BANKBARODA

What Bank of Baroda promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 25 tracked 6 delivered 5 missed 14 open
  • Corporate Credit Growth went quiet said Q3 FY25 Promised: ~10% Q1 FY27: Not addressed. Superseded by overall loan growth guidance. Corporate loans grew 15.3% YoY.
  • Headcount Addition revised up said Q4 FY26 Promised: 4,000-5,000 Q1 FY27: Guidance revised up to ~7,000 for FY27.
  • Advances Growth delivered said Q3 FY25 Promised: 11% to 13% Q4 FY26: Achieved 16.2% for FY26, significantly beating guidance.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 25 tracked commitments for Bank of Baroda — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens