AADHARHFC

What Aadhar Housing Finance promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 28 tracked 6 delivered 7 missed 15 open
  • Exit Spreads went quiet said Q2 FY25 Promised: 5.8% to 5.85% Q1 FY27: The final outcome for FY25 was never provided, and the promise remains ghosted.
  • Cost-to-Income Reduction revised down said Q4 FY26 Promised: 50 bps Q1 FY27: Cost-to-income ratio increased to 36.3% due to seasonal costs. Management revised annual reduction guidance down to 30-40 bps.
  • AUM Growth delivered said Q1 FY26 Promised: 20%-22% Q4 FY26: Achieved full-year AUM growth of 20% for FY26, meeting the lower end of the guided range.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 28 tracked commitments for Aadhar Housing Finance — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens