Builds Oracle Banking software for global banks; Oracle Corp subsidiary, products used in 150+ countries.
Price
Market Cap
Sector
Information Technology
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 43 | 43 | 43 | 43 | 43 | 43 | 44 | 44 |
| Reserves | 6.5k | 6.8k | 7.1k | 7.4k | 7.8k | 8.3k | 7.3k | 7.8k |
| Borrowings | 115 | 70 | 83 | 69 | 43 | 46 | 34 | 32 |
| Other Liabilities | 1.2k | 1.2k | 1.4k | 1.6k | 1.8k | 1.7k | 1.9k | 2.0k |
| Total Liabilities | 7.9k | 8.2k | 8.6k | 9.1k | 9.7k | 10.1k | 9.3k | 9.9k |
| AssetsFixed Assets | 963 | 884 | 871 | 847 | 805 | 796 | 805 | 782 |
| CWIP | 0 | 0 | 4 | 1 | 3 | 9 | 13 | 16 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 7.0k | 7.3k | 7.7k | 8.3k | 8.9k | 9.3k | 8.5k | 9.1k |
| Total Assets | 7.9k | 8.2k | 8.6k | 9.1k | 9.7k | 10.1k | 9.3k | 9.9k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | 1.4k | 1.5k | 1.9k | 1.9k | 1.8k | 1.8k | 2.2k | 2.6k |
| Cash from Investing | 220 | -1.3k | 34 | -138 | 267 | 1.6k | -2.4k | 1.1k |
| Cash from Financing | -1.3k | -47 | -1.6k | -1.7k | -1.7k | -2.0k | -2.1k | -3.4k |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | 1.3k | 1.5k | 1.9k | 1.8k | 1.7k | 1.8k | 2.2k | 2.6k |
| FCF Margin | — | — | — | — | — | — | — | — |
The Earnings Per Share over the last 12 months.
Your assumption of the company's expected yearly EPS growth (e.g., 6 for 6%).
Pre-filled with the lower of median (28.0×) and current (24.6×) PE — the conservative anchor.
The annualized return you aim to achieve. We solve for the price that delivers it, then compare to today's price.
At 13.5% growth and a 25× exit, ₹9639 only delivers your return if you pay ₹8,076. The price is currently baking in 17% growth.
EPS grows 13.5%/yr for 5 years, then fades to 6% over 2, exits at 25×.
| Year | Growth | EPS (₹) |
|---|---|---|
| FY27 | 13.5% | 445.10 |
| FY28 | 13.5% | 505.19 |
| FY29 | 13.5% | 573.39 |
| FY30 | 13.5% | 650.80 |
| FY31 | 13.5% | 738.66 |
| FY32 | 9.8% ·fade | 810.68 |
| FY33 | 6.0% ·fade | 859.32 |
Methodology: we discount normalized net profit as a proxy for owner earnings (an earnings-power approximation — not full free cash flow). Terminal growth is capped at 6% (≈ nominal GDP) regardless of the required return. This is an analytical tool, not investment advice.
Guides on how to read this kind of business and the numbers that matter.