SPFI South Plains Financial (SPFI) Q3 FY26 earnings call
South Plains Financial delivered strong Q3 FY26 results with near-record EPS and stable net interest margin, driven by solid organic loan growth and improved efficiency. The company successfully navigated significant loan payoffs and continued integrating the Bank of Houston acquisition, while managing deposit costs effectively. This quarter also marked a planned leadership transition, with CEO Curtis Griffith preparing to retire and Corey Newsom stepping into the role, ensuring continuity and a focus on disciplined growth and talent acquisition in high-growth Texas markets.
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SPFI operating KPIs by quarter
| KPI | Jun 2026 Q2 FY26 | This call Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|
| Net interest margin | 4%Our net interest margin on a tax equivalent basis was 4% in the second quarter as compared to 4.04% in the linked quarter.Source: earnings call transcript | 4%Our net interest margin (NIM) on a tax-equivalent basis remained stable at 4% during the third quarter.Source: earnings call transcript | 0 pt |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.