OFSS

Oracle Financial Services Software share price & financials

Price
₹9,638.5
Market cap
₹1.0L Cr
Sector
Information Technology

What Oracle Financial Services Software Limited does

Oracle Financial Services Software is a majority-owned subsidiary of Oracle Corporation that develops and sells software products for the banking and financial-services industry, including the Oracle Banking suite of cloud services covering retail lending servicing, collections, cash management, supply chain management and trade finance, alongside a Digital Core Banking Platform. Its dedicated in-house R&D centers build IT products used by banks in more than 150 countries to run critical operations. As an Oracle subsidiary, it leverages Oracle's technology stack, global management practices and domain expertise to build and support these products.

Countries where OFSS products are used by banks
150+
Countries with company subsidiaries
8 (Chile, Greece, India, Mauritius, China, Singapore, Netherlands, USA)
Global workforce (incl. subsidiaries)
9,155 employees
Permanent employees on India rolls
8,347
R&D model
Dedicated in-house R&D centers developing banking and financial-services software products
India office footprint
Offices in major metro cities across India
Headquarters Mumbai, Maharashtra, IndiaEmployees 9,155 (2026-03-31) Company website

Quarterly results

Q1 FY27: revenue up 68.7%, net profit up 120.6% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Revenue1,674 1,715 1,716 1,852 1,789 +7%1,966 +15%2,065 +20%3,125 +69%
EBITDA751 714 765 846 755 +1%820 +15%1,056 +38%1,876 +122%
Net profit578 541 644 642 546 −6%610 +13%842 +31%1,416 +121%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Performance +27.0% 1Y

₹6k₹8k₹10k₹12kSept 25Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26

1Y: ₹9,264.5 on 10 Sept 2025 → ₹11,763. High ₹12,540 (31 Aug 2026), low ₹6,302 (17 Mar 2026).

Financials, as filed

Revenue grew 10.4% a year over 3 years, FY23 to FY26. Operating margin widened to 45.3%.

Year endingFY23FY24FY25FY26
Revenue₹5.7k Cr₹6.4k Cr₹6.8k Cr₹7.7k Cr
Operating profit₹2.5k Cr₹2.8k Cr₹3.1k Cr₹3.5k Cr
Operating margin43.4%43.7%44.9%45.3%
Interest₹13 Cr₹28 Cr₹1 Cr₹3 Cr
Depreciation₹82 Cr₹74 Cr₹70 Cr₹65 Cr
Net profit₹1.8k Cr₹2.2k Cr₹2.4k Cr₹2.6k Cr
Net margin31.7%34.8%34.8%34.4%
Cash from operations₹1.8k Cr₹1.8k Cr₹2.2k Cr₹2.6k Cr
Free cash flow₹1.7k Cr₹1.8k Cr₹2.2k Cr₹2.6k Cr
ROCE35.0%40.0%41.0%45.0%
How to read this

From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.

Balance sheet

Year endingFY21FY22FY23FY24FY25FY26
Equity capital₹43 Cr₹43 Cr₹43 Cr₹43 Cr₹44 Cr₹44 Cr
Reserves₹6.8k Cr₹7.1k Cr₹7.4k Cr₹7.8k Cr₹7.3k Cr₹7.8k Cr
Borrowings₹70 Cr₹83 Cr₹69 Cr₹43 Cr₹34 Cr₹32 Cr
Other liabilities₹1.2k Cr₹1.4k Cr₹1.6k Cr₹1.8k Cr₹1.9k Cr₹2.0k Cr
Total liabilities₹8.2k Cr₹8.6k Cr₹9.1k Cr₹9.7k Cr₹9.3k Cr₹9.9k Cr
Fixed assets₹884 Cr₹871 Cr₹847 Cr₹805 Cr₹805 Cr₹782 Cr
Capital work in progress₹0 Cr₹4 Cr₹1 Cr₹3 Cr₹13 Cr₹16 Cr
Investments₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
Other assets₹7.3k Cr₹7.7k Cr₹8.3k Cr₹8.9k Cr₹8.5k Cr₹9.1k Cr
Total assets₹8.2k Cr₹8.6k Cr₹9.1k Cr₹9.7k Cr₹9.3k Cr₹9.9k Cr
How to read this

As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.

Who owns it

As disclosed at Jun 2026

Since Jun 2025, the public trimmed −1.31 pp while FIIs added +1.15 pp. The shareholder count shrank 3% to 1,25,043.

Promoters
72.4%
FIIs
9.7%
DIIs
8.8%
Public
9.1%

Since Jun 2025

  • Public −1.31 pp
  • FIIs +1.15 pp
  • DIIs +0.29 pp

How it drifted, 12 quarters

Over this window FIIs went from 7.7% to 9.7% — +2.0 pp.

Sep '23Dec '24Jun '26

Ownership split by quarter, oldest first. Sep '23: Promoters 72.8%, FIIs 7.7%, DIIs 8.6%, Public 10.9%.Dec '23: Promoters 72.8%, FIIs 6.9%, DIIs 9.5%, Public 10.8%.Mar '24: Promoters 72.8%, FIIs 6.1%, DIIs 10.3%, Government 0.0%, Public 10.8%.Jun '24: Promoters 72.7%, FIIs 5.1%, DIIs 11.5%, Government 0.0%, Public 10.7%.Sep '24: Promoters 72.7%, FIIs 7.7%, DIIs 9.9%, Public 9.7%.Dec '24: Promoters 72.6%, FIIs 8.5%, DIIs 9.4%, Public 9.5%.Mar '25: Promoters 72.6%, FIIs 8.7%, DIIs 8.7%, Government 0.0%, Public 10.0%.Jun '25: Promoters 72.6%, FIIs 8.6%, DIIs 8.5%, Public 10.4%.Sep '25: Promoters 72.5%, FIIs 8.7%, DIIs 8.4%, Public 10.4%.Dec '25: Promoters 72.5%, FIIs 8.4%, DIIs 8.8%, Public 10.3%.Mar '26: Promoters 72.4%, FIIs 8.0%, DIIs 9.1%, Public 10.4%.Jun '26: Promoters 72.4%, FIIs 9.7%, DIIs 8.8%, Public 9.1%.

Who was buying across the market this quarter →

Who bought this quarter

since Mar 2026

Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.

The same filing shows 1 holder trimming and 1 off the list — both are in the register beside this.

Who is on the register

Named in the Jun 2026 filing

Every holder of Oracle Financial Services Software Limited above SEBI's 1% disclosure line, and what changed since Mar 2026.

HolderStakeChange
Oracle Global Mauritius Limited 72.41%unchanged
Kotak Mahindra Trustee Co Ltd A/C Kotak Special Op Mutual fund2.45%newly disclosed
Life Insurance Corporation Of India Insurer2.07%−0.27 pp
Kotak Mahindra Trustee Co Ltd A/C Kotak Nifty Mnc —off the list

A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.

Mutual funds in OFSS

Filings to Aug 2026

2 new, 7 added, 9 trimmed, 1 sold out — net +0.08 L shares (+2.1%).

Held by funds
₹496 Cr
21 schemes
Biggest holder
Nippon India ETF Nifty IT
₹116 Cr · 3.0% of that fund
SchemeHoldingLast month
Nippon India ETF Nifty IT Nippon India Mutual Fund₹116 Cr−0.03 L
HDFC Large and Mid Cap Fund HDFC Mutual Fund₹108 Crheld
SBI Quant Fund SBI Mutual Fund₹81 Cr−0.05 L
HDFC Arbitrage Fund HDFC Mutual Fund₹55 Crnew
SBI Quality Fund SBI Mutual Fund₹41 Crheld
Nippon India ETF Nifty Midcap 150 Nippon India Mutual Fund₹29 Cr+0.01 L
Nippon India Nifty Midcap 150 Index Fund Nippon India Mutual Fund₹20 Cr+0.00 L
SBI Nifty Midcap 150 Index Fund SBI Mutual Fund₹9 Cr+0.00 L

HDFC, Nippon India and SBI schemes, from their monthly disclosures. Changes are counted in shares, so a price move never looks like buying or selling.

Mutual funds Aug 2026

7 added, 9 trimmed — net +8,424 shares (+2.1%)

Funds are sitting on
+12%
vs est. average cost
Held by funds
₹496 Cr
21 schemes · ≈ 0.39% of the company
Biggest holder
Nippon India ETF Nifty IT
₹116 Cr · 3.0% of that fund
Longest holder
Nippon India ETF Nifty Midcap 150
5y 6m · since Mar '21

Shares held by these funds −68%

Aug '23 4.53 L shares Jul '26

What the price assumes

Expensive

To justify its price of ₹11763, this stock must grow earnings at 21% every year for 7 years. Our analysis caps realistic growth at ~13%. At that growth it is worth ₹7942 — downside of 32%.

Growth the price implies
20.8% a year
for 7 years, fading to 4%
It has actually compounded at
13.5% a year
net profit, FY23–FY26 · EPS 13.2%
The gap
0.1 pp
-32% downside if it only repeats history
Price today ₹11,763 Value at the reference growth ₹7,942.45

Change the assumptions yourself →

Learn to analyse Oracle Financial Services Software Limited

Guides on how to read this kind of business and the numbers that matter.