executive Officer | Option exercise | 125,000 | $0 |
| Sep 13, 2026 | King Ryan A Co-Founder | Option exercise | 75,000 | $0 |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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