HOMEFIRST

What Home First Finance Company India promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 14 tracked 2 delivered 1 missed 11 open
  • Return on Equity (ROE) delivered said Q4 FY25 Promised: 15%+ in about 6 to 7 quarters Q1 FY27: The target was achieved in FY26 with a reported ROE of 15.7%. While the Q1 FY27 ROE dipped to 14.5%, the original milestone of reaching 15%+ has been met.
  • AUM Growth delivered said Q2 FY25 Promised: 30%+ Q1 FY27: Promise relates to FY25 and is considered complete.
  • Co-lending contribution at risk said Q1 FY26 Promised: 10% of disbursements Q1 FY27: Co-lending disbursements were weak at ₹46 crores (2.8% of total disbursements) due to process and policy hiccups. Management states these are being addressed, but performance has deteriorated.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 14 tracked commitments for Home First Finance Company India — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens