NIFTY EQUITY SAVINGS INDEX · Equity Savings· NAV-verified
SBI Equity Savings Fund
₹5,413 cr across 81 positions, as filed for 2026-09-30. Returns are the fund's AMFI growth-plan NAV; holdings and behavior come from its filed monthly portfolios.
Returns, against the category
Q2 FY27: +3% over 1 year against the median Equity Savings fund's +3%.
| Over | Quarter | 1 year | 3 years (ann.) | 5 years (ann.) |
|---|---|---|---|---|
| SBI Equity Savings Fund | 0% | +3% | +7% | +7% |
| Median Equity Savings fund | 0% | +3% | +7% | +6% |
+18%Q3 FY24+20%Q4 FY24+18%Q1 FY25+16%Q2 FY25+12%Q3 FY25+7%Q4 FY25+7%Q1 FY26+3%Q2 FY26+5%Q3 FY26+5%Q4 FY26+2%Q1 FY27+3%Q2 FY27
What moved the fund, last 12 filed months
Contribution = the fund's filed weight each month × that stock's price move in its own filings, in percentage points of NAV. Corporate-action months are left out.
| Stock | 12 months | Latest month |
|---|---|---|
| State Bank of India | +0.8 pp | −0.1 pp |
| National Aluminium Company Ltd. | +0.7 pp | −0.2 pp |
| Kotak Mahindra Bank Ltd. | +0.6 pp | −0.0 pp |
| Samvardhana Motherson International Ltd. | +0.4 pp | −0.0 pp |
| Axis Bank Ltd. | +0.4 pp | −0.1 pp |
| Stock | 12 months | Latest month |
|---|---|---|
| HDFC Bank Ltd. | −1.6 pp | −0.0 pp |
| Reliance Industries Ltd. | −0.7 pp | −0.4 pp |
| Infosys Ltd. | −0.7 pp | −0.2 pp |
| Bharti Airtel Ltd. | −0.5 pp | −0.1 pp |
| Ganesha Ecosphere Ltd. | −0.3 pp | 0.0 pp |
Holdings, as filed for 2026-09-30
| Holding | Sector | % of fund | Value | Held for | Vs avg cost |
|---|---|---|---|---|---|
| Kotak Mahindra Bank Limited | Financial Services | 6.73% | ₹364 cr | 46 mo | +9% |
| HDFC Bank | Financial Services | 5.80% | ₹314 cr | 62 mo | -9% |
| ICICI Bank | Financial Services | 5.14% | ₹278 cr | 62 mo | +6% |
| Reliance Industries Limited | Oil, Gas & Consumable Fuels | 5.04% | ₹273 cr | 62 mo | -9% |
| Bharti Airtel Limited | Telecommunication | 3.58% | ₹194 cr | 11 mo | -11% |
| Life Insurance Corporation Of India | Financial Services | 2.29% | ₹124 cr | 2 mo | -5% |
| UltraTech Cement Limited | Construction Materials | 2.02% | ₹110 cr | 4 mo | -3% |
| Aurobindo Pharma Limited | Healthcare | 1.95% | ₹105 cr | 39 mo | +7% |
| Bajaj Finance Limited | Financial Services | 1.77% | ₹96 cr | 1 mo | 0% |
| Eicher Motors Limited | Automobile and Auto Components | 1.76% | ₹95 cr | 7 mo | -8% |
| M & M | Automobile and Auto Components | 1.76% | ₹95 cr | 28 mo | -8% |
| Bank of Baroda | Financial Services | 1.64% | ₹89 cr | 46 mo | -11% |
| Axis Bank | Financial Services | 1.63% | ₹88 cr | 34 mo | +12% |
| Hindalco Industries Limited | Metals & Mining | 1.62% | ₹87 cr | 38 mo | +12% |
| Aster DM Healthcare Limited | Healthcare | 1.46% | ₹79 cr | 23 mo | +42% |
How this fund actually behaves
Computed from every filed monthly portfolio (62 months of filings) by the research pipeline.
| Holding patience | Median months a position is held (25th–75th band) | 11 mo (5–21) |
| Win rate on exits | Closed positions sold above entry, and the payoff ratio (183 exits) | 62% · payoff 2.2× |
| Loser handling | Cuts losers vs averages down, from 12 months of filings | Averages down |
| Entry valuation discipline | Median P/E paid on entries over 36 months; share above 50× | 39× · 40% over 50× |
| Portfolio valuation today | Weighted P/E and P/B of the current book at filed prices | 42.1× P/E · 4.2× P/B |
| Churn | Stocks entered and exited in 12 months, of 81 positions | 57 in · 71 out |
| Concentration | Top 10 holdings' share; effective number of positions | 36% · ~23 effective |