J&KBANK

What J & K Bank promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 19 tracked 6 delivered 3 missed 10 open
  • Gross NPA delivered said Q1 FY26 Promised: below 3% Q1 FY27: Promise for FY26 concluded as achieved. The metric has further improved to 2.37% in Q1 FY27, demonstrating continued strength in asset quality.
  • CASA Ratio missed said Q1 FY26 Promised: 48% Q1 FY27: Promise for FY26 concluded. The CASA ratio continued its decline to 42.06% in Q1 FY27, indicating the revised target of 45% for FY26 was missed.
  • Credit-to-Deposit Ratio on track said Q3 FY26 Promised: 76% to 77% Q1 FY27: Advances growth (25.44% YoY) significantly outpaced deposit growth (16.75% YoY), indicating the CD ratio is moving towards the medium-term target of 76-77%.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 19 tracked commitments for J & K Bank — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens