TRST TrustCo Bank Corp NY (TRST) Q3 FY26 earnings call
TrustCo Bank Corp NY delivered a strong Q3 FY26, characterized by positive financial momentum across key metrics including net income, net interest income, and net interest margin. The bank achieved solid loan and deposit growth, supported by strategic customer relationship initiatives and enhanced offerings. Management expressed optimism for continued positive momentum into 2027, underpinned by disciplined capital allocation and stable credit quality.
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TRST operating KPIs by quarter
| KPI | Jun 2026 Q2 FY26 | This call Sep 2026 Q3 FY26 | Change vs prior quarter |
|---|---|---|---|
| Net interest margin | 2.87%Net interest margin for the second quarter of '26 was 2.87%, up 16 basis points from the prior year quarter.Source: earnings call transcript | 2.95%The net interest margin for the quarter -- third quarter of '26 was 2.95%, up 16 basis points from the prior year quarter.Source: earnings call transcript | +0.1 pt |
| Assets under management (AUM) Wealth Management | ~$1.39BThey had approximately $1.39 billion of assets under management as of June 30, 26.Source: earnings call transcript | ~$1.37BThey had approximately $1.37 billion of assets under management as of September 30, '26.Source: earnings call transcript | — |
Operating figures the company stated on at least two of the calls shown, checked against each call's transcript. Click a figure to read the sentence. A dash means it was not stated that quarter.
Inve summary of the company's earnings call; see how call summaries are prepared. Not investment advice.