MASFIN

What MAS Financial Services promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 23 tracked 7 delivered 4 missed 12 open
  • Gross Stage 3 / GNPA delivered said Q2 FY25 Promised: 2.25% - 2.5% Q1 FY27: Actual consolidated GNPA was 2.58%, which is within the revised guidance range of 2.5% - 2.75%.
  • Housing Finance AUM Growth missed said Q2 FY25 Promised: 30% to 35% Q1 FY27: Actual YoY AUM growth for the housing subsidiary was 23%, missing the 30-35% target. Management reiterated it as an internal aspiration of 'around 35%'.
  • ROA revised up said Q2 FY25 Promised: 2.8% - 3% Q1 FY27: Management revised the ROA guidance range upwards to 2.75% to 3.25% from the previous 2.75% to 3%.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 23 tracked commitments for MAS Financial Services — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens