CRISIL HYBRID 35+65 - AGGRESSIVE INDEX · Retirement· NAV-verified
SBI Retirement Benefit Fund - Aggressive Hybrid Plan
₹1,587 cr across 53 positions, as filed for 2026-09-30. Returns are the fund's AMFI growth-plan NAV; holdings and behavior come from its filed monthly portfolios.
Returns, against the category
Q2 FY27: +1% over 1 year against the median Retirement fund's +1%.
| Over | Quarter | 1 year | 3 years (ann.) | 5 years (ann.) |
|---|---|---|---|---|
| SBI Retirement Benefit Fund - Aggressive Hybrid Plan | −1% | +1% | +8% | +9% |
| Median Retirement fund | −2% | +1% | +7% | +7% |
+23%Q3 FY24+26%Q4 FY24+28%Q1 FY25+27%Q2 FY25+10%Q3 FY25+6%Q4 FY25+2%Q1 FY26−3%Q2 FY26+7%Q3 FY26−2%Q4 FY26+1%Q1 FY27+1%Q2 FY27
What moved the fund, last 12 filed months
Contribution = the fund's filed weight each month × that stock's price move in its own filings, in percentage points of NAV. Corporate-action months are left out.
| Stock | 12 months | Latest month |
|---|---|---|
| Urban Company Ltd. | +0.8 pp | −0.1 pp |
| Sona Blw Precision Forgings Ltd. | +0.7 pp | +0.0 pp |
| Navin Fluorine International Ltd. | +0.7 pp | −0.1 pp |
| Hindalco Industries Ltd. | +0.6 pp | 0.0 pp |
| TVS Motor Company Ltd. | +0.6 pp | −0.1 pp |
| Stock | 12 months | Latest month |
|---|---|---|
| HDFC Bank Ltd. | −1.7 pp | −0.0 pp |
| Infosys Ltd. | −0.8 pp | 0.0 pp |
| Urban Company Ltd. $ | −0.7 pp | 0.0 pp |
| ICICI Bank Ltd. | −0.5 pp | −0.4 pp |
| Abbott India Ltd. | −0.5 pp | 0.0 pp |
Holdings, as filed for 2026-09-30
| Holding | Sector | % of fund | Value | Held for | Vs avg cost |
|---|---|---|---|---|---|
| HDFC Bank | Financial Services | 5.00% | ₹79 cr | 62 mo | -12% |
| ICICI Bank | Financial Services | 4.62% | ₹73 cr | 62 mo | +71% |
| Larsen & Toubro Limited | Construction | 3.21% | ₹51 cr | 58 mo | +51% |
| State Bank of India | Financial Services | 2.89% | ₹46 cr | 62 mo | +106% |
| Maruti Suzuki India Limited | Automobile and Auto Components | 2.46% | ₹39 cr | 60 mo | +44% |
| UltraTech Cement Limited | Construction Materials | 2.31% | ₹37 cr | 58 mo | +53% |
| Kotak Mahindra Bank Limited | Financial Services | 2.19% | ₹35 cr | 30 mo | +28% |
| Urban Company Limited | Consumer Services | 2.00% | ₹32 cr | 12 mo | +3% |
| JSW Infrast | Services | 1.86% | ₹30 cr | 4 mo | +12% |
| Lenskart Solutions Limited | Consumer Services | 1.82% | ₹29 cr | 4 mo | +20% |
| TVS Motor Company Limited | Automobile and Auto Components | 1.81% | ₹29 cr | 21 mo | +67% |
| Bajaj Finance Limited | Financial Services | 1.70% | ₹27 cr | 11 mo | -8% |
| Divi's Laboratories Limited | Healthcare | 1.69% | ₹27 cr | 44 mo | +212% |
| Navin Fluorine International Limited | Chemicals | 1.66% | ₹26 cr | 18 mo | +88% |
| Timken India Limited | Capital Goods | 1.66% | ₹26 cr | 62 mo | +48% |
How this fund actually behaves
Computed from every filed monthly portfolio (62 months of filings) by the research pipeline.
| Holding patience | Median months a position is held (25th–75th band) | 35 mo (14–49) |
| Win rate on exits | Closed positions sold above entry, and the payoff ratio (32 exits) | 63% · payoff 4.6× |
| Loser handling | Cuts losers vs averages down, from 12 months of filings | Mixed |
| Entry valuation discipline | Median P/E paid on entries over 36 months; share above 50× | 56× · 54% over 50× |
| Portfolio valuation today | Weighted P/E and P/B of the current book at filed prices | 71.5× P/E · 8.3× P/B · 4% loss-makers |
| Churn | Stocks entered and exited in 12 months, of 53 positions | 27 in · 23 out |
| Concentration | Top 10 holdings' share; effective number of positions | 28% · ~38 effective |