INDIASHLTR

What India Shelter Finance Corporation promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 17 tracked 6 delivered 3 missed 8 open
  • Credit Cost delivered said Q3 FY25 Promised: Credit cost in a range of 40 to 50 bps Q1 FY27: 50 bps for the quarter, in line with the annual guidance of 40-50 bps.
  • Digital Sourcing % missed said Q3 FY26 Promised: Reach 9% to 10% of disbursements in a couple of quarters Q1 FY27: No specific % of disbursement from digital channels reported. Previous quarter's value of ₹20-30 cr suggests the 9-10% target for Q1 FY27 was missed.
  • Housing Loan to LAP Ratio delayed said Q3 FY25 Promised: Maintain 60:40 ratio Q1 FY27: HL ratio stable at 57% of AUM, target of 60% remains delayed.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 17 tracked commitments for India Shelter Finance Corporation — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens