Jun 2026 (Q2 FY26) — Aug 6, 2026
Better Home & Finance Q2 FY26 — Leadership Transition Amidst Macro Headwinds and Strategic Re-focus
Read the full callBetter Home & Finance (BETR) earnings
- Jun 2026
- Jun 2026 (Q2 FY26)
- Dec 2025
Better Home & Finance earnings: last reported Thu, 6 Aug 2026, for the quarter ended Jun 2026.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 1.1 | −64.6% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | -30.6 | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. |
Price
$10.76 +32.51% · +$2.64
Performance −78.4% 1Y
1Y: $49.92 on 14 Oct 2025 → $10.76. High $86.07 (23 Oct 2025), low $8.12 (14 Oct 2026).
- Previous close
- $8.12
- 52-week range
- $8.12 – $86.07
- One year
- −82.03%
Overview
- Symbol
- BETR
- Sector
- Financials
- Exchange
- US
- Currency
- USD
Call summaries
Every analysed call
Better Home & Finance earnings calls (BETR)
Financials
What the filings say
Net profit, year on year: +16% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 3 | 100 | 4 | 3 | 3 | 155 | 1 | 1 |
| Expenses | 83 | 84 | 77 | 75 | 83 | 85 | 98 | 86 |
| Profit before tax | -54 | -59 | -46 | -32 | -39 | -40 | -51 | -31 |
| Tax rate | −0.2% | −0.6% | −0.3% | −0.3% | −0.4% | 0.8% | 3.1% | −0.2% |
| Net profit | -54 | -59 | -51 | -36 | -39 | -40 | -70 | -31 |
| EPS ($ per share) | -3.58 | — | -3.33 | -2.39 | -2.56 | — | -4.29 | -1.64 |
| Line item | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Equity capital | — | 0 | 0 | 0 | 0 |
| Reserves | -7 | -1,168 | -1,704 | -1,910 | -2,076 |
| Total liabilities | 29 | 1,251 | 783 | 971 | 1,468 |
| Fixed assets | — | 30 | 16 | 3 | 2 |
| Investments | — | 0 | 26 | 54 | 104 |
| Total assets | 279 | 1,083 | 906 | 913 | 1,505 |
| Line item | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Cash from operations | -3 | 938 | -160 | -380 | -167 |
| Cash from investing | -278 | -35 | -39 | -144 | -662 |
| Cash from financing | 281 | -1,537 | 381 | 239 | 714 |
| Net cash flow | 0 | -633 | 182 | -285 | -121 |
| Capital expenditure | — | -12 | -0 | -3 | -1 |
| Free cash flow | — | 927 | -160 | -383 | -168 |
Insider filings
148 filings between Nov 1, 2025 and Oct 1, 2026.
Open market
decisions to buy or sellPurchases
$10.68M
37 purchases by 7 insiders
Sales
$2.21M
25 sales by 2 insiders
92% filed under a 10b5-1 plan — scheduled in advance, not decided on the day
Compensation
not trading decisions- 6
- Award — granted as compensation
- 42
- Option exercise — converted options into shares
- 36
- Tax withheld — shares kept back by the company to cover tax
Also filed: 2 option exercises.
Who traded
open market only| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Framework Ventures IV L.P. | $7.44M | — | Apr 10, 2026 |
| Garg Vishal | $2.40M | — | May 21, 2026 |
| Smith Chad M. | — | $1.26M | Aug 19, 2026 |
| Tuffin Paula | — | $949.2K | Sep 17, 2026 |
| Talwar Harit | $592.0K | — | May 22, 2026 |
| FRATER HUGH R | $125.4K | — | Jun 11, 2026 |
| MENON BHASKAR | $71.0K | — | Apr 8, 2026 |
| Orn Jonsson Sigurgeir | $36.1K | — | Apr 8, 2026 |
Latest filings (50)
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Oct 1, 2026 | Advani Loveen Chief Financial Officer | Option exercise | 9,167 | $0 |
| Oct 1, 2026 | Advani Loveen Chief Financial Officer | Tax withheld | 2,514 | $28.1K |
| Sep 17, 2026 | Tuffin Paula General Counsel and CCO | Sale | 3,108 | $38.4K |
| Sep 4, 2026 | FEIERSTEIN BARRY Chief Operating Officer | Option exercise | 18,750 | $0 |
| Sep 1, 2026 | Tuffin Paula General Counsel and CCO | Award | 6,132 | $0 |
| Sep 1, 2026 | Smith Chad M. President, BMC | Option exercise | 10,000 | $0 |
| Sep 1, 2026 | Smith Chad M. President, BMC | Award | 11,243 | $0 |
| Aug 19, 2026 | Smith Chad M. President, BMC | Sale | 3,307 | $42.5K |
| Aug 6, 2026 | Smith Chad M. Pres & COO, Better Mortgage | Option exercise | 5,000 | $0 |
| Aug 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Tax withheld | 1,995 | $46.9K |
| Aug 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Option exercise | 3,906 | $0 |
| Jul 1, 2026 | Advani Loveen Chief Financial Officer | Tax withheld | 2,510 | $75.8K |
| Jul 1, 2026 | Advani Loveen Chief Financial Officer | Option exercise | 9,167 | $0 |
| Jun 30, 2026 | Advani Loveen Chief Financial Officer | Option exercise | 9,167 | $0 |
| Jun 30, 2026 | Advani Loveen Chief Financial Officer | Tax withheld | 2,510 | $69.0K |
| Jun 11, 2026 | FRATER HUGH R Director | Purchase | 5,150 | $125.4K |
| Jun 9, 2026 | MENON BHASKAR Director | Option exercise | 12,388 | $0 |
| Jun 9, 2026 | Talwar Harit Director | Option exercise | 20,191 | $0 |
| Jun 9, 2026 | Barse David Michael Director | Option exercise | 10,389 | $0 |
| Jun 9, 2026 | Massenet Arnaud Director | Option exercise | 11,327 | $0 |
| Jun 9, 2026 | Farello Michael J. Director | Option exercise | 11,327 | $0 |
| Jun 9, 2026 | Narasimhan Prabhu Director | Option exercise | 11,327 | $0 |
| Jun 9, 2026 | FRATER HUGH R Director | Option exercise | 1,176 | $0 |
| May 22, 2026 | Talwar Harit Director | Purchase | 5,000 | $126.7K |
| May 21, 2026 | Garg Vishal Chief Executive Officer | Purchase 10b5-1 plan | 15,600 | $388.3K |
| May 20, 2026 | Garg Vishal Chief Executive Officer | Purchase | 15,000 | $375.0K |
| May 20, 2026 | Garg Vishal Chief Executive Officer | Purchase | 600 | $15.0K |
| May 18, 2026 | Garg Vishal Chief Executive Officer | Purchase 10b5-1 plan | 6,510 | $162.8K |
| May 18, 2026 | Garg Vishal Chief Executive Officer | Purchase 10b5-1 plan | 1,257 | $31.4K |
| May 18, 2026 | Garg Vishal Chief Executive Officer | Purchase 10b5-1 plan | 600 | $15.0K |
| May 18, 2026 | Garg Vishal Chief Executive Officer | Purchase 10b5-1 plan | 3,900 | $96.5K |
| May 18, 2026 | Garg Vishal Chief Executive Officer | Purchase 10b5-1 plan | 3,333 | $82.4K |
| May 12, 2026 | Advani Loveen Chief Financial Officer | Purchase | 400 | $12.2K |
| May 11, 2026 | Advani Loveen Chief Financial Officer | Purchase | 100 | $3.1K |
| May 8, 2026 | Talwar Harit Director | Purchase | 3,000 | $91.3K |
| May 8, 2026 | Smith Chad M. Pres & COO, Better Mortgage | Sale 10b5-1 plan | 1,366 | $40.7K |
| May 8, 2026 | Smith Chad M. Pres & COO, Better Mortgage | Sale 10b5-1 plan | 118 | $3.7K |
| May 8, 2026 | Smith Chad M. Pres & COO, Better Mortgage | Sale 10b5-1 plan | 971 | $29.6K |
| May 7, 2026 | Garg Vishal Chief Executive Officer | Purchase 10b5-1 plan | 6,483 | $194.5K |
| May 7, 2026 | Garg Vishal Chief Executive Officer | Purchase 10b5-1 plan | 100 | $3.0K |
| May 6, 2026 | Smith Chad M. Pres & COO, Better Mortgage | Option exercise 10b5-1 plan | 5,000 | $0 |
| May 6, 2026 | Smith Chad M. Pres & COO, Better Mortgage | Tax withheld 10b5-1 plan | 2,545 | $108.6K |
| May 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Tax withheld | 1,409 | $62.5K |
| May 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Option exercise | 3,907 | $0 |
| Apr 10, 2026 | Framework Ventures IV L.P. 10% owner | Purchase | 54,384 | $1.79M |
| Apr 9, 2026 | Talwar Harit Director | Purchase | 5,000 | $164.4K |
| Apr 8, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Purchase | 979 | $35.3K |
| Apr 8, 2026 | MENON BHASKAR Director | Purchase | 590 | $20.1K |
| Apr 8, 2026 | Advani Loveen Chief Financial Officer | Purchase | 10 | $355 |
| Apr 8, 2026 | Talwar Harit Director | Purchase | 1,000 | $33.3K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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