BSE 500 TRI · ELSS· NAV-verified
SBI ELSS Tax Saver Fund
₹30,027 cr across 86 positions, as filed for 2026-09-30. Returns are the fund's AMFI growth-plan NAV; holdings and behavior come from its filed monthly portfolios.
Returns, against the category
Q2 FY27: −5% over 1 year against the median ELSS fund's −2%.
| Over | Quarter | 1 year | 3 years (ann.) | 5 years (ann.) |
|---|---|---|---|---|
| SBI ELSS Tax Saver Fund | −6% | −5% | +11% | +13% |
| Median ELSS fund | −3% | −2% | +9% | +9% |
+40%Q3 FY24+59%Q4 FY24+57%Q1 FY25+54%Q2 FY25+28%Q3 FY25+10%Q4 FY25+5%Q1 FY26−6%Q2 FY26+7%Q3 FY26−4%Q4 FY26−2%Q1 FY27−5%Q2 FY27
What moved the fund, last 12 filed months
Contribution = the fund's filed weight each month × that stock's price move in its own filings, in percentage points of NAV. Corporate-action months are left out.
| Stock | 12 months | Latest month |
|---|---|---|
| FSN E-Commerce Ventures Ltd. | +0.8 pp | −0.2 pp |
| State Bank of India | +0.7 pp | 0.0 pp |
| Tata Steel Ltd. | +0.6 pp | −0.0 pp |
| Kotak Mahindra Bank Ltd. | +0.6 pp | −0.0 pp |
| Bharat Heavy Electricals Ltd. | +0.5 pp | 0.0 pp |
| Stock | 12 months | Latest month |
|---|---|---|
| HDFC Bank Ltd. | −1.9 pp | −0.0 pp |
| Tata Motors Passenger Vehicles Ltd. | −0.8 pp | 0.0 pp |
| Infosys Ltd. | −0.8 pp | −0.1 pp |
| ITC Ltd. | −0.7 pp | 0.0 pp |
| Reliance Industries Ltd. | −0.6 pp | −0.3 pp |
Holdings, as filed for 2026-09-30
| Holding | Sector | % of fund | Value | Held for | Vs avg cost |
|---|---|---|---|---|---|
| Kotak Mahindra Bank Limited | Financial Services | 6.76% | ₹2,030 cr | 34 mo | +8% |
| ICICI Bank | Financial Services | 6.45% | ₹1,935 cr | 62 mo | +18% |
| HDFC Bank | Financial Services | 5.92% | ₹1,778 cr | 62 mo | -12% |
| Reliance Industries Limited | Oil, Gas & Consumable Fuels | 4.65% | ₹1,398 cr | 62 mo | -7% |
| Adani Enterprises Limited | Metals & Mining | 2.93% | ₹879 cr | 4 mo | -4% |
| Larsen & Toubro Limited | Construction | 2.84% | ₹853 cr | 7 mo | -1% |
| Bajaj Finance Limited | Financial Services | 2.65% | ₹796 cr | 8 mo | -8% |
| Torrent Power Limited | Power | 2.33% | ₹699 cr | 62 mo | +98% |
| Cipla Limited | Healthcare | 2.13% | ₹640 cr | 62 mo | +14% |
| FSN E-Commerce Ventures Limited | Consumer Services | 1.92% | ₹576 cr | 32 mo | +83% |
| Tech Mahindra Limited | Information Technology | 1.92% | ₹576 cr | 62 mo | +6% |
| Axis Bank | Financial Services | 1.80% | ₹539 cr | 2 mo | -5% |
| Bharti Airtel Limited | Telecommunication | 1.79% | ₹538 cr | 62 mo | +146% |
| HDFC Life Insurance Company Limited | Financial Services | 1.77% | ₹531 cr | 9 mo | -21% |
| Sun Pharmaceutical Industries Limited | Healthcare | 1.65% | ₹494 cr | 40 mo | +15% |
How this fund actually behaves
Computed from every filed monthly portfolio (62 months of filings) by the research pipeline.
| Holding patience | Median months a position is held (25th–75th band) | 27 mo (4–37) |
| Win rate on exits | Closed positions sold above entry, and the payoff ratio (59 exits) | 54% · payoff 3.3× |
| Loser handling | Cuts losers vs averages down, from 12 months of filings | Averages down |
| Entry valuation discipline | Median P/E paid on entries over 36 months; share above 50× | 39× · 35% over 50× |
| Portfolio valuation today | Weighted P/E and P/B of the current book at filed prices | 64.1× P/E · 6.1× P/B |
| Churn | Stocks entered and exited in 12 months, of 86 positions | 55 in · 39 out |
| Concentration | Top 10 holdings' share; effective number of positions | 39% · ~38 effective |