Jun 2026 (Q2 FY26) — Jul 23, 2026
Business First Bancshares Q2 FY26 — Strong Loan Production and Margin Expansion
Read the full callBusiness First Bancshares earnings: last reported Thu, 23 Jul 2026, for the quarter ended Jun 2026.
Reported
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 3.2 | +21.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 24.2 | +9.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
Price
1Y: $23.39 on 22 Oct 2025 → $31.8. High $32.28 (13 Aug 2026), low $23.39 (22 Oct 2025).
Overview
Call summaries
Business First Bancshares Q2 FY26 — Strong Loan Production and Margin Expansion
Read the full callEvery analysed call
Financials
Net profit, year on year: +9% (quarter to jun 2026 against jun 2025).
| Line item | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Profit before tax | 23 | 21 | 26 | 28 | 29 | 28 | 29 | 30 |
| Tax rate | 21.6% | 22.6% | 20.4% | 21.1% | 20.9% | 18.9% | 20.1% | 20.2% |
| Net profit | 18 | 16 | 21 | 22 | 23 | 22 | 24 | 24 |
| EPS ($ per share) | 0.65 | — | 0.65 | 0.70 | 0.73 | — | 0.68 | 0.70 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 13 | 13 | 21 | 20 | 25 | 25 | 30 | 30 |
| Reserves | 38 | 57 | 79 | 122 | 164 | 216 | 261 | 327 |
| Total liabilities | 1,835 | 1,989 | 3,750 | 4,293 | 5,410 | 5,940 | 7,058 | 7,318 |
| Fixed assets | 15 | 29 | 59 | 58 | 63 | 69 | 82 | 74 |
| Total assets | 2,095 | 2,274 | 4,160 | 4,726 | 5,990 | 6,585 | 7,857 | 8,215 |
| Line item | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 19 | 24 | 29 | 56 | 70 | 91 | 61 | 92 |
| Cash from investing | -170 | -192 | -475 | -675 | -701 | -521 | -295 | -282 |
| Cash from financing | 140 | 161 | 506 | 538 | 715 | 504 | 326 | 282 |
| Net cash flow | -12 | -7 | 60 | -81 | 84 | 73 | 93 | 92 |
| Capital expenditure | -1 | -4 | -3 | -4 | -8 | -12 | -2 | -0 |
| Free cash flow | 18 | 20 | 26 | 52 | 62 | 79 | 60 | 92 |
101 filings between Oct 28, 2025 and Aug 24, 2026.
Purchases
$131.0K
4 purchases by 2 insiders
Sales
$6.61M
29 sales by 8 insiders
Also filed: 10 dispositions to the issuer.
| Insider | Bought | Sold | Last filing |
|---|---|---|---|
| Cummings George W. III | — | $5.20M | Aug 24, 2026 |
| Johnson Joseph Vernon | — | $379.8K | Jul 29, 2026 |
| Hall William G. | — | $364.1K | Aug 5, 2026 |
| Folse Mark P. | — | $296.3K | Feb 10, 2026 |
| Carter Donald Chad | — | $162.4K | Aug 6, 2026 |
| MANSFIELD KEITH | — | $134.7K | Jul 30, 2026 |
| Day Rick D. | $127.5K | — | Jul 28, 2026 |
| ROBERTSON GREG | — | $37.0K | Dec 1, 2025 |
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| Aug 24, 2026 | Cummings George W. III Director | Sale | 10,000 | $313.3K |
| Aug 21, 2026 | Cummings George W. III Director | Sale | 4,200 | $131.3K |
| Aug 19, 2026 | Cummings George W. III Director | Sale | 3,235 | $102.9K |
| Aug 18, 2026 | Cummings George W. III Director | Sale | 10,000 | $317.8K |
| Aug 6, 2026 | Carter Donald Chad EVP, Correspondent Banking | Sale | 1,875 | $59.3K |
| Aug 5, 2026 | Hall William G. Director | Sale | 1,666 | $53.3K |
| Aug 5, 2026 | Hall William G. Director | Sale | 9,723 | $310.8K |
| Aug 5, 2026 | Strong Saundra EVP & General Counsel | Sale | 1,000 | $32.0K |
| Aug 3, 2026 | Cummings George W. III Director | Sale | 10,000 | $318.7K |
| Jul 31, 2026 | Cummings George W. III Director | Sale | 10,000 | $315.0K |
| Jul 30, 2026 | MANSFIELD KEITH EVP&COO of b1Bank | Sale | 4,200 | $134.7K |
| Jul 30, 2026 | Cummings George W. III Director | Sale | 10,000 | $320.8K |
| Jul 29, 2026 | Cummings George W. III Director | Sale | 10,000 | $318.8K |
| Jul 29, 2026 | Johnson Joseph Vernon Director | Sale | 2,000 | $62.3K |
| Jul 28, 2026 | Cummings George W. III Director | Sale | 10,000 | $318.6K |
| Jul 28, 2026 | Johnson Joseph Vernon Director | Sale | 10,000 | $317.5K |
| Jul 28, 2026 | Day Rick D. Director | Purchase | 1,500 | $47.4K |
| Jun 26, 2026 | Sidi Zeenat Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | Sanchez Alejandro M Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | Quirk Aimee M Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | MONTGOMERY DAVID A. JR. Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | MCCOLLISTER ROLFE H. JR. Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | MOCKLER PATRICK E. Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | Johnson Joseph Vernon Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | Ducrest John P. Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | PRICE ARTHUR Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | Hall William G. Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | Ducrest John P. Director | Disposition to issuer | 1,016 | — |
| Jun 26, 2026 | Day Rick D. Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | Tillage Keith Alexis Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | Folse Mark P. Director | Option exercise | 1,016 | — |
| Jun 26, 2026 | WHITE STEVEN GERARD Director | Option exercise | 1,016 | — |
| Jun 11, 2026 | Cummings George W. III Director | Sale | 5,000 | $143.9K |
| Jun 10, 2026 | Cummings George W. III Director | Sale | 15,000 | $433.4K |
| Jun 8, 2026 | Cummings George W. III Director | Sale | 15,000 | $428.1K |
| May 27, 2026 | Cummings George W. III Director | Sale | 11,595 | $323.7K |
| May 22, 2026 | Cummings George W. III Director | Sale | 10,000 | $279.9K |
| Mar 31, 2026 | Roemer Heather G. EVP, CAO | Tax withheld | 528 | $14.3K |
| Mar 31, 2026 | JORDAN PHILIP EVP&CBO of b1Bank | Tax withheld | 1,033 | $27.9K |
| Mar 31, 2026 | Carter Donald Chad EVP, Correspondent Banking | Tax withheld | 317 | $8.6K |
| Mar 31, 2026 | ROBERTSON GREG EVP and CFO | Tax withheld | 1,033 | $27.9K |
| Mar 31, 2026 | MELVILLE DAVID R. III President and CEO | Tax withheld | 4,279 | $115.7K |
| Mar 31, 2026 | McDonald Warren EVP & Chief Credit Officer | Tax withheld | 1,158 | $31.3K |
| Mar 31, 2026 | MANSFIELD KEITH EVP&COO of b1Bank | Tax withheld | 1,324 | $35.8K |
| Mar 31, 2026 | Manning Kathryn EVP & Chief Risk Officer | Tax withheld | 874 | $23.6K |
| Mar 31, 2026 | Vascocu Norman Jerome Jr President of b1Bank | Tax withheld | 1,600 | $43.3K |
| Mar 31, 2026 | Strong Saundra EVP & General Counsel | Tax withheld | 1,204 | $32.6K |
| Mar 4, 2026 | Cummings George W. III Director | Sale | 11,000 | $303.6K |
| Mar 3, 2026 | Cummings George W. III Director | Sale | 9,800 | $268.7K |
| Mar 2, 2026 | Cummings George W. III Director | Sale | 200 | $5.6K |
Source: SEC Form 4 filings. Form 4 reports transactions, not the cap table — absence of filings says nothing about how much an insider owns, and a quiet window is not a signal.
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