AYE

What Aye Finance promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 21 tracked 1 delivered 5 missed 15 open
  • Hypothecation Approval Rate went quiet said Q3 FY26 Promised: coming back to the 55% approval rate Q1 FY27: Not mentioned in the Q1 FY27 earnings call or materials.
  • PAR X (PAR 1+) revised down said Q4 FY26 Promised: bring down the PAR X to below 6% (5.5% to 6.00%) Q1 FY27: PAR X increased to 7.01%. Management provided a new 'sustainable' target of 6% to 6.5%, which is a dilution of the original FY27 target.
  • AUM CAGR on track said Q3 FY26 Promised: consistent growth of about 30% over next 3 years Q1 FY27: AUM grew 28% YoY, which is within the FY27 guidance of 25-30% and supports the long-term CAGR target.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 21 tracked commitments for Aye Finance — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens