Oracle Financial Services Software share price & results
- Sept 2026
- Sept 2026
Builds Oracle Banking software for global banks; Oracle Corp subsidiary, products used in 150+ countries.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 1,907 | +6.6% YoY | Quarterly, as filed | Quarter to Sept 2026 | Revenue from operations as filed. |
| Operating margin | 49.0 | +7.0 pts YoY | Operating profit / revenue | Quarter to Sept 2026 | For the quarter; a change is in percentage points. |
| Net profit | 702 | +28.6% YoY | Quarterly, as filed | Quarter to Sept 2026 | Profit after tax as filed. |
| Return on equity | 46.43 | +3.3 pts | Trailing twelve months | TTM to Sept 2026 | Adjusted profit attributable to owners ÷ average owners’ equity. |
| Free cash flow margin | 33.71 | +2.1 pts | Fiscal year | FY ending Mar 2026 | (Operating cash flow − fixed-asset purchases + disposals) ÷ revenue. |
| Revenue growth (YoY) | 28.15 | +4.6 pts | Trailing twelve months | TTM to Sept 2026 | Revenue change against the same period one year earlier. |
Price
Performance +15.7% 1Y
1Y: ₹8,565 on 24 Oct 2025 → ₹9,913. High ₹12,540 (31 Aug 2026), low ₹6,302 (17 Mar 2026).
- Previous close
- ₹9,677
- Market cap
- ₹86.8k Cr
- 52-week range
- ₹6,302 – ₹12,540
- One year
- +14.00%
- Price to earnings (TTM to Sept 2026)
- 24.31×
- Return on equity (TTM to Sept 2026)
- 46.43%
Overview
- Symbol
- NSE:OFSS
- Sector
- Information Technology
- Exchange
- NSE
- Currency
- INR
What Oracle Financial Services Software Limited does
Based on the company's own presentations, annual report and earnings calls.
Oracle Financial Services Software is a majority-owned subsidiary of Oracle Corporation that develops and sells software products for the banking and financial-services industry, including the Oracle Banking suite of cloud services covering retail lending servicing, collections, cash management, supply chain management and trade finance, alongside a Digital Core Banking Platform. Its dedicated in-house R&D centers build IT products used by banks in more than 150 countries to run critical operations. As an Oracle subsidiary, it leverages Oracle's technology stack, global management practices and domain expertise to build and support these products.
- Countries where OFSS products are used by banks
- 150+
- Countries with company subsidiaries
- 8 (Chile, Greece, India, Mauritius, China, Singapore, Netherlands, USA)
- Global workforce (incl. subsidiaries)
- 9,155 employees
- Permanent employees on India rolls
- 8,347
- R&D model
- Dedicated in-house R&D centers developing banking and financial-services software products
- India office footprint
- Offices in major metro cities across India
Fundamentals
Ratios, each with its period
Current values with the period they cover; the trend reads across the 6 fiscal years held (Mar 2021 to Mar 2026).
Financials
What the filings say
Net profit, year on year: +29% (quarter to sept 2026 against sept 2025).
| Line item | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,715 | 1,716 | 1,852 | 1,789 | 1,966 | 2,065 | 3,125 | 1,907 |
| Expenses | 1,001 | 952 | 1,006 | 1,034 | 1,146 | 1,009 | 1,249 | 981 |
| Operating profit | 714 | 765 | 846 | 755 | 820 | 1,056 | 1,876 | 926 |
| Operating margin | 42.0% | 45.0% | 46.0% | 42.0% | 42.0% | 51.0% | 60.0% | 49.0% |
| Other income | 70 | 82 | 72 | 66 | 60 | 71 | 78 | 66 |
| Interest | -3 | -9 | -4 | 8 | 7 | -8 | 1 | 1 |
| Depreciation | 17 | 17 | 18 | 16 | 16 | 15 | 15 | 14 |
| Profit before tax | 770 | 839 | 905 | 797 | 857 | 1,120 | 1,939 | 976 |
| Tax rate | 30.0% | 23.0% | 29.0% | 32.0% | 29.0% | 25.0% | 27.0% | 28.0% |
| Net profit | 541 | 644 | 642 | 546 | 610 | 842 | 1,416 | 702 |
| EPS (₹ per share) | 62.35 | 74.13 | 73.87 | 62.82 | 70.06 | 96.71 | 162.57 | 80.64 |
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Sales | 5,698 | 6,372 | 6,846 | 7,672 |
| Expenses | 3,227 | 3,590 | 3,770 | 4,195 |
| Operating profit | 2,471 | 2,782 | 3,077 | 3,477 |
| Other income | 192 | 342 | 305 | 269 |
| Interest | 13 | 28 | 1 | 3 |
| Depreciation | 82 | 74 | 70 | 65 |
| Profit before tax | 2,571 | 3,022 | 3,311 | 3,679 |
| Net profit | 1,806 | 2,219 | 2,380 | 2,640 |
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Sept 2025 | Mar 2026 | Sept 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 43 | 43 | 43 | 44 | 44 | 44 |
| Reserves | 7,416 | 7,816 | 8,319 | 7,325 | 7,783 | 7,645 |
| Borrowings | 69 | 43 | 46 | 34 | 32 | 36 |
| Other liabilities | 1,590 | 1,848 | 1,659 | 1,904 | 2,017 | 2,070 |
| Total liabilities | 9,119 | 9,749 | 10,067 | 9,306 | 9,876 | 9,795 |
| Fixed assets | 847 | 805 | 796 | 805 | 782 | 772 |
| Capital work in progress | 1 | 3 | 9 | 13 | 16 | 23 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Other assets | 8,271 | 8,942 | 9,262 | 8,488 | 9,078 | 9,000 |
| Total assets | 9,119 | 9,749 | 10,067 | 9,306 | 9,876 | 9,795 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Cash from operations | 1,920 | 1,856 | 1,758 | 1,791 | 2,199 | 2,638 |
| Cash from investing | 34 | -138 | 267 | 1,611 | -2,372 | 1,085 |
| Cash from financing | -1,590 | -1,733 | -1,665 | -1,958 | -2,096 | -3,449 |
| Net cash flow | 363 | -15 | 360 | 1,443 | -2,269 | 274 |
| Free cash flow | 1,903 | 1,820 | 1,720 | 1,761 | 2,164 | 2,587 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Debtor days | 59 | 65 | 69 | 76 | 63 | 64 |
| Cash conversion cycle | 59 | 65 | 69 | 76 | 63 | 64 |
| Working capital days | 36 | 37 | 39 | 48 | 45 | 37 |
| Return on capital employed | 37.0% | 36.0% | 35.0% | 40.0% | 41.0% | 45.0% |
| Dividend payout | 98.0% | 87.0% | 108.0% | 94.0% | 97.0% | 132.0% |
Where revenue comes from
The businesses behind the company’s reported revenue.
Product licenses and related activities contributes 93.9% of reported segment revenue.
Quarter ended 30 Jun 2026 · Consolidated
- Product licenses and related activities 93.9%
₹2,935.80 crore
- IT solutions and consulting services 6.1%
₹189.40 crore
| Business segment | Revenue · ₹ crore | Share |
|---|---|---|
| Product licenses and related activities | 2,935.80 | 93.9% |
| IT solutions and consulting services | 189.40 | 6.1% |
Share = segment revenue ÷ total segment revenue, before intersegment adjustments.
How these numbers add up
- Total segment revenue
- ₹3,125.20 crore
- Intersegment adjustment
- ₹0.00 crore
- Net segment revenue
- ₹3,125.20 crore
Intersegment transactions are between the company’s own businesses. Net segment revenue can differ from income-statement revenue because reporting definitions differ.
Source: FinEdge · Last checked 19 Sept 2026. Reported segment names are kept as supplied.
How the mix has moved
Product licenses and related activities grew from 91% to 94% of revenue over the last two years.
| Segment | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Jun 2026 | YoY growth latest quarter |
|---|---|---|---|---|---|---|---|---|---|
| Product licenses and related activities | 91% | 92% | 91% | 91% | 90% | 90% | 91% | 94% | +75.3% |
| IT solutions and consulting services | 9% | 8% | 9% | 9% | 10% | 10% | 9% | 6% | +6.5% |
Share of reported segment revenue by quarter, consolidated basis, as filed. A quarter the company did not report is left blank, never carried forward.
See how segments are shifting across companies → Segment Shift
What the price assumes
ExpensiveTo justify its price of ₹9913, this stock must grow earnings at 17% every year for 7 years. Our analysis caps realistic growth at ~13%. At that growth it is worth ₹8321 — downside of 16%.
- Growth the price implies
- 16.6% a year
- for 7 years, fading to 4%
- It has actually compounded at
- 13.5% a year
- net profit, FY23–FY26 · EPS 13.2%
- The gap
- 0.0 pp
- -16% downside if it only repeats history
Ownership
Who owns it
Promoters hold 72.39% as of Sept 2026; institutions added 0.70 pts since Jun 2026.
- Promoters 72.39%
- Foreign institutions 11.43%
- Domestic institutions 7.76%
- Government 0.00%
- Public 8.41%
Who bought this quarter
since Jun 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- Mutual fund newly disclosed 2.82% held
The same filing shows 0 holders trimming and 2 off the list — both are in the register beside this.
Who is on the register
Named in the Sep 2026 filing
Every holder of Oracle Financial Services Software Limited above SEBI's 1% disclosure line, and what changed since Jun 2026.
| Holder | Stake | Change |
|---|---|---|
| 72.39% | unchanged | |
| Mutual fund | 2.82% | newly disclosed |
| Mutual fund | — | off the list |
| Insurer | — | off the list |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Mutual funds in OFSS
Filings to Sep 2026
0 new, 6 added, 10 trimmed, 2 sold out — net −0.07 L shares (−1.0%).
- Held by funds
- ₹742 Cr
- 20 schemes
- Biggest holder
- HDFC Mid Cap Fund
- ₹362 Cr · 0.4% of that fund
| Scheme | Holding | Last month | Held since |
|---|---|---|---|
| HDFC Mid Cap Fund HDFC Mutual Fund | ₹362 Cr | held | Dec '22 |
| HDFC Large & Mid Cap Fund HDFC Mutual Fund | ₹103 Cr | held | Jul '25 |
| Nippon India ETF Nifty IT Nippon India Mutual Fund | ₹94 Cr | −0.04 L | Mar '25 |
| SBI Quant Fund SBI Mutual Fund | ₹68 Cr | −0.00 L | May '26 |
| SBI Quality Fund SBI Mutual Fund | ₹34 Cr | held | Mar '26 |
| Nippon India ETF Nifty Midcap 150 Nippon India Mutual Fund | ₹24 Cr | −0.00 L | Mar '21 |
| Nippon India Nifty Midcap 150 Index Fund Nippon India Mutual Fund | ₹17 Cr | −0.00 L | Mar '21 |
| SBI Nifty Midcap 150 Index Fund SBI Mutual Fund | ₹8 Cr | +0.00 L | Oct '22 |
HDFC, Nippon India and SBI schemes, from their monthly disclosures. Changes are counted in shares, so a price move never looks like buying or selling.
Mutual funds Sep 2026
6 added, 10 trimmed — net −6,814 shares (−1.0%)
- Funds are sitting on
- +73%
- vs est. average cost
- Held by funds
- ₹742 Cr
- 20 schemes · ≈ 0.80% of the company
- Biggest holder
- HDFC Mid Cap Fund
- ₹362 Cr · 0.4% of that fund
- Longest holder
- Nippon India ETF Nifty Midcap 150
- 5y 7m · since Mar '21
Shares held by these funds −60%
Oct '23 6.98 L shares Sep '26
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