FINBUD

What Finbud Financial Services promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q4 FY26

what the last two calls moved 16 tracked 3 delivered 2 missed 11 open
  • Total Disbursals delivered said Q2 FY26 Promised: ₹9,700 crores (35% YoY growth) Q4 FY26: Achieved ₹10,250 crores in loans disbursed on the platform in FY26, exceeding the target.
  • Margin Profile missed said Q2 FY26 Promised: Continue to hold if not grow in the current financial year Q4 FY26: Full year FY26 EBITDA margin was 6.3%, a slight decline from H1's 6.5% and FY25's 6.6%. The margin did not hold.
  • 5-year CAGR on track said Q2 FY26 Promised: 35% CAGR over the next five years Q4 FY26: FY26 performance showed strong growth (Revenue +42%, EBITDA +35%, PAT +39%), keeping the company on track for its long-term CAGR target.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 16 tracked commitments for Finbud Financial Services — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens