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    U. Y. Fincorp Limited

    Base-layer NBFC lending corporate, micro-enterprise, personal and loan-against-property loans through the GrowU.Money and Fundobaba brands across West Bengal, Uttar Pradesh and Maharashtra.

    Financial Services
    Financial Services

    Overview

    Price

    Market Cap

    ₹353 Cr

    Sector

    Financial Services

    Financial Services

    Rank

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY21FY22FY23FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital9595959595959595
    Reserves147150154158223235249294
    Borrowings141411164
    Other Liabilities284465418101131
    Total Liabilities284304315295327345359423
    AssetsFixed Assets11111654
    CWIP00000000
    Investments4749343519212117
    Other Assets236254280259307319332403
    Total Assets284304315295327345359423

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating3155-5-3-187-5
    Cash from Investing-3-240001961
    Cash from Financing-185-100-5-3
    SummaryCapital Expenditure
    Free Cash Flow3165-5-3-1813-4
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    UYFINCORP · FINANCIALS_SECTOR

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