BSE 500 TRI · Retirement· NAV-verified
SBI Retirement Benefit Fund - Aggressive Plan
₹3,066 cr across 53 positions, as filed for 2026-09-30. Returns are the fund's AMFI growth-plan NAV; holdings and behavior come from its filed monthly portfolios.
Returns, against the category
Q2 FY27: −1% over 1 year against the median Retirement fund's +1%.
| Over | Quarter | 1 year | 3 years (ann.) | 5 years (ann.) |
|---|---|---|---|---|
| SBI Retirement Benefit Fund - Aggressive Plan | −2% | −1% | +7% | +9% |
| Median Retirement fund | −2% | +1% | +7% | +7% |
+27%Q3 FY24+31%Q4 FY24+32%Q1 FY25+31%Q2 FY25+10%Q3 FY25+5%Q4 FY25+1%Q1 FY26−6%Q2 FY26+5%Q3 FY26−6%Q4 FY26−2%Q1 FY27−1%Q2 FY27
What moved the fund, last 12 filed months
Contribution = the fund's filed weight each month × that stock's price move in its own filings, in percentage points of NAV. Corporate-action months are left out.
| Stock | 12 months | Latest month |
|---|---|---|
| Urban Company Ltd. | +1.0 pp | −0.1 pp |
| Sona Blw Precision Forgings Ltd. | +0.8 pp | +0.0 pp |
| Navin Fluorine International Ltd. | +0.8 pp | −0.1 pp |
| Hindalco Industries Ltd. | +0.8 pp | 0.0 pp |
| TVS Motor Company Ltd. | +0.7 pp | −0.1 pp |
| Stock | 12 months | Latest month |
|---|---|---|
| HDFC Bank Ltd. | −2.0 pp | −0.0 pp |
| Infosys Ltd. | −0.9 pp | 0.0 pp |
| Urban Company Ltd. $ | −0.9 pp | 0.0 pp |
| ICICI Bank Ltd. | −0.6 pp | −0.5 pp |
| Jubilant Foodworks Ltd. | −0.6 pp | −0.1 pp |
Holdings, as filed for 2026-09-30
| Holding | Sector | % of fund | Value | Held for | Vs avg cost |
|---|---|---|---|---|---|
| HDFC Bank | Financial Services | 6.13% | ₹188 cr | 62 mo | -12% |
| ICICI Bank | Financial Services | 5.63% | ₹173 cr | 62 mo | +57% |
| Larsen & Toubro Limited | Construction | 3.86% | ₹118 cr | 58 mo | +51% |
| State Bank of India | Financial Services | 3.61% | ₹111 cr | 62 mo | +86% |
| Maruti Suzuki India Limited | Automobile and Auto Components | 2.95% | ₹90 cr | 60 mo | +36% |
| Kotak Mahindra Bank Limited | Financial Services | 2.67% | ₹82 cr | 30 mo | +26% |
| UltraTech Cement Limited | Construction Materials | 2.58% | ₹79 cr | 58 mo | +53% |
| Urban Company Limited | Consumer Services | 2.39% | ₹73 cr | 12 mo | +3% |
| JSW Infrast | Services | 2.32% | ₹71 cr | 4 mo | +12% |
| Lenskart Solutions Limited | Consumer Services | 2.26% | ₹69 cr | 4 mo | +20% |
| Bajaj Finance Limited | Financial Services | 2.24% | ₹69 cr | 11 mo | -8% |
| TVS Motor Company Limited | Automobile and Auto Components | 2.10% | ₹64 cr | 21 mo | +67% |
| Divi's Laboratories Limited | Healthcare | 2.09% | ₹64 cr | 44 mo | +213% |
| Anthem Biosciences Limited | Healthcare | 2.08% | ₹64 cr | 4 mo | +11% |
| CORONA Remedies Limited | Healthcare | 2.07% | ₹63 cr | 1 mo | 0% |
How this fund actually behaves
Computed from every filed monthly portfolio (62 months of filings) by the research pipeline.
| Holding patience | Median months a position is held (25th–75th band) | 35 mo (14–49) |
| Win rate on exits | Closed positions sold above entry, and the payoff ratio (32 exits) | 63% · payoff 4.6× |
| Loser handling | Cuts losers vs averages down, from 12 months of filings | Averages down |
| Entry valuation discipline | Median P/E paid on entries over 36 months; share above 50× | 56× · 54% over 50× |
| Portfolio valuation today | Weighted P/E and P/B of the current book at filed prices | 71.4× P/E · 8.4× P/B · 4% loss-makers |
| Churn | Stocks entered and exited in 12 months, of 53 positions | 27 in · 23 out |
| Concentration | Top 10 holdings' share; effective number of positions | 34% · ~39 effective |