EFX Equifax (EFX) Q3 FY26 earnings call
Equifax delivered solid Q3 FY26 results, showcasing robust diversified markets growth and significant AI-driven margin expansion, which allowed the company to absorb substantial mortgage market headwinds. The company is leveraging its cloud foundation and EFX.ai to drive both top-line innovation and internal productivity, leading to a raised full-year EBITDA margin guidance. Management remains confident in its long-term framework and the future upside from a mortgage market recovery.
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EFX operating KPIs by quarter
| KPI | Mar 2026 Q1 FY26 | Jun 2026 Q2 FY26 | Change vs prior quarter |
|---|---|---|---|
| TWN total current records Workforce Solutions | 120MTWN record additions continue to be very strong again in the first quarter with 211 million active records, up 11% and 120 million total current records, up 9%, which represents 105 million unique SSNs.Source: earnings call transcript | 124MWin record additions continue to perform well again in the second quarter, with strong 10% growth in active records up to $217 million and $124 million total current active records, which was up 10%, which represents 108 million unique SSNs.Source: earnings call transcript | +3.3% |
| TWN unique SSNs Workforce Solutions | 105MTWN record additions continue to be very strong again in the first quarter with 211 million active records, up 11% and 120 million total current records, up 9%, which represents 105 million unique SSNs.Source: earnings call transcript | 108MWin record additions continue to perform well again in the second quarter, with strong 10% growth in active records up to $217 million and $124 million total current active records, which was up 10%, which represents 108 million unique SSNs.Source: earnings call transcript | +2.9% |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.